Resilience vs RiskCube: How Do They Compare for Tech E&O Insurance?

Resilience targets technology companies with $25 million to $10 billion in revenue and advertises limits up to $10 million; RiskCube is an independent brokerage that typically returns quotes within about 24 hours.

Resilience only writes tech companies with $25 million to $10 billion in revenue, offering limits up to $10 million, endorsements built into one form and a 24/7 claims team; RiskCube is a broker that shops insurers for early-stage AI, fintech, govtech, defense, space and Web3 companies and can add AI-gap excess. ^1,^2,^4,⁵

What Are the Key Differences Between Resilience and RiskCube Tech E&O Insurance?

$25 Million-Plus Companies vs Early-Stage Niche Tech

Resilience writes US technology E&O, primary or excess, only for companies with $25 million to $10 billion in revenue, across technology services, hardware, data centers, telecom, software and web services. RiskCube is an independent broker targeting AI/ML, fintech, govtech, defense, space and Web3 companies, and talks about early-stage startups choosing lower limits. Choose Resilience if you are above $25 million in revenue and want a known insurer and up to $10 million; choose RiskCube if you are an early-stage AI, fintech, defense or crypto company below that floor. ¹ ⁴

Built-In Endorsements and a Claims Team vs AI Excess and Contract Checks

Resilience writes endorsements into the policy form instead of stacking separate documents, and runs a 24/7 in-house claims and incident-response team with a dedicated manager through settlement. RiskCube publishes no limits or claims process, but can layer excess for AI gaps such as algorithmic bias or hallucination claims and checks the waiver-of-subrogation wording enterprise contracts demand. ¹ ³ ⁴

Named Insurers vs Unnamed Markets

Resilience’s policies are issued by Homeland Insurance Company of New York or of Delaware and distributed by its own agency. RiskCube says it is not an insurer and doesn’t name which one would issue your policy. ² ⁵

What Should You Confirm in Resilience and RiskCube Tech E&O Insurance Quotes?

Check your revenue against Resilience’s $25 million to $10 billion band, and ask which Homeland company issues. ¹ ²
Ask RiskCube which insurer is quoting and whether patent or other IP claims are excluded. ⁴
Compare RiskCube’s quoted limit with Resilience’s $10 million maximum. ¹ ⁴
If your contracts include waiver-of-subrogation or AI-output terms, ask RiskCube about excess and Resilience how its form handles them. ⁴ ¹

Resilience vs RiskCube Tech E&O Insurance Compared

Resilience vs RiskCube: Tech E&O Insurance: documented features by provider

Criteria	Resilience Technology E&O	RiskCube Technology Errors and Omissions (E&O) Insurance
Who It’s For	Resilience targets US technology E&O business with $25 million to $10 billion in revenue for primary and excess placements, spanning technology services, technology hardware, data centers, telecommunications, software and web services. ¹Company-reported. "A Broad Market Appetite" benefit and segment list on the product page, accessed 2026-09-23; smaller companies fall outside the published revenue range.	RiskCube targets Tech E&O at AI/ML, fintech, govtech, defense, space and Web3 companies whose software or models can create financial loss or contract-performance disputes for customers. ⁴Company-reported. Tech E&O product page "Who needs this coverage" section.
Coverage Features	Resilience says its policy endorsements are integrated directly into the policy form, which it calls "Coverage Certainty," for what it describes as a straightforward, beginning-to-end read rather than a base form layered with separate endorsement documents. ¹Company-reported. "Coverage Certainty" benefit on the product page; the actual policy as issued controls. Resilience lists six technology segments it underwrites for E&O: technology services (MSP/MSSP, consulting, staffing, storage services, VARs), technology hardware and networking equipment manufacturing, data centers, telecommunications, software (including AI, security software and payment processors) and web services. ¹Company-reported. "Comprehensive coverage for technology risks" segment list on the product page, accessed 2026-09-23.	RiskCube describes Tech E&O as covering software errors and bugs, failure to meet SLAs or contract terms, client financial losses caused by the policyholder's product, and related data loss, plus legal defense costs. ⁴Company-reported. Tech E&O product page "What's covered" section. RiskCube lists common Tech E&O exclusions including intentional wrongdoing or fraud, incidents known before binding, patent infringement, other intellectual-property infringement and financial insolvency. ⁴Company-reported. Tech E&O product page "Common Exclusions" section.
Role in This Line	Resilience markets technology E&O as professional liability coverage for technology companies with complex risk, distributed in the US by a separate insurance agency rather than underwritten by the Resilience brand itself. ¹Company-reported. Technology E&O product page introduction, accessed 2026-09-23.	RiskCube compares Tech E&O policies across carriers and describes itself as an independent brokerage rather than the underwriter of the policy. ⁴Company-reported. Tech E&O product page footer and FAQ describing RiskCube as "your independent broker, scanning the entire market" for quotes.
Issuing Insurer	Resilience's US disclosure states that technology E&O products are distributed by Ocrea Risk Services, LLC (NPN 19169260), doing business as Resilience Cyber Insurance Solutions, and underwritten by Homeland Insurance Company of New York or Homeland Insurance Company of Delaware, both subsidiaries of Intact Insurance Group USA LLC. The product page separately says capacity comes through "approved underwriting companies" rated by AM Best, without naming an insurer beyond the two Homeland entities. ^2,¹Company-reported. US paragraph of Resilience's disclaimer page and the "Superior Capacity" benefit on the product page, both accessed 2026-09-23; product- and state-specific issuer mapping is not published.	RiskCube's disclosures say it is not an insurance carrier and that its insurance products, including Tech E&O, are underwritten and issued by third-party carriers it does not name; the Tech E&O page itself does not identify an issuing insurer. ^5,⁴Company-reported. Company-wide entity and licensing disclosure and the Tech E&O product page as read on 2026-09-23.