---
title: "Resilience vs RiskCube: Tech E&O Insurance"
description: "Resilience only writes tech companies with $25 million to $10 billion in revenue, offering limits up to $10 million, endorsements built into one form and a 24/7 claims team; RiskCube is a broker that shops insurers for early-stage AI, fintech, govtech, defense, space and Web3 companies and can add AI-gap excess."
canonical: "https://spot.insure/compare/resilience-vs-riskcube/technology-errors-omissions"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "resilience-vs-riskcube"
provider-a: "resilience"
provider-b: "riskcube"
coverage-line: "technology-errors-omissions"
---

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[Human-readable page](https://spot.insure/compare/resilience-vs-riskcube/technology-errors-omissions)

## Agent Guide

**What this page is:** Focused comparison of Resilience and RiskCube for Tech E&O Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Tech E&O Insurance questions about Resilience versus RiskCube. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Resilience vs RiskCube for Tech E&O Insurance: how do they differ?
- Which is better for Tech E&O Insurance, Resilience or RiskCube?
- What does Resilience or RiskCube publish about Tech E&O Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Tech E&O Insurance. Providers: Resilience and RiskCube.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [Resilience vs RiskCube](https://spot.insure/compare/resilience-vs-riskcube) — all coverage lines for this pair
- [Tech E&O Insurance guide](https://spot.insure/coverage/technology-errors-omissions) — how this coverage works
- [Resilience profile](https://spot.insure/insurance-providers/resilience) — provider profile
- [RiskCube profile](https://spot.insure/insurance-providers/riskcube) — provider profile

# Resilience vs RiskCube: How Do They Compare for Tech E&O Insurance?

Resilience targets technology companies with $25 million to $10 billion in revenue and advertises limits up to $10 million; RiskCube is an independent brokerage that typically returns quotes within about 24 hours.

Resilience writes Tech E&O for companies with $25 million to $10 billion in revenue with limits up to $10 million and a 24/7 claims team, while RiskCube shops Tech E&O for early-stage AI, fintech, defense and Web3 companies.

## Resilience vs RiskCube Tech E&O Insurance Summary

Resilience only writes tech companies with $25 million to $10 billion in revenue, offering limits up to $10 million, endorsements built into one form and a 24/7 claims team; RiskCube is a broker that shops insurers for early-stage AI, fintech, govtech, defense, space and Web3 companies and can add AI-gap excess. [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [2](https://cyberresilience.com/disclaimer/ "Disclaimer") [4](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") [5](https://riskcubeai.com/disclosures "Disclosures & Compensation")

## What Are the Key Differences Between Resilience and RiskCube Tech E&O Insurance?

### $25 Million-Plus Companies vs Early-Stage Niche Tech

Resilience writes US technology E&O, primary or excess, only for companies with $25 million to $10 billion in revenue, across technology services, hardware, data centers, telecom, software and web services. RiskCube is an independent broker targeting AI/ML, fintech, govtech, defense, space and Web3 companies, and talks about early-stage startups choosing lower limits. Choose Resilience if you are above $25 million in revenue and want a known insurer and up to $10 million; choose RiskCube if you are an early-stage AI, fintech, defense or crypto company below that floor. [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [4](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance")

### Built-In Endorsements and a Claims Team vs AI Excess and Contract Checks

Resilience writes endorsements into the policy form instead of stacking separate documents, and runs a 24/7 in-house claims and incident-response team with a dedicated manager through settlement. RiskCube publishes no limits or claims process, but can layer excess for AI gaps such as algorithmic bias or hallucination claims and checks the waiver-of-subrogation wording enterprise contracts demand. [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [3](https://cyberresilience.com/products/claims-incident-response "Claims & Incident Response") [4](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance")

### Named Insurers vs Unnamed Markets

Resilience’s policies are issued by Homeland Insurance Company of New York or of Delaware and distributed by its own agency. RiskCube says it is not an insurer and doesn’t name which one would issue your policy. [2](https://cyberresilience.com/disclaimer/ "Disclaimer") [5](https://riskcubeai.com/disclosures "Disclosures & Compensation")

## What Should You Confirm in Resilience and RiskCube Tech E&O Insurance Quotes?

- Check your revenue against Resilience’s $25 million to $10 billion band, and ask which Homeland company issues. [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [2](https://cyberresilience.com/disclaimer/ "Disclaimer")
- Ask RiskCube which insurer is quoting and whether patent or other IP claims are excluded. [4](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance")
- Compare RiskCube’s quoted limit with Resilience’s $10 million maximum. [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [4](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance")
- If your contracts include waiver-of-subrogation or AI-output terms, ask RiskCube about excess and Resilience how its form handles them. [4](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O")

