Is USI Insurance Services Legit? Licensing, Carriers and Reliability
USI Insurance Services has no Broker Reliability Score because the information we reviewed is not enough for a numerical score. Reliability Scores rate what we could confirm about a provider’s reliability; they do not predict claims payment.
USI Insurance Services Broker Reliability Score
This partial Broker Reliability Score covers disclosure clarity within the scope described on this page. Those factors make up 15% of the full score, normalized to a ten-point scale. The factors left out remain unknown, and evidence for one program does not describe another.
Scored entity unavailable
What Our Research Found About USI Insurance Services
Role: Broker. Covers: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.
USI Insurance Services Legal Identity
USI's reviewed materials identify USI Insurance Services LLC as the brokerage and risk-consulting entity. Aon announced an agreement to acquire USI on August 31, 2026, while stating USI would operate independently until an expected fourth-quarter close; the announcement is ownership context, not evidence that the transaction had closed.1,8
USI Insurance Services Licensing
USI Insurance Services Financial Strength
USI Insurance Services Risk Bearing
USI describes licensed-producer activity, insurer-paid commissions, contingent compensation and placement of property-casualty and technology coverages. The reviewed sources do not identify an issuing carrier, underwriting authority, admitted or surplus-lines status or reinsurance terms for a particular policy; USI is treated as broker.2,3
One USI programme names its underwriter. USI’s accountants’ professional liability page states that “The AICPA Professional Liability Program, underwritten by CNA, has been offering coverage to CPAs since 1967 and has been the endorsed provider of the AICPA Program since 1994,” and directs buyers to USI Affinity for quotes and renewals. That identifies a carrier (CNA), a programme (the AICPA Professional Liability Program), a scope (professional liability for CPA firms) and a long-running endorsement, all disclosed by USI. It establishes nothing about the insurer for any other USI line.10
USI’s programme platform is named and describes delegated authority without naming the carriers granting it. Its programmes page states that USI delivers programme business through USI Affinity and Innovation Growth Partners, and that IGP Specialty offers “specialty underwriting programs, nationwide wholesale brokerage, and contract binding authority.” IGP Specialty’s own site describes “25+ standout, competitive specialty programs,” wholesale “backed by a vast network of carrier partners” and contract binding “powered by top-rated carriers,” and states that it was formed from U.S. Risk, a national specialty lines underwriting manager and wholesale broker, and Safehold Special Risk, a national program business. Contract binding authority is a capacity relationship, but no insurer granting it is named.9,11
Outside the AICPA programme, no reviewed USI source identifies an insurer for a property-casualty, technology, executive or employee-benefit placement, and the CNA evidence sits within USI Affinity rather than the general commercial brokerage that most of this score covers. No carrier-published record of a USI appointment was located in this research.10,9
USI Insurance Services Claims Service
USI Insurance Services Regulatory Record
What We Couldn’t Confirm About USI Insurance Services
- California license 0G11911 remains company-reported pending direct regulator confirmation.
- No complete state-by-state producer authority inventory was completed.
- No quote-specific issuing carrier, underwriting authority, admitted or surplus-lines status or reinsurance terms were collected.
- No standalone USI statutory financial evidence or current carrier-specific AM Best action was collected.
- No completed five-year conduct result is available.
- Claims guidance is dated May 2021 and independent service outcomes were not reviewed.
- USI names CNA only for the AICPA Professional Liability Program placed through USI Affinity; no insurer is named for USI’s general property-casualty, technology, executive or employee-benefit placements.
- The carriers granting IGP Specialty’s contract binding authority and supporting its specialty programmes are not identified, and the share of USI’s book placed through them is not disclosed.
- No carrier-published directory, appointment record or regulator appointment listing confirming a USI carrier appointment was located in this research.
Regulator Searches for USI Insurance Services
| Jurisdiction | Result | Notes |
|---|---|---|
 CaliforniaCalifornia Department of Insurance | Source inaccessible7 | Current USI authority for 0G11911 is not independently established from the California regulator route; this is not a no-license or clean-record finding. |
USI Insurance Services Licenses and Authority Records
These are reviewed authority records for the named legal entities and what they cover. A license record does not establish that a particular policy is available, bound, or suitable.
Which Coverage Lines Does USI Insurance Services Offer?
Product pages for the coverage lines USI Insurance Services lists.
Comparisons and Insurance Terms Related to USI Insurance Services
USI pairs technology coverage with analytics and planning services; Alliance Risk reviews technology E&O submissions and contracts.
USI adds PATH risk-control consulting and USI ONE planning to technology placement; Amelia Risk focuses on startup and consumer-product brokerage.
USI describes PrivaSafe cyber placement and broader risk-control services; Armilla's generative-AI liability is not a complete startup program.
