Mylo vs Travelers Cyber Insurance

Travelers underwrites a single technology-sector policy with free bundled risk services, while Mylo compares quotes for a broad small-business audience.

What Is Mylo Insurance?

Mylo is an independent insurance broker for small and growing businesses. It recommends coverage and compares available quotes from multiple carriers online or with a licensed advisor; the insurer named on the resulting policy provides the coverage. 1,2

Read the Mylo profile

What Is Travelers Insurance?

Travelers is a U.S. property-casualty insurance group that markets business coverage, including a technology practice, through independent agents and brokers. Buyers can investigate CyberRisk Tech, a small-business technology-services policy, and other commercial lines, then confirm the issuing company and California availability on a quote. 4,5,6

Read the Travelers profile

What Is Cyber Insurance?

Cyber insurance can help a business respond to cyber incidents and address covered liability claims arising from them. 8

Read the full coverage guide

Key Differences in Cyber Insurance

Narrow Industry Focus Versus a Broad Small-Business Audience

Travelers narrows CyberRisk Tech to technology and life-sciences companies specifically, citing their reliance on digital systems and sensitive data. 7 Mylo instead markets cyber insurance to any small business that takes credit cards or stores customer information, without an industry restriction. 3

A Bundled Risk Service Versus BOP Packaging

Travelers includes Cyber Risk Services at no additional cost for its cyber-coverage policyholders: a 24/7 dashboard, continuous threat monitoring, and post-breach support from a claim specialist and outside breach coach. 7 Mylo instead describes a different way of adding the coverage: it can often be layered directly onto a Business Owner's Policy, depending on the carrier, alongside general liability and property. 3

Combining Cyber With Technology E&O

Travelers lets a CyberRisk Tech buyer choose cyber protection, technology E&O protection, or both within the same policy. 7 Mylo's reviewed page treats cyber as its own product line and does not describe a technology E&O bundle. 3

What to Confirm in Cyber Insurance Quotes

  • Ask Travelers whether your business fits its technology and life-sciences appetite for CyberRisk Tech. 7
  • Ask Mylo which specific carriers it is comparing for your quote. 3
  • Confirm whether Travelers' Cyber Risk Services apply automatically or require a separate eligibility check. 7
  • Get published limits and retentions from both; Travelers' page does not disclose them and neither does Mylo's. 7 3

Offering Details

Mylo vs Travelers Cyber Insurance: documented features by provider

CriteriaMylo Cyber InsuranceTravelers CyberRisk Tech
Role in This Line

Mylo brokers cyber insurance by comparing quotes from multiple carriers rather than underwriting the policy itself. 3Company-reported. Cyber insurance product page.

Travelers underwrites CyberRisk Tech as a scalable policy for technology and life-sciences companies, letting a business choose cyber protection, technology E&O protection, or both within the same policy. 7Company-reported. Product page "What does cyber insurance coverage for technology companies include?" section.

Issuing Insurer

The cyber insurance product page does not name the insurer that would issue a given business's policy. 3Not publicly disclosed. Checked the cyber insurance product page on 2026-09-23.

Not described in the reviewed sources.

Who It’s For

Mylo markets cyber insurance to businesses that take credit cards or store customer information, citing its own figure that more than two-thirds of small businesses have experienced a cyberattack. 3Company-reported. Cyber insurance product page; a company-reported statistic, not independently verified.

Travelers targets CyberRisk Tech at technology and life-sciences companies, citing their reliance on digital systems and sensitive data, including intellectual property and patient or clinical information. 7Company-reported. Product page introduction.

Coverage Features

Mylo says cyber coverage can pay non-legal costs (breach investigation, customer notification, crisis-management and PR help, lost income, ransom reimbursement, and data restoration) as well as legal and regulatory costs, including defense and fines from a regulator such as HIPAA or from lawsuits by people affected by a breach. 3Company-reported. Cyber insurance product page; the issued policy and its exclusions control.

Mylo names hacking and social-engineering attacks (such as spear phishing), employee or partner data errors and misuse, and malware or ransomware as the cyber threats this coverage is designed to address. 3Company-reported. Cyber insurance product page.

