Lockton vs 
TechInsurance General Liability Insurance
Lockton negotiates general liability for global enterprise clients without published figures; TechInsurance publishes the limits and cost most of its customers pick.
What Is Lockton?
Lockton is a privately held insurance brokerage that arranges commercial risk, employee benefits and retirement programs. US pages describe a technology practice and intermediary placement with insurers, not Lockton as the policy’s insurer. 1,2,3
What Is TechInsurance?
TechInsurance is a small-business insurance agency and brokerage with a technology focus, offering online quote comparison and agent assistance through the Insureon organization. 6,7
What Is General Liability Insurance?
General liability covers claims that your business injured someone, damaged their property or committed a specified personal or advertising offense. It does not insure your own building or equipment. 9,10
Key Differences in General Liability Insurance
Published Numbers Versus None
Lockton's general liability and casualty pages describe custom program design for commercial clients but publish no limit or premium figures. 4 TechInsurance instead publishes a figure from its own book of business:
TechInsurance says nearly 90% of its customers choose a general liability policy with a $1 million per-occurrence limit and a $2 million aggregate limit, and that its customers pay a median of $45 per month for the coverage. 8Company-reported. General liability product page; a company-reported median and common-limit figure from TechInsurance's own book of business, not a published rate table.
That gives a TechInsurance buyer a benchmark to compare a quote against; a Lockton client has no equivalent published figure to start from.
Scale of Client Each Serves
Lockton names global manufacturers, business-to-business service providers, consumer products companies, REITs, contractors and healthcare companies as the industries its solution serves. 4 TechInsurance instead targets small businesses that interact with the public, including those that let customers into a store or office, visit clients' properties, handle client property, sell products or advertise online. 8
How You Start Coverage
Lockton describes a dedicated service team that manages placement rather than a public quote form. 5 TechInsurance instead describes a short online application, with licensed agents in all 50 states available to help pick a policy and a certificate of insurance typically available the same day. 8
What to Confirm in General Liability Insurance Quotes
- Ask Lockton which insurers it can place your account with, since its reviewed pages name none. 4
- Ask TechInsurance which specific carrier would issue your policy, since it describes returning quotes from multiple carriers rather than naming one upfront. 8
- Compare TechInsurance's published $45-a-month median against your own quote, since the median reflects TechInsurance's book of business rather than a rate specific to your industry. 8
- If your business operates across multiple states or a complex risk class, ask Lockton how its custom program design differs from a standardized small-business form like TechInsurance's.
Offering Details
Lockton vs TechInsurance General Liability Insurance: documented features by provider
| Criteria | Lockton General & Product Liability Insurance Brokerage | TechInsurance Commercial General Liability Insurance |
|---|---|---|
| Role in This Line | Lockton brokers general liability rather than underwriting it. It says it designs custom program structures for commercial clients using insurers across the global market. 4Company-reported. General & Product Liability page as read 2026-09-23. | TechInsurance arranges general liability insurance for small businesses and describes it as often the first policy small business owners buy. 8Company-reported. General liability product page. |
| Issuing Insurer | Neither page names the insurers Lockton places general liability coverage with. 4,5Not publicly disclosed. General & Product Liability and Casualty pages checked 2026-09-23. | The reviewed page does not name the issuing insurer for a general liability policy; TechInsurance describes returning quotes from multiple carriers rather than naming one upfront. 8Not publicly disclosed. General liability product page as read on 2026-09-23. |
| Who It’s For | Lockton says it has a general liability solution for global manufacturers, business-to-business service providers, consumer products companies, REITs, contractors and healthcare companies. 4Company-reported. General & Product Liability page as read 2026-09-23. Lists example industries served, not a complete eligibility matrix. | TechInsurance targets general liability at small businesses that interact with the public, including those that let customers into a store or office, visit clients' homes or businesses, handle client property, sell products, or advertise online. 8Company-reported. General liability product page. |
| Coverage Features | Lockton groups general liability brokerage with related casualty coverages it also places for the same clients: environmental impairment, medical malpractice, product recall and umbrella/excess liability, in addition to product liability itself. 4Company-reported. General & Product Liability page as read 2026-09-23. A capability list, not a specimen policy. | TechInsurance says general liability insurance covers third-party bodily injury, property damage, copyright infringement, defamation (libel or slander), and often includes product liability coverage or the option to add it by endorsement. 8Company-reported. General liability product page; general policy description, not a specific policy form. |
| Limits and Retentions | Not described in the reviewed sources. | TechInsurance says nearly 90% of its customers choose a general liability policy with a $1 million per-occurrence limit and a $2 million aggregate limit, and that its customers pay a median of $45 per month for the coverage. 8Company-reported. General liability product page; a company-reported median and common-limit figure from TechInsurance's own book of business, not a published rate table. |
| Risk Services | Lockton's casualty pages say clients keep the same dedicated service team throughout the placement process, which Lockton says helps it anticipate client needs and create accountability. 5Company-reported. Casualty product page as read 2026-09-23. | Not described in the reviewed sources. |
| How to Apply | Not described in the reviewed sources. | You request general liability quotes online through a short application; TechInsurance says licensed agents in all 50 states are available to help pick a policy, and a certificate of insurance is typically available the same day you buy coverage. 8Company-reported. General liability product page application and certificate sections. |
Full Comparison
More Lockton vs TechInsurance Comparisons
Other General Liability Insurance Comparisons
Sources
Lockton
- Lockton United States. Lockton; Opening description of independent insurance brokerage for risk, benefits and retirement; Ask an Expert link to contact-us. Accessed 2026-09-16.
- Technology. Lockton; Industry introduction; cyber liability heading; dedicated technology team; listed services including claims advocacy, contract review, directors and officers liability, and international program design; 24/7 service model. Accessed 2026-09-16.
- US Terms of Business. Lockton; Opening entity definition; Surplus Lines; Use of a Particular Insurer; Compensation Disclosure; servicing, claims handling and renewal language in Confidentiality section; Intermediaries. Accessed 2026-09-16.
- US > General & Product Liability. Lockton; Tailored solutions intro; industries named (global manufacturer, business-to-business service provider, consumer products company, REIT, contractor, healthcare company); liability solutions list (environmental impairment, medical malpractice, global risk, product liability, professional liability/indemnity, product recall, umbrella liability and excess). Accessed 2026-09-23.
- Casualty Insurance. Lockton; Casualty Insurance Solutions list: Auto, Cargo, General & Product Liability, Umbrella & Excess Liability, Workers' Compensation; dedicated service team paragraph. Accessed 2026-09-23.
TechInsurance
- About TechInsurance. TechInsurance; Opening description; one-application process; History of TechInsurance, 2011 and 2022 entries. Accessed 2026-09-16.
- Contact Us. TechInsurance; FAQs: How does TechInsurance work? (agent assistance obtaining surety bonds); agent or broker role; application; finding quotes; updating address; certificates. Accessed 2026-09-16.
- Commercial General Liability Insurance Quotes Online. TechInsurance; What does general liability insurance cover? (bodily injury, property damage, copyright infringement, defamation, product liability); How much does general liability insurance cost?; How much general liability coverage do you need? (90% of customers choose $1M/$2M limits); What are coverage types A, B, and C? Accessed 2026-09-23.
General Liability Insurance Guide
- Commercial general liability insurance. Insurance Information Institute; Coverage A; Coverage B; Coverage C; Purchasing commercial general liability insurance. Accessed 2026-09-16.
- Commercial Insurance Guide. California Department of Insurance; Commercial General Liability; Commercial Automobile; What Should I Expect from a Broker-Agent?; How Are Commercial Policies Rated? Accessed 2026-09-16.
