Pie Insurance vs Vouch Professional Liability (E&O) Insurance

Pie places E&O with unnamed carrier partners; Vouch discloses two named insurers behind its program partner's E&O line.

What Is Pie Insurance?

Pie Insurance sells and administers small-business commercial insurance, with affiliated carriers writing its workers’ compensation program and outside carrier partners supporting selected other products. Businesses can start a workers’ compensation quote online or use an agent, then manage documents, certificates, billing, audits and claim reporting through Pie’s service channels. ^1,^2,³

Read the Pie Insurance profile

What Is Vouch Insurance?

Vouch is a business insurance broker and risk advisor for startups and growing companies. Buyers can apply online and work with advisors to arrange coverage, review contract requirements and manage insurance across carriers. ^5,^6,^7,⁸

Read the Vouch profile

What Is Professional Errors and Omissions (E&O) Insurance?

Professional errors and omissions (E&O) insurance, also called professional liability insurance, addresses claims that professional services or advice caused a client financial loss. What's covered depends on the services actually scheduled in the policy, not the product label alone. ^12,^13,^14,¹⁵

Read the full coverage guide

Key Differences in Professional Liability (E&O) Insurance

Two Intermediaries, Different Disclosure on Insurers

Pie identifies itself as an intermediary that helps businesses get errors and omissions coverage "from our insurance carrier partners," without naming a specific insurer. ⁴ Vouch is also a broker for this line, but discloses that its program partner Corix's E&O product is issued by State National Insurance Company or United Specialty Insurance Company. ¹¹

Who Each Company Targets

Pie names architects, contractors, attorneys, engineers, consultants, marketers, counselors and real estate agents as professionals who often carry E&O. ⁴ Vouch markets its professional E&O to accounting and finance, architecture, engineering and construction, IT consulting, management consulting, and marketing and creative agency firms. ⁹

How You Start a Quote

Pie directs buyers to contact the company to start a quote, without a self-serve online path for this line. ⁴ Corix's E&O product page offers a downloadable application and directs brokers to start an appointment process, while Vouch's own site routes prospective buyers to its online "Get Started" application flow. ¹⁰

What to Confirm in Professional Liability (E&O) Insurance Quotes

Ask Pie to name the specific carrier partner that would issue your policy, since its page names none. ⁴
Ask Vouch whether your placement would go through Corix or another program partner, since the named insurers apply to Corix-branded E&O specifically. ¹¹
Neither company's reviewed page publishes limits or retentions for E&O; ask both for specific figures. ⁴ ⁹
Confirm whether criminal-prosecution defense is excluded on your Pie policy, since its page notes that exclusion. ⁴

Offering Details

Pie Insurance vs Vouch Professional Liability (E&O) Insurance: documented features by provider

Criteria	Pie Errors and Omissions Insurance	Vouch Errors & Omissions Insurance
Role in This Line	Pie says it helps small businesses get the best errors and omissions coverage 'from our insurance carrier partners,' identifying itself as an intermediary rather than the underwriter for this line. ⁴Company-reported. Errors and Omissions product page as read on 2026-09-23.	Vouch is a broker, not an insurer, for professional errors & omissions coverage. It lists Errors & Omissions among the core coverages it places for professional-services clients, and one of its named program partners, Corix, has a dedicated E&O product. ^9,¹⁰Company-reported. Vouch's Professional Services page and Corix's cyber/E&O product page.
Issuing Insurer	The reviewed page refers only to 'our insurance carrier partners' and does not name a specific insurer for Pie's errors and omissions product. ⁴Not publicly disclosed. Errors and Omissions product page as read on 2026-09-23.	Corix's disclosures say its proprietary products, including its E&O line, are issued by State National Insurance Company or United Specialty Insurance Company. That names an insurer for Corix-branded E&O products specifically, not for every Vouch professional-liability placement. ¹¹Company-reported. Corix disclosures page.
Who It’s For	Pie names architects, contractors, attorneys, engineers, consultants, marketers, counselors, and real estate agents as professionals who often carry E&O insurance, and notes some states or clients require proof of coverage. ⁴Company-reported. Errors and Omissions product page as read on 2026-09-23; not an exhaustive eligibility list.	Vouch markets professional E&O to accounting and finance, architecture/engineering/construction, IT consulting, management consulting, and marketing and creative agency firms. ⁹Company-reported. Vouch's Professional Services page; not an underwriting appetite guarantee for any specific applicant.
Coverage Features	Pie describes errors and omissions insurance, also called professional liability insurance, as covering legal fees, costs, and damages for claims that a business's advice or services caused harm, including claims of inaccurate advice, misrepresentation, negligence, or violation of good faith, but says it does not protect against criminal prosecution. ⁴Company-reported. Errors and Omissions product page as read on 2026-09-23; the issued policy controls actual insuring agreements and exclusions.	Corix describes E&O as protecting a business against claims of negligence, mistakes or inadequate work that cause a client financial loss in the provision of professional services, including legal defense costs and any damages awarded, even when the claim is ultimately groundless. ¹⁰Company-reported. Corix's cyber and E&O product page; actual insuring agreements and exclusions are set by the issued policy.
Limits and Retentions	The reviewed page does not publish limits, deductibles, or premium ranges for errors and omissions coverage. ⁴Not publicly disclosed. Errors and Omissions product page as read on 2026-09-23.	Neither the Vouch nor Corix pages publish E&O policy limits or retentions. ^9,¹⁰Not publicly disclosed. Pages checked on 2026-09-23.
How to Apply	Pie directs errors and omissions buyers to contact the company to start a quote through its website. ⁴Company-reported. Errors and Omissions product page as read on 2026-09-23.	Corix's E&O product page offers a downloadable application and directs brokers to start an appointment process; Vouch's own site routes prospective buyers to its online "Get Started" application flow. ^10,⁹Company-reported. Corix product page and Vouch site navigation.

