Newfront vs 
The Hartford: How Do They Compare for Tech E&O Insurance?
The Hartford offers FailSafe tech E&O with listed features and a cost guide of $500 to $1,000 per employee a year; Newfront, a broker, negotiates bespoke wording alongside cyber and starts with a consultation.
The Hartford's FailSafe gives software, IT, hardware and telecom firms a defined Tech E&O product with IP and media liability, at a typical $500 to $1,000 per employee a year. Newfront's cyber-risk brokers negotiate your policy wording with insurers and advise you when a claim hits. 3,1
What Are the Key Differences Between Newfront and The Hartford Tech E&O Insurance?
Fixed Product With a Price Range vs Negotiated Wording
The Hartford writes FailSafe for companies whose products or services could cause a customer pure financial loss: software and IT specialists, hardware and electronics makers, and telecom providers. It says tech E&O typically runs $500 to $1,000 per employee a year. Newfront's Cyber Risk team brokers Tech E&O, negotiates the policy wording with insurers and consults on claims, but publishes no price range or insurer. Choose The Hartford if you want a standard product and a cost estimate before you call; choose Newfront if your contracts need custom wording or you want a broker at your side during a claim. 1 3
Separate Cyber at The Hartford vs Tech E&O Within a Cyber Practice
FailSafe includes E&O, security, data privacy and network security, personal injury, IP and media liability, while cyberattacks and data leaks go on a separate Hartford cyber policy. Newfront places Tech E&O through its cyber practice, so ask whether it would sit on the same program as your cyber cover. 3 1
What Should You Confirm in Newfront and The Hartford Tech E&O Insurance Quotes?
- Ask Newfront which insurer would issue the policy. 1 3
- Check that FailSafe's IP and media parts appear on your quote, and ask Newfront to match them in its wording. 3 1
- Ask whether cyber is on the same policy or program as Tech E&O with each. 3 1
- Get actual premium, limits and retentions; The Hartford's per-employee range is typical, not a quote. 3 1
Newfront vs The Hartford Tech E&O Insurance Compared
Newfront vs The Hartford: Tech E&O Insurance: documented features by provider
| Criteria | Newfront Cyber Risk Technology Errors & Omissions | The Hartford FailSafe Technology Errors and Omissions Insurance |
|---|---|---|
| Who It’s For | The reviewed page markets the Cyber Risk practice broadly, without a technology-E&O-specific eligibility threshold; Newfront says its cyber team helps clients navigate "increased underwriting standards" as carriers evaluate applicants. 1Company-reported. Cyber Risk page's Our Approach introduction. | The Hartford names buyer types for Tech E&O: software and IT specialists (custom/packaged software developers, website designers, computer consultants, systems integrators, federal IT contractors), hardware and electronics manufacturers, and telecommunications providers (local/long-distance carriers, internet/application service providers, website hosting). 3Company-reported. Technology E&O product page as read 2026-09-23. |
| Coverage Features | Newfront names its "Tech E&O and Cyber team" specifically and says that team "negotiates bespoke language to ensure the broadest terms available in the marketplace," indicating technology E&O is negotiated alongside cyber wording rather than sold as an off-the-shelf form; the reviewed page does not describe specific tech E&O exclusions or professional-services scope. 1Company-reported. Cyber Risk page's Subject Matter Expertise section. | The Hartford lists FailSafe Technology E&O coverage features: errors and omissions liability, security liability, data privacy and network security liability, personal injury liability, intellectual property liability, and media liability. It distinguishes this from its separate cyber liability coverage, which addresses cyberattacks and data leaks specifically rather than broader product/service failures. 3Company-reported. Technology E&O product page as read 2026-09-23. General coverage description; the issued policy controls. |
| Role in This Line | Newfront lists Technology Errors and Omissions (E&O) as one of the named coverages its Cyber Risk practice places, alongside cyber liability, data breach, business interruption, network security liability and cyber extortion coverage. Newfront brokers this coverage; it does not underwrite it. 1Company-reported. Cyber Risk page's Key Coverages list. | The Hartford's FailSafe Technology Liability Product Suite is its technology errors and omissions (E&O) product, aimed at technology companies whose products or services can cause a customer's pure financial loss that traditional liability policies usually don't cover. 3Company-reported. Technology E&O product page as read 2026-09-23. |
