---
title: "Lockton vs TechInsurance: General Liability Insurance"
description: "Lockton's general liability pages publish no limit or premium figures, while TechInsurance says nearly 90% of its customers choose $1 million/$2 million limits and pay a median of $45 a month."
canonical: "https://spot.insure/compare/lockton-vs-techinsurance/general-liability"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "lockton-vs-techinsurance"
provider-a: "lockton"
provider-b: "techinsurance"
coverage-line: "general-liability"
---

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[Human-readable page](https://spot.insure/compare/lockton-vs-techinsurance/general-liability)

## Agent Guide

**What this page is:** Focused comparison of Lockton and TechInsurance for General Liability Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for General Liability Insurance questions about Lockton versus TechInsurance. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Lockton vs TechInsurance for General Liability Insurance: how do they differ?
- Which is better for General Liability Insurance, Lockton or TechInsurance?
- What does Lockton or TechInsurance publish about General Liability Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: General Liability Insurance. Providers: Lockton and TechInsurance.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [Lockton vs TechInsurance](https://spot.insure/compare/lockton-vs-techinsurance) — all coverage lines for this pair
- [General Liability Insurance guide](https://spot.insure/coverage/general-liability) — how this coverage works
- [Lockton profile](https://spot.insure/insurance-providers/lockton) — provider profile
- [TechInsurance profile](https://spot.insure/insurance-providers/techinsurance) — provider profile

# Lockton vs TechInsurance: How Do They Compare for General Liability Insurance?

TechInsurance arranges general liability for small businesses that deal with the public and reports a median of $45 per month; Lockton is a broker that designs custom program structures for manufacturers, REITs and healthcare companies.

Lockton negotiates general liability for global enterprise clients without published figures; TechInsurance publishes the limits and cost most of its customers pick.

## Lockton vs TechInsurance General Liability Insurance Summary

Lockton's general liability pages publish no limit or premium figures, while TechInsurance says nearly 90% of its customers choose $1 million/$2 million limits and pay a median of $45 a month. [1](https://global.lockton.com/us/en/products-services/general-product "US > General & Product Liability") [3](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online")

## What Are the Key Differences Between Lockton and TechInsurance General Liability Insurance?

### Published Numbers Versus None

Lockton's general liability and casualty pages describe custom program design for commercial clients but publish no limit or premium figures. [1](https://global.lockton.com/us/en/products-services/general-product "US > General & Product Liability") TechInsurance instead publishes a figure from its own book of business:

TechInsurance says nearly 90% of its customers choose a general liability policy with a $1 million per-occurrence limit and a $2 million aggregate limit, and that its customers pay a median of $45 per month for the coverage. [3](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Company-reported; scope: General liability product page; a company-reported median and common-limit figure from TechInsurance's own book of business, not a published rate table..)

That gives a TechInsurance buyer a benchmark to compare a quote against; a Lockton client has no equivalent published figure to start from.

### Scale of Client Each Serves

Lockton names global manufacturers, business-to-business service providers, consumer products companies, REITs, contractors and healthcare companies as the industries its solution serves. [1](https://global.lockton.com/us/en/products-services/general-product "US > General & Product Liability") TechInsurance instead targets small businesses that interact with the public, including those that let customers into a store or office, visit clients' properties, handle client property, sell products or advertise online. [3](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online")

### How You Start Coverage

Lockton describes a dedicated service team that manages placement rather than a public quote form. [2](https://global.lockton.com/us/en/products-services/casualty "Casualty Insurance") TechInsurance instead describes a short online application, with licensed agents in all 50 states available to help pick a policy and a certificate of insurance typically available the same day. [3](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online")

## What Should You Confirm in Lockton and TechInsurance General Liability Insurance Quotes?

- Ask Lockton which insurers it can place your account with, since its reviewed pages name none. [1](https://global.lockton.com/us/en/products-services/general-product "US > General & Product Liability")
- Ask TechInsurance which specific carrier would issue your policy, since it describes returning quotes from multiple carriers rather than naming one upfront. [3](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online")
- Compare TechInsurance's published $45-a-month median against your own quote, since the median reflects TechInsurance's book of business rather than a rate specific to your industry. [3](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online")
- If your business operates across multiple states or a complex risk class, ask Lockton how its custom program design differs from a standardized small-business form like TechInsurance's.

