---
title: "Newfront vs The Hartford: Tech E&O Insurance"
description: "The Hartford's FailSafe gives software, IT, hardware and telecom firms a defined Tech E&O product with IP and media liability, at a typical $500 to $1,000 per employee a year. Newfront's cyber-risk brokers negotiate your policy wording with insurers and advise you when a claim hits."
canonical: "https://spot.insure/compare/newfront-vs-the-hartford/technology-errors-omissions"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "newfront-vs-the-hartford"
provider-a: "newfront"
provider-b: "the-hartford"
coverage-line: "technology-errors-omissions"
---

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[Human-readable page](https://spot.insure/compare/newfront-vs-the-hartford/technology-errors-omissions)

## Agent Guide

**What this page is:** Focused comparison of Newfront and The Hartford for Tech E&O Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Tech E&O Insurance questions about Newfront versus The Hartford. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Newfront vs The Hartford for Tech E&O Insurance: how do they differ?
- Which is better for Tech E&O Insurance, Newfront or The Hartford?
- What does Newfront or The Hartford publish about Tech E&O Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Tech E&O Insurance. Providers: Newfront and The Hartford.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [Newfront vs The Hartford](https://spot.insure/compare/newfront-vs-the-hartford) — all coverage lines for this pair
- [Tech E&O Insurance guide](https://spot.insure/coverage/technology-errors-omissions) — how this coverage works
- [Newfront profile](https://spot.insure/insurance-providers/newfront) — provider profile
- [The Hartford profile](https://spot.insure/insurance-providers/the-hartford) — provider profile

# Newfront vs The Hartford: How Do They Compare for Tech E&O Insurance?

The Hartford offers FailSafe tech E&O with listed features and a cost guide of $500 to $1,000 per employee a year; Newfront, a broker, negotiates bespoke wording alongside cyber and starts with a consultation.

The Hartford's FailSafe is an off-the-shelf Tech E&O product priced at a typical $500 to $1,000 per employee a year; Newfront's cyber-risk brokers negotiate Tech E&O wording for you and consult on claims.

## Newfront vs The Hartford Tech E&O Insurance Summary

The Hartford's FailSafe gives software, IT, hardware and telecom firms a defined Tech E&O product with IP and media liability, at a typical $500 to $1,000 per employee a year. Newfront's cyber-risk brokers negotiate your policy wording with insurers and advise you when a claim hits. [3](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O") [1](https://www.newfront.com/cyber-insurance "Cyber Risk")

## What Are the Key Differences Between Newfront and The Hartford Tech E&O Insurance?

### Fixed Product With a Price Range vs Negotiated Wording

The Hartford writes FailSafe for companies whose products or services could cause a customer pure financial loss: software and IT specialists, hardware and electronics makers, and telecom providers. It says tech E&O typically runs $500 to $1,000 per employee a year. Newfront's Cyber Risk team brokers Tech E&O, negotiates the policy wording with insurers and consults on claims, but publishes no price range or insurer. Choose The Hartford if you want a standard product and a cost estimate before you call; choose Newfront if your contracts need custom wording or you want a broker at your side during a claim. [1](https://www.newfront.com/cyber-insurance "Cyber Risk") [3](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O")

### Separate Cyber at The Hartford vs Tech E&O Within a Cyber Practice

FailSafe includes E&O, security, data privacy and network security, personal injury, IP and media liability, while cyberattacks and data leaks go on a separate Hartford cyber policy. Newfront places Tech E&O through its cyber practice, so ask whether it would sit on the same program as your cyber cover. [3](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O") [1](https://www.newfront.com/cyber-insurance "Cyber Risk")

## What Should You Confirm in Newfront and The Hartford Tech E&O Insurance Quotes?

- Ask Newfront which insurer would issue the policy. [1](https://www.newfront.com/cyber-insurance "Cyber Risk") [3](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O")
- Check that FailSafe's IP and media parts appear on your quote, and ask Newfront to match them in its wording. [3](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O") [1](https://www.newfront.com/cyber-insurance "Cyber Risk")
- Ask whether cyber is on the same policy or program as Tech E&O with each. [3](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O") [1](https://www.newfront.com/cyber-insurance "Cyber Risk")
- Get actual premium, limits and retentions; The Hartford's per-employee range is typical, not a quote. [3](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O") [1](https://www.newfront.com/cyber-insurance "Cyber Risk")