## Resilience vs RiskCube Tech E&O Insurance Compared

| Criteria | Resilience Technology E&O | RiskCube Technology Errors and Omissions (E&O) Insurance |
| --- | --- | --- |
| Who It’s For | Resilience targets US technology E&O business with $25 million to $10 billion in revenue for primary and excess placements, spanning technology services, technology hardware, data centers, telecommunications, software and web services. [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: "A Broad Market Appetite" benefit and segment list on the product page, accessed 2026-09-23; smaller companies fall outside the published revenue range..) | RiskCube targets Tech E&O at AI/ML, fintech, govtech, defense, space and Web3 companies whose software or models can create financial loss or contract-performance disputes for customers. [4](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Tech E&O product page "Who needs this coverage" section..) |
| Coverage Features | Resilience says its policy endorsements are integrated directly into the policy form, which it calls "Coverage Certainty," for what it describes as a straightforward, beginning-to-end read rather than a base form layered with separate endorsement documents. [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: "Coverage Certainty" benefit on the product page; the actual policy as issued controls..)<br><br>Resilience lists six technology segments it underwrites for E&O: technology services (MSP/MSSP, consulting, staffing, storage services, VARs), technology hardware and networking equipment manufacturing, data centers, telecommunications, software (including AI, security software and payment processors) and web services. [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: "Comprehensive coverage for technology risks" segment list on the product page, accessed 2026-09-23..) | RiskCube describes Tech E&O as covering software errors and bugs, failure to meet SLAs or contract terms, client financial losses caused by the policyholder's product, and related data loss, plus legal defense costs. [4](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Tech E&O product page "What's covered" section..)<br><br>RiskCube lists common Tech E&O exclusions including intentional wrongdoing or fraud, incidents known before binding, patent infringement, other intellectual-property infringement and financial insolvency. [4](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Tech E&O product page "Common Exclusions" section..) |
| Role in This Line | Resilience markets technology E&O as professional liability coverage for technology companies with complex risk, distributed in the US by a separate insurance agency rather than underwritten by the Resilience brand itself. [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: Technology E&O product page introduction, accessed 2026-09-23..) | RiskCube compares Tech E&O policies across carriers and describes itself as an independent brokerage rather than the underwriter of the policy. [4](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Tech E&O product page footer and FAQ describing RiskCube as "your independent broker, scanning the entire market" for quotes..) |
| Issuing Insurer | Resilience's US disclosure states that technology E&O products are distributed by Ocrea Risk Services, LLC (NPN 19169260), doing business as Resilience Cyber Insurance Solutions, and underwritten by Homeland Insurance Company of New York or Homeland Insurance Company of Delaware, both subsidiaries of Intact Insurance Group USA LLC. The product page separately says capacity comes through "approved underwriting companies" rated by AM Best, without naming an insurer beyond the two Homeland entities. [2](https://cyberresilience.com/disclaimer/ "Disclaimer") [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: US paragraph of Resilience's disclaimer page and the "Superior Capacity" benefit on the product page, both accessed 2026-09-23; product- and state-specific issuer mapping is not published..) | RiskCube's disclosures say it is not an insurance carrier and that its insurance products, including Tech E&O, are underwritten and issued by third-party carriers it does not name; the Tech E&O page itself does not identify an issuing insurer. [5](https://riskcubeai.com/disclosures "Disclosures & Compensation") [4](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Company-wide entity and licensing disclosure and the Tech E&O product page as read on 2026-09-23..) |

## About Resilience and RiskCube and Tech E&O Insurance

- [Resilience company profile](https://spot.insure/insurance-providers/resilience) · [Resilience customer reviews](https://spot.insure/insurance-providers/resilience/reviews)
- [RiskCube company profile](https://spot.insure/insurance-providers/riskcube) · [RiskCube customer reviews](https://spot.insure/insurance-providers/riskcube/reviews)
- [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions)

## Related Pages for Resilience vs RiskCube Tech E&O Insurance

- [Resilience vs RiskCube](https://spot.insure/compare/resilience-vs-riskcube): all coverage lines, business roles, service and claims.
- [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions): Technology errors and omissions can help pay when a customer claims your software, hosting, installation or tech advice caused financial loss; cyber incidents need separate review.
- [Resilience Tech E&O Insurance](https://spot.insure/insurance-providers/resilience/technology-errors-omissions)
- [RiskCube Tech E&O Insurance](https://spot.insure/insurance-providers/riskcube/technology-errors-omissions)

## Sources for Resilience vs RiskCube Tech E&O Insurance

### Sources About Resilience

1. [Technology E&O](https://cyberresilience.com/products/technology-errors-and-omissions-insurance). Resilience; "Comprehensive coverage for technology risks" segment list; "Key Benefits" section: A Broad Market Appetite, Comprehensive Coverage, Coverage Certainty, Superior Capacity. Accessed 2026-09-23.
2. [Disclaimer](https://cyberresilience.com/disclaimer/). Resilience; USA paragraph: "Insurance products are distributed by Ocrea Risk Services, LLC (NPN 19169260) dba Resilience Cyber Insurance Solutions. Resilience products are underwritten by Homeland Insurance Company of New York or Homeland Insurance Company of Delaware, each subsidiaries of Intact Insurance Group USA LLC". Accessed 2026-09-23.
3. [Claims & Incident Response](https://cyberresilience.com/products/claims-incident-response). Resilience; "Our Claims Advantage" and "Our Difference" sections: 24/7 in-house Claims & Incident Response team, fully in-house claims staff, dedicated claims manager from triage through settlement, world-class outside panel. Accessed 2026-09-23.

### Sources About RiskCube

4. [Technology Errors and Omissions (E&O) Insurance](https://riskcubeai.com/insurance/tech-eo). RiskCube; Who needs this coverage; What is Tech E&O; What's covered; Common Exclusions; FAQs; application steps; "Independent brokerage · NPN 21694336" footer. Accessed 2026-09-23.
5. [Disclosures & Compensation](https://riskcubeai.com/disclosures). RiskCube; Section 1, Entity and Licensing Disclosure: "RiskCube is not an insurance carrier and does not underwrite insurance. Insurance coverage is offered, underwritten, and issued by third-party insurance carriers". Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/resilience-vs-riskcube/technology-errors-omissions.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)