Mylo vs Risklytics: How Do They Compare for General Liability Insurance?

Risklytics is a licensed producer placing general liability with carriers wanting robotics and hardware risk, with no broker fee on top of the premium; Mylo is a broker that compares quotes from multiple carriers and can package it into a BOP.

Mylo compares general liability quotes across multiple carriers for small businesses without an industry focus, while Risklytics places the same line with carriers willing to write robotics, autonomy and AI risk and publishes a typical $1 million/$2 million ask. ^1,²

What Are the Key Differences Between Mylo and Risklytics General Liability Insurance?

General Coverage Versus a Named Hazard Profile

Mylo compares general liability quotes across carriers without describing an industry restriction. ¹ Risklytics instead builds its offering around a single specialty, companies whose machines operate around people, saying this line "needs the right insurers" because generic carriers are wary of that exposure. ²

Whether a Number Gets Published

Mylo describes a per-occurrence and annual payout structure without naming specific limit amounts, since actual limits depend on the issued policy. ¹ Risklytics' page does the opposite and puts a figure on the table:

Risklytics lists a typical ask of $1 million per incident and $2 million total per year for this line, describing it as a typical requested limit rather than a guaranteed policy limit. ²Company-reported. Lines page; actual limits are set on the bound policy.

How Coverage Gets Placed

Mylo says it recommends coverage customized to the business and compares quotes from top carriers. ¹ Risklytics instead emphasizes carrier selection as its differentiator, saying it places business with specialist insurers willing to write robotics, autonomy and AI risk. ²

What Should You Confirm in Mylo and Risklytics General Liability Insurance Quotes?

Ask Mylo whether its carrier comparison includes insurers comfortable with robotics or hardware exposure, since its page does not describe that appetite. ¹
Ask Risklytics to name the specific carrier it places your policy with, since its lines and about pages describe the specialty focus but not a named insurer. ² ³
Confirm whether Risklytics' published $1 million/$2 million figure is a typical ask or the actual limit on your bound policy. ²
Ask Mylo which specific carrier would issue your policy, since it compares options rather than naming one. ¹

Mylo vs Risklytics General Liability Insurance Compared

Mylo vs Risklytics: General Liability Insurance: documented features by provider

Criteria	Mylo Commercial General Liability Insurance	Risklytics General Liability Insurance
How to Apply	Mylo says it recommends coverage customized to the business and compares quotes from top business insurance carriers to find the best value for general liability. ¹Company-reported. General liability product page "How will Mylo find me the right general liability?" section.	You start Risklytics General Liability Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. ^4,³Company-reported. Pricing page describes the general application and fee process, not a line-specific form.
Coverage Features	Mylo describes general liability as covering third-party bodily injury, property damage, and personal and advertising injury claims, spanning three categories: continuing operations (regular business work), products and completed operations (products sold or finished jobs), and advertising claims such as alleged copyright or slogan infringement. ¹Company-reported. General liability product page; the issued policy and its exclusions control. Mylo says general liability coverage is triggered by the date the incident occurred, not the date a lawsuit is filed, and that the policy has a per-occurrence payout limit and a total annual payout limit. ¹Company-reported. General liability product page FAQ; specific limit amounts are not stated and depend on the issued policy. Mylo says general liability coverage extends to work performed at a client's location, including "completed operations" coverage for problems that arise after a job is finished. ¹Company-reported. General liability product page FAQ. Mylo says it can package general liability with commercial property and business interruption coverage into a Business Owner's Policy to save money, in addition to selling it as a standalone policy. ¹Company-reported. General liability product page.	Risklytics describes General Liability as responding when someone outside the company is hurt or their property is damaged, giving examples of a falling bracket damaging customer equipment and a visitor tripping at a demo, and says it does not respond to a customer's financial loss from a product failure (that falls under Tech E&O). ²Company-reported. Lines page; the issued policy and declarations control actual coverage.
Role in This Line	Mylo brokers general liability insurance by comparing quotes from multiple carriers rather than underwriting the policy itself. ¹Company-reported. General liability product page.	Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics General Liability Insurance with outside carriers; it says it does not underwrite policies itself. ³Company-reported. About page; describes Risklytics' brokerage model generally, restated for this line.

Criteria

Mylo Commercial General Liability Insurance

Risklytics General Liability Insurance

How to Apply

Mylo says it recommends coverage customized to the business and compares quotes from top business insurance carriers to find the best value for general liability. ¹Company-reported. General liability product page "How will Mylo find me the right general liability?" section.

You start Risklytics General Liability Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. ^4,³Company-reported. Pricing page describes the general application and fee process, not a line-specific form.

Coverage Features

Mylo describes general liability as covering third-party bodily injury, property damage, and personal and advertising injury claims, spanning three categories: continuing operations (regular business work), products and completed operations (products sold or finished jobs), and advertising claims such as alleged copyright or slogan infringement. ¹Company-reported. General liability product page; the issued policy and its exclusions control.

Mylo says general liability coverage is triggered by the date the incident occurred, not the date a lawsuit is filed, and that the policy has a per-occurrence payout limit and a total annual payout limit. ¹Company-reported. General liability product page FAQ; specific limit amounts are not stated and depend on the issued policy.

Mylo says general liability coverage extends to work performed at a client's location, including "completed operations" coverage for problems that arise after a job is finished. ¹Company-reported. General liability product page FAQ.

Mylo says it can package general liability with commercial property and business interruption coverage into a Business Owner's Policy to save money, in addition to selling it as a standalone policy. ¹Company-reported. General liability product page.

Risklytics describes General Liability as responding when someone outside the company is hurt or their property is damaged, giving examples of a falling bracket damaging customer equipment and a visitor tripping at a demo, and says it does not respond to a customer's financial loss from a product failure (that falls under Tech E&O). ²Company-reported. Lines page; the issued policy and declarations control actual coverage.

Role in This Line

Mylo brokers general liability insurance by comparing quotes from multiple carriers rather than underwriting the policy itself. ¹Company-reported. General liability product page.

Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics General Liability Insurance with outside carriers; it says it does not underwrite policies itself. ³Company-reported. About page; describes Risklytics' brokerage model generally, restated for this line.