Mylo says cyber insurance can often be added to a Business Owner's Policy depending on the carrier, alongside general liability, commercial property and business interruption. 3Company-reported. Cyber insurance product page "Add cyber to your Business Owner's Policy (BOP)" section.

Travelers says CyberRisk Tech includes technology errors and omissions, privacy and security, media and regulatory proceedings liability insuring agreements, plus breach response, cybercrime and business loss (first-party) coverages such as forensic investigations, public relations costs, business interruption loss and cyber extortion costs. 7Company-reported. Product page "How does CyberRisk tech coverage mitigate cyber risk?" and "What does cyber insurance coverage for technology companies include?" sections; exact terms and exclusions are set by the issued policy.

Limits and Retentions

The cyber insurance product page does not publish specific coverage limits, retentions or premium ranges. 3Not publicly disclosed. Checked the cyber insurance product page on 2026-09-23.

The reviewed page does not publish limits, retentions or premiums for CyberRisk Tech; amounts would appear on a quote or declarations. 7Not found in reviewed sources. Product page as read on 2026-09-23.

Risk Services

Not described in the reviewed sources.

Travelers includes Cyber Risk Services at no additional cost for Cyber-coverage policyholders: a 24/7 Cyber Risk Dashboard, continuous threat monitoring, pre-breach consultation, and post-breach support pairing policyholders with Claim specialists and an outside cyber breach coach who connects them to forensics investigators and crisis communications professionals. 7Company-reported. Product page "How can technology companies identify cyber risks earlier?" and "How do Cyber Risk Services support technology and life sciences policyholders?" sections; availability varies by policy eligibility.

Travelers says organizations that engaged with its Cyber Risk Dashboard and related services saw cyber claim frequency and severity reduced by nearly 20% compared with policyholders that did not, based on its own claims data. 7Company-reported. Product page footnote on the risk-reduction statistic; this is a company-reported outcome, not independently verified.

How to Apply

Not described in the reviewed sources.

CyberRisk Tech is bought through a Travelers independent agent or Travelers representative. 7Company-reported. Product page "Consult your insurance agent about cyber insurance for technology and life sciences" section.

Full Comparison

More Mylo vs Travelers Comparisons

Other Cyber Insurance Comparisons

Sources

Mylo

  1. Small Business Insurance. Mylo; Hero; What Insurance Does A Small Business Need (Business Owners Policy listing); Get My Quote; Business Insurance FAQs; commercial-product navigation; footer legal disclosure. Accessed 2026-09-16.
  2. About Mylo. Mylo; Your Digital One-Stop Shop; The Broker Advantage; Proven Heritage, Powerful Future; About Mylo FAQs. Accessed 2026-09-15.
  3. Cyber Insurance. Mylo; Back up your great reputation with cyber insurance; Do you take credit cards or store customer info? (hacking, data errors/misuse, malware/ransomware); What does cyber insurance do for business owners? (non-legal and legal/regulatory costs); Add cyber to your Business Owner's Policy (BOP); Cyber insurance FAQs. Accessed 2026-09-23.

Travelers

  1. Technology Insurance. Travelers; Technology insurance products we offer: CyberRisk Tech, Global Companion Plus+, general liability, commercial property, workers compensation, commercial auto, umbrella; startup-to-established-leader audience. Accessed 2026-09-16.
  2. Travelers Producer Compensation Disclosure (United States). Travelers; Independent producers; seven compensation types; Simply Business, Inc. and InsuraMatch, LLC ownership; The Travelers Indemnity Company footer; Northfield Excess & Surplus Lines product list. Accessed 2026-09-16.
  3. Contact Us. Travelers; Business insurance sold through independent agents; business claims 1.800.238.6225; MyTravelers for business features. Accessed 2026-09-16.
  4. Cyber Insurance for Technology and Life Sciences. Travelers; What does cyber insurance coverage for technology companies include?; How does CyberRisk tech coverage mitigate cyber risk?; How can technology companies identify cyber risks earlier?; How do Cyber Risk Services support technology and life sciences policyholders? Accessed 2026-09-23.

Cyber Insurance Guide

  1. Cyber Insurance. Federal Trade Commission; Opening; First-Party and Third-Party Coverage; First-Party Coverage; Third-Party Coverage; What Should Your Cyber Insurance Policy Cover. Accessed 2026-09-16.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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