## Newfront vs The Hartford Tech E&O Insurance Compared

| Criteria | Newfront Cyber Risk Technology Errors & Omissions | The Hartford FailSafe Technology Errors and Omissions Insurance |
| --- | --- | --- |
| Who It’s For | The reviewed page markets the Cyber Risk practice broadly, without a technology-E&O-specific eligibility threshold; Newfront says its cyber team helps clients navigate "increased underwriting standards" as carriers evaluate applicants. [1](https://www.newfront.com/cyber-insurance "Cyber Risk") (Evidence: Company-reported; scope: Cyber Risk page's Our Approach introduction..) | The Hartford names buyer types for Tech E&O: software and IT specialists (custom/packaged software developers, website designers, computer consultants, systems integrators, federal IT contractors), hardware and electronics manufacturers, and telecommunications providers (local/long-distance carriers, internet/application service providers, website hosting). [3](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O") (Evidence: Company-reported; scope: Technology E&O product page as read 2026-09-23..) |
| Coverage Features | Newfront names its "Tech E&O and Cyber team" specifically and says that team "negotiates bespoke language to ensure the broadest terms available in the marketplace," indicating technology E&O is negotiated alongside cyber wording rather than sold as an off-the-shelf form; the reviewed page does not describe specific tech E&O exclusions or professional-services scope. [1](https://www.newfront.com/cyber-insurance "Cyber Risk") (Evidence: Company-reported; scope: Cyber Risk page's Subject Matter Expertise section..) | The Hartford lists FailSafe Technology E&O coverage features: errors and omissions liability, security liability, data privacy and network security liability, personal injury liability, intellectual property liability, and media liability. It distinguishes this from its separate cyber liability coverage, which addresses cyberattacks and data leaks specifically rather than broader product/service failures. [3](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O") (Evidence: Company-reported; scope: Technology E&O product page as read 2026-09-23. General coverage description; the issued policy controls..) |
| Role in This Line | Newfront lists Technology Errors and Omissions (E&O) as one of the named coverages its Cyber Risk practice places, alongside cyber liability, data breach, business interruption, network security liability and cyber extortion coverage. Newfront brokers this coverage; it does not underwrite it. [1](https://www.newfront.com/cyber-insurance "Cyber Risk") (Evidence: Company-reported; scope: Cyber Risk page's Key Coverages list..) | The Hartford's FailSafe Technology Liability Product Suite is its technology errors and omissions (E&O) product, aimed at technology companies whose products or services can cause a customer's pure financial loss that traditional liability policies usually don't cover. [3](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O") (Evidence: Company-reported; scope: Technology E&O product page as read 2026-09-23..) |

## About Newfront and The Hartford and Tech E&O Insurance

- [Newfront company profile](https://spot.insure/insurance-providers/newfront) · [Newfront customer reviews](https://spot.insure/insurance-providers/newfront/reviews)
- [The Hartford company profile](https://spot.insure/insurance-providers/the-hartford) · [The Hartford customer reviews](https://spot.insure/insurance-providers/the-hartford/reviews)
- [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions)

## Related Pages for Newfront vs The Hartford Tech E&O Insurance

- [Newfront vs The Hartford](https://spot.insure/compare/newfront-vs-the-hartford): all coverage lines, business roles, service and claims.
- [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions): Technology errors and omissions can help pay when a customer claims your software, hosting, installation or tech advice caused financial loss; cyber incidents need separate review.
- [Newfront Tech E&O Insurance](https://spot.insure/insurance-providers/newfront/technology-errors-omissions)
- [The Hartford Tech E&O Insurance](https://spot.insure/insurance-providers/the-hartford/technology-errors-omissions)

## Sources for Newfront vs The Hartford Tech E&O Insurance

### Sources About Newfront

1. [Cyber Risk](https://www.newfront.com/cyber-insurance). Newfront; Key Coverages to Protect Your Business: Technology Errors and Omissions (E&O); Subject Matter Expertise: "Tech E&O and Cyber team negotiates bespoke language to ensure the broadest terms available in the marketplace"; Our Approach: Coverage Negotiation, Claims Consultation; Leadership: Jennifer Wilson. Accessed 2026-09-23.
2. [Get Started Today](https://www.newfront.com/talk-to-an-expert). Newfront; Consultation form: schedule a consultation to see how Newfront can reduce your risk. Accessed 2026-09-23.

### Sources About The Hartford

3. [Technology Errors and Omissions Insurance | Technology E&O](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology). The Hartford; What Is Technology Errors and Omissions Insurance?; How Does Technology Errors and Omissions Insurance Work; Technology Errors and Omissions Insurance Coverage feature list; Technology Errors and Omissions Insurance Cost; Types of Companies That Need Tech E&O Insurance. Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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