Mylo vs Risklytics General Liability Insurance

Mylo brokers general liability insurance by comparing quotes from multiple carriers rather than underwriting the policy itself. ³Company-reported. General liability product page.

Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics General Liability Insurance with outside carriers; it says it does not underwrite policies itself. ⁴Company-reported. About page; describes Risklytics' brokerage model generally, restated for this line.

The general liability product page does not name the insurer that would issue a given business's policy. ³Not publicly disclosed. Checked the general liability product page on 2026-09-23.

Risklytics does not name the carrier that underwrites Risklytics General Liability Insurance on its site. It says it places business with specialist insurers willing to write robotics, autonomy and AI risk; the issuing carrier appears on the bound policy. ^7,4Company-reported. Lines page and about page; no specific insurer is published for this line.

Not described in the reviewed sources.

Risklytics says buyers typically need this coverage at their first lease, customer contract, or on-site visit, and that landlords, customers and site owners require it before a client signs a contract or sets foot on site. ⁷Company-reported. Lines page.

Mylo describes general liability as covering third-party bodily injury, property damage, and personal and advertising injury claims, spanning three categories: continuing operations (regular business work), products and completed operations (products sold or finished jobs), and advertising claims such as alleged copyright or slogan infringement. ³Company-reported. General liability product page; the issued policy and its exclusions control.

Mylo says general liability coverage is triggered by the date the incident occurred, not the date a lawsuit is filed, and that the policy has a per-occurrence payout limit and a total annual payout limit. ³Company-reported. General liability product page FAQ; specific limit amounts are not stated and depend on the issued policy.

Mylo says general liability coverage extends to work performed at a client's location, including "completed operations" coverage for problems that arise after a job is finished. ³Company-reported. General liability product page FAQ.

Mylo says it can package general liability with commercial property and business interruption coverage into a Business Owner's Policy to save money, in addition to selling it as a standalone policy. ³Company-reported. General liability product page.

Risklytics describes General Liability as responding when someone outside the company is hurt or their property is damaged, giving examples of a falling bracket damaging customer equipment and a visitor tripping at a demo, and says it does not respond to a customer's financial loss from a product failure (that falls under Tech E&O). ⁷Company-reported. Lines page; the issued policy and declarations control actual coverage.

Not described in the reviewed sources.

Risklytics lists a typical ask of $1 million per incident and $2 million total per year for this line, describing it as a typical requested limit rather than a guaranteed policy limit. ⁷Company-reported. Lines page; actual limits are set on the bound policy.

Not described in the reviewed sources.

Risklytics says this line “needs the right insurers” because machines operating around people make generic insurers wary, and that it places with carriers that specifically want robotics and hardware risk. ⁷Company-reported. Lines page.

Mylo says it recommends coverage customized to the business and compares quotes from top business insurance carriers to find the best value for general liability. ³Company-reported. General liability product page "How will Mylo find me the right general liability?" section.

You start Risklytics General Liability Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. ^8,4Company-reported. Pricing page describes the general application and fee process, not a line-specific form.