Lockton vs TechInsurance: How Do They Compare for General Liability Insurance?

TechInsurance arranges general liability for small businesses that deal with the public and reports a median of $45 per month; Lockton is a broker that designs custom program structures for manufacturers, REITs and healthcare companies.

Lockton's general liability pages publish no limit or premium figures, while TechInsurance says nearly 90% of its customers choose $1 million/$2 million limits and pay a median of $45 a month. ^1,³

What Are the Key Differences Between Lockton and TechInsurance General Liability Insurance?

Published Numbers Versus None

Lockton's general liability and casualty pages describe custom program design for commercial clients but publish no limit or premium figures. ¹ TechInsurance instead publishes a figure from its own book of business:

TechInsurance says nearly 90% of its customers choose a general liability policy with a $1 million per-occurrence limit and a $2 million aggregate limit, and that its customers pay a median of $45 per month for the coverage. ³Company-reported. General liability product page; a company-reported median and common-limit figure from TechInsurance's own book of business, not a published rate table.

That gives a TechInsurance buyer a benchmark to compare a quote against; a Lockton client has no equivalent published figure to start from.

Scale of Client Each Serves

Lockton names global manufacturers, business-to-business service providers, consumer products companies, REITs, contractors and healthcare companies as the industries its solution serves. ¹ TechInsurance instead targets small businesses that interact with the public, including those that let customers into a store or office, visit clients' properties, handle client property, sell products or advertise online. ³

How You Start Coverage

Lockton describes a dedicated service team that manages placement rather than a public quote form. ² TechInsurance instead describes a short online application, with licensed agents in all 50 states available to help pick a policy and a certificate of insurance typically available the same day. ³

What Should You Confirm in Lockton and TechInsurance General Liability Insurance Quotes?

Ask Lockton which insurers it can place your account with, since its reviewed pages name none. ¹
Ask TechInsurance which specific carrier would issue your policy, since it describes returning quotes from multiple carriers rather than naming one upfront. ³
Compare TechInsurance's published $45-a-month median against your own quote, since the median reflects TechInsurance's book of business rather than a rate specific to your industry. ³
If your business operates across multiple states or a complex risk class, ask Lockton how its custom program design differs from a standardized small-business form like TechInsurance's.

Lockton vs TechInsurance General Liability Insurance Compared

Lockton vs TechInsurance: General Liability Insurance: documented features by provider

Criteria	Lockton General & Product Liability Insurance Brokerage	TechInsurance Commercial General Liability Insurance
Who It’s For	Lockton says it has a general liability solution for global manufacturers, business-to-business service providers, consumer products companies, REITs, contractors and healthcare companies. ¹Company-reported. General & Product Liability page as read 2026-09-23. Lists example industries served, not a complete eligibility matrix.	TechInsurance targets general liability at small businesses that interact with the public, including those that let customers into a store or office, visit clients' homes or businesses, handle client property, sell products, or advertise online. ³Company-reported. General liability product page.
Coverage Features	Lockton groups general liability brokerage with related casualty coverages it also places for the same clients: environmental impairment, medical malpractice, product recall and umbrella/excess liability, in addition to product liability itself. ¹Company-reported. General & Product Liability page as read 2026-09-23. A capability list, not a specimen policy.	TechInsurance says general liability insurance covers third-party bodily injury, property damage, copyright infringement, defamation (libel or slander), and often includes product liability coverage or the option to add it by endorsement. ³Company-reported. General liability product page; general policy description, not a specific policy form.
Role in This Line	Lockton brokers general liability rather than underwriting it. It says it designs custom program structures for commercial clients using insurers across the global market. ¹Company-reported. General & Product Liability page as read 2026-09-23.	TechInsurance arranges general liability insurance for small businesses and describes it as often the first policy small business owners buy. ³Company-reported. General liability product page.