## Lockton vs TechInsurance General Liability Insurance Compared

| Criteria | Lockton General & Product Liability Insurance Brokerage | TechInsurance Commercial General Liability Insurance |
| --- | --- | --- |
| Who It’s For | Lockton says it has a general liability solution for global manufacturers, business-to-business service providers, consumer products companies, REITs, contractors and healthcare companies. [1](https://global.lockton.com/us/en/products-services/general-product "US > General & Product Liability") (Evidence: Company-reported; scope: General & Product Liability page as read 2026-09-23. Lists example industries served, not a complete eligibility matrix..) | TechInsurance targets general liability at small businesses that interact with the public, including those that let customers into a store or office, visit clients' homes or businesses, handle client property, sell products, or advertise online. [3](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Company-reported; scope: General liability product page..) |
| Coverage Features | Lockton groups general liability brokerage with related casualty coverages it also places for the same clients: environmental impairment, medical malpractice, product recall and umbrella/excess liability, in addition to product liability itself. [1](https://global.lockton.com/us/en/products-services/general-product "US > General & Product Liability") (Evidence: Company-reported; scope: General & Product Liability page as read 2026-09-23. A capability list, not a specimen policy..) | TechInsurance says general liability insurance covers third-party bodily injury, property damage, copyright infringement, defamation (libel or slander), and often includes product liability coverage or the option to add it by endorsement. [3](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Company-reported; scope: General liability product page; general policy description, not a specific policy form..) |
| Role in This Line | Lockton brokers general liability rather than underwriting it. It says it designs custom program structures for commercial clients using insurers across the global market. [1](https://global.lockton.com/us/en/products-services/general-product "US > General & Product Liability") (Evidence: Company-reported; scope: General & Product Liability page as read 2026-09-23..) | TechInsurance arranges general liability insurance for small businesses and describes it as often the first policy small business owners buy. [3](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Company-reported; scope: General liability product page..) |

## About Lockton and TechInsurance and General Liability Insurance

- [Lockton company profile](https://spot.insure/insurance-providers/lockton) · [Lockton customer reviews](https://spot.insure/insurance-providers/lockton/reviews)
- [TechInsurance company profile](https://spot.insure/insurance-providers/techinsurance) · [TechInsurance customer reviews](https://spot.insure/insurance-providers/techinsurance/reviews)
- [What Is General Liability Insurance?](https://spot.insure/coverage/general-liability)

## Related Pages for Lockton vs TechInsurance General Liability Insurance

- [Lockton vs TechInsurance](https://spot.insure/compare/lockton-vs-techinsurance): all coverage lines, business roles, service and claims.
- [What Is General Liability Insurance?](https://spot.insure/coverage/general-liability): General liability can protect your business from covered injury and property-damage claims; your building, tools and stock need separate property coverage.
- [Lockton General Liability Insurance](https://spot.insure/insurance-providers/lockton/general-liability)
- [TechInsurance General Liability Insurance](https://spot.insure/insurance-providers/techinsurance/general-liability)

## Sources for Lockton vs TechInsurance General Liability Insurance

### Sources About Lockton

1. [US > General & Product Liability](https://global.lockton.com/us/en/products-services/general-product). Lockton; Tailored solutions intro; industries named (global manufacturer, business-to-business service provider, consumer products company, REIT, contractor, healthcare company); liability solutions list (environmental impairment, medical malpractice, global risk, product liability, professional liability/indemnity, product recall, umbrella liability and excess). Accessed 2026-09-23.
2. [Casualty Insurance](https://global.lockton.com/us/en/products-services/casualty). Lockton; Casualty Insurance Solutions list: Auto, Cargo, General & Product Liability, Umbrella & Excess Liability, Workers' Compensation; dedicated service team paragraph. Accessed 2026-09-23.

### Sources About TechInsurance

3. [Commercial General Liability Insurance Quotes Online](https://www.techinsurance.com/general-liability-insurance). TechInsurance; What does general liability insurance cover? (bodily injury, property damage, copyright infringement, defamation, product liability); How much does general liability insurance cost?; How much general liability coverage do you need? (90% of customers choose $1M/$2M limits); What are coverage types A, B, and C?. Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/lockton-vs-techinsurance/general-liability.md)
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