Full Comparison

More Pie Insurance vs Vouch Comparisons

Other Professional Liability (E&O) Insurance Comparisons

Sources

Pie Insurance

Legal. Pie Insurance; State Licenses; footer disclosure naming producer and workers’ compensation versus third-party underwriting roles. Accessed 2026-09-15.
Workers’ Comp Insurance For Small Businesses. Pie Insurance; Get a workers’ compensation quote online; insurance made for your small business; quote inputs; coverage description; quote-time and savings qualifications; AM Best link. Accessed 2026-09-16.
Online Account Tutorial. Pie Insurance; Payment-method updates; instant and custom certificates; policy information; document access; agent-handled custom certificate qualification. Accessed 2026-09-15.
Errors and Omissions Insurance. Pie Insurance; Errors and Omissions Insurance hero: also known as professional liability insurance...; professions that often carry E&O; What's typically covered by errors and omissions insurance? Inaccurate advice, Misrepresentation, Negligence, Violation of good faith; Make sure you're covered: Start now. Accessed 2026-09-23.

Vouch

Vouch Homepage. Vouch; Hero identifying Vouch as an insurance broker; Industries; Services; footer identifying Vouch Specialty and qualifying product availability. Accessed 2026-09-15.
Start a Vouch Application. Vouch; Public first screen: legal business name, website/no-website option, address and location type, applicant role and contact fields, consent, and existing-customer sign-in. Accessed 2026-09-15.
Carrier Options in One Place. Vouch; 26 November 2025: Choice Without the Chaos; Clarity That Builds Confidence; One Relationship, Many Solutions; final producer/underwriting disclosure. Accessed 2026-09-15.
Contract Requirement Review. Vouch; Coverage that keeps your deals moving; Tailored to your contract; Effortless Experience (reviews and COIs). Accessed 2026-09-15.
Insurance for Professional Services Firms. Vouch; Expertise across professional services: Accounting & Finance, Architecture/Engineering/Construction, IT Consulting, Management Consulting, Marketing & Creative Agencies; Core coverages for Professional Services: Errors & Omissions, General Liability, Cyber Liability, Employment Practices Liability, Workers' Compensation. Accessed 2026-09-23.
Cyber and Errors & Omissions. Corix Insurance; Errors & Omissions insurance provided by Corix helps protect businesses for claims of negligence, mistakes, or inadequate work that causes a financial loss to clients, in the provision of professional services. It includes legal defense costs and damages awarded, even when the claim is groundless. Accessed 2026-09-23.
Legal Disclosures. Corix Insurance; Policies are issued by State National Insurance Company (NAIC# 12831) or United Specialty Insurance Company (NAIC#12537). Accessed 2026-09-23.

Professional Liability (E&O) Insurance Guide

FAQ: Professional liability insurance. Texas Department of Insurance; What’s professional liability coverage?; What types of damages…; What’s general liability insurance?; Do I need professional liability… if I have general liability…?; Is professional liability insurance required?; Can a client require…?; What’s the difference between occurrence policies and claims-made policies. Accessed 2026-09-16.
Professional liability insurance. Insurance Information Institute; Opening paragraphs (professional services/advice and E&O name); Claims not covered by general liability; What types of businesses need professional liability insurance?; What’s covered… and what’s not (claims-made versus occurrence, defense and judgments, non-financial/intentional limits, BOP/in-home exclusion). Accessed 2026-09-16.
Get business insurance. U.S. Small Business Administration; Six common types of business insurance table. Accessed 2026-09-16.
Professional Liability – US Direct Errors and Omissions Insurance. Hiscox Inc. specimen; About this Policy / Coverage for Claims Made Against You; I.A Insuring Agreement; I.B Defense; I.C Settlement; II.A Notice of Claims; II.C Optional Extended Reporting Period; III.A, III.K, III.M, III.R, III.S Exclusions; IV.A–B Limits and Deductible; VI.O Professional Services; VI.U Wrongful Act. Accessed 2026-09-16.