Lockton vs TechInsurance: How Do They Compare for Cyber Insurance?

TechInsurance reports a median of $129 a month and lists exclusions; Lockton brokers cyber for tech sectors with security governance help and a named contact.

Lockton brokers cyber with more than 100 associates who review security posture and run incident-response exercises, without publishing a premium. TechInsurance says its cyber policyholders pay a median of about $129 a month, often bundles tech E&O, and says a certificate is typically available the same day you buy. ^1,³

What Are the Key Differences Between Lockton and TechInsurance Cyber Insurance?

Risk Engineering or a Published Median and Same-Day Certificate

Lockton pairs placement with security-posture reviews and incident-response exercises and does not publish a premium. TechInsurance lets you request quotes online through a short application, reports a median of $129 a month from its own book, and says a certificate is typically available the same day you buy. Choose Lockton if you want pre-bind risk engineering; choose TechInsurance if a published median and a same-day certificate matter more. ¹ ³

Named Tech Sectors Versus TechInsurance's Example Segments

Lockton's technology practice names electronic hardware, information technology, internet, medical equipment, semiconductors, software and telecommunications. TechInsurance targets small businesses handling sensitive data, naming IT and technology professionals, retail, healthcare, financial services, real estate, and media and advertising. ² ³

First-Party Split Versus Lockton's Service Description

TechInsurance splits first-party costs from third-party legal fees, fines and settlements, and says the policy does not cover professional negligence unrelated to a breach. Lockton describes placement plus risk-management advice rather than that first-party versus third-party split. ³ ¹

What Should You Confirm in Lockton and TechInsurance Cyber Insurance Quotes?

Ask Lockton which insurers it would negotiate with. ¹
Ask TechInsurance which carrier would issue the quote. ³
Ask whether the $129 median reflects your employee count and data volume. ³
Ask Lockton whether incident-response exercises are included in the fee. ¹

Lockton vs TechInsurance Cyber Insurance Compared

Lockton vs TechInsurance: Cyber Insurance: documented features by provider

Criteria	Lockton Cyber & Technology Insurance Brokerage	TechInsurance Cyber Liability Insurance
Who It’s For	Lockton's technology practice says it works with clients in electronic hardware, information technology, internet, medical equipment, semiconductors, software and telecommunications, and highlights cyber liability as a core exposure for those industries. ²Company-reported. Technology industry page as read 2026-09-23. No minimum company size or revenue threshold was published.	TechInsurance targets cyber liability at small businesses handling sensitive data, naming IT and technology professionals, retail, healthcare, financial services, real estate, and media and advertising businesses as example segments. ³Company-reported. Who needs cyber liability insurance section of the product page.
How to Apply	The Cyber & Technology page lists a named contact (its EVP, U.S. Cyber & Technology Leader) and the email cyber@lockton.com as the way to reach the team, rather than a self-serve online quote tool. ¹Company-reported. Cyber & Technology page as read 2026-09-23.	You request cyber liability quotes online through a short application describing your business; TechInsurance says a licensed agent is available to help and that a certificate of insurance is typically available the same day you buy a policy. ³Company-reported. Cyber liability product page application and certificate sections.
Role in This Line	Lockton brokers cyber insurance and pairs placement with its own risk-management advice under a three-step Inform, Improve, Insure approach: quantifying cyber financial exposure, recommending security improvements, then negotiating coverage terms with insurers. ¹Company-reported. Cyber & Technology product page as read 2026-09-23.	TechInsurance arranges cyber liability insurance as a standalone policy and describes it as often bundled with technology errors and omissions coverage in a combined tech E&O package. ³Company-reported. Cyber liability product page.