Lockton vs 
The Hartford: How Do They Compare for Cyber Insurance?
Lockton is a broker for tech sectors that reviews your cybersecurity posture; The Hartford sells cyber as a business owner's policy endorsement or CyberChoice, with about $320 a year on average for data breach coverage.
Lockton brokers cyber with more than 100 associates who review security posture and run incident-response exercises. The Hartford sells cyber as a BOP endorsement, CyberChoice First Response, or FailSafe Technology E&O, reports about $320 a year on average for data-breach coverage, and offers a 24/7 FirstResponse hotline. 1,3
What Are the Key Differences Between Lockton and The Hartford Cyber Insurance?
A Brokered Risk-Engineering Bench or Three Named Hartford Products
Lockton brokers cyber rather than underwriting it and pairs placement with security-posture reviews and incident-response exercises. The Hartford sells cyber three ways: a BOP endorsement, standalone CyberChoice First Response, or FailSafe Technology E&O. Choose Lockton if you want pre-bind risk engineering from a large specialist team; choose The Hartford if you want a named Hartford product, including a BOP add-on, with a 24/7 response hotline. 1 3
Published Average Versus Unpublished Lockton Price
The Hartford reports customers pay about $320 a year on average for data-breach coverage. Lockton's reviewed pages do not publish premiums or limits. 3 1
Hartford Hotline Versus Lockton Incident Exercises
The Hartford gives policyholders 24/7 Cyber Center access and a FirstResponse hotline for active incidents. Lockton describes running incident-response exercises as a pre-bind service rather than staffing a branded 24/7 claims hotline. 3 1
What Should You Confirm in Lockton and The Hartford Cyber Insurance Quotes?
Lockton vs The Hartford Cyber Insurance Compared
Lockton vs The Hartford: Cyber Insurance: documented features by provider
| Criteria | Lockton Cyber & Technology Insurance Brokerage | The Hartford Cyber Insurance |
|---|---|---|
| Who It’s For | Lockton's technology practice says it works with clients in electronic hardware, information technology, internet, medical equipment, semiconductors, software and telecommunications, and highlights cyber liability as a core exposure for those industries. 2Company-reported. Technology industry page as read 2026-09-23. No minimum company size or revenue threshold was published. | The Hartford says cyber coverage is relevant to businesses that use the internet in operations, maintain a website, store private client data, or accept digital payments. 3Company-reported. Cyber insurance product page as read 2026-09-23. |
| Role in This Line | Lockton brokers cyber insurance and pairs placement with its own risk-management advice under a three-step Inform, Improve, Insure approach: quantifying cyber financial exposure, recommending security improvements, then negotiating coverage terms with insurers. 1Company-reported. Cyber & Technology product page as read 2026-09-23. | The Hartford sells cyber coverage three ways depending on complexity: as an endorsement (Data Breach and Cyber Virus and Malware) added to a Business Owner's Policy, as stand-alone CyberChoice First Response for non-technology businesses with more complex risk, or as FailSafe Technology Errors and Omissions for technology businesses. 3Company-reported. Cyber insurance product page as read 2026-09-23. |
| Risk Services | Lockton describes services beyond placement: reviewing a client's cybersecurity posture, running incident-response exercises, and helping design security governance frameworks and cyber-hygiene policies, delivered by a team it says has over 100 Associates specializing in cyber risk. 1Company-reported. Cyber & Technology product page as read 2026-09-23. | The Hartford gives cyber policyholders 24/7 access to a Cyber Center with security awareness training, data privacy and cybersecurity attorney consultation, third-party vendor contract review, cyber advisories and webinars. 3Company-reported. Cyber insurance product page as read 2026-09-23. |
