--- title: "Lockton vs TechInsurance: Cyber Insurance" description: "Lockton brokers cyber with more than 100 associates who review security posture and run incident-response exercises, without publishing a premium. TechInsurance says its cyber policyholders pay a median of about $129 a month, often bundles tech E&O, and says a certificate is typically available the same day you buy." canonical: "https://spot.insure/compare/lockton-vs-techinsurance/cyber" page-type: "line-comparison" updated-at: "2026-09-25" comparison-pair: "lockton-vs-techinsurance" provider-a: "lockton" provider-b: "techinsurance" coverage-line: "cyber" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/lockton-vs-techinsurance/cyber) ## Agent Guide **What this page is:** Focused comparison of Lockton and TechInsurance for Cyber Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Cyber Insurance questions about Lockton versus TechInsurance. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Lockton vs TechInsurance for Cyber Insurance: how do they differ? - Which is better for Cyber Insurance, Lockton or TechInsurance? - What does Lockton or TechInsurance publish about Cyber Insurance (limits, eligibility, claims, add-ons)? **Key facts:** - Line: Cyber Insurance. Providers: Lockton and TechInsurance. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25. **Related pages:** - [Lockton vs TechInsurance](https://spot.insure/compare/lockton-vs-techinsurance) — all coverage lines for this pair - [Cyber Insurance guide](https://spot.insure/coverage/cyber) — how this coverage works - [Lockton profile](https://spot.insure/insurance-providers/lockton) — provider profile - [TechInsurance profile](https://spot.insure/insurance-providers/techinsurance) — provider profile # Lockton vs TechInsurance: How Do They Compare for Cyber Insurance? TechInsurance reports a median of $129 a month and lists exclusions; Lockton brokers cyber for tech sectors with security governance help and a named contact. Lockton pairs placement with a 100-person risk team and no published price; TechInsurance reports a median of about $129 a month and same-day certificates. ## Lockton vs TechInsurance Cyber Insurance Summary Lockton brokers cyber with more than 100 associates who review security posture and run incident-response exercises, without publishing a premium. TechInsurance says its cyber policyholders pay a median of about $129 a month, often bundles tech E&O, and says a certificate is typically available the same day you buy. [1](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology") [3](https://www.techinsurance.com/cyber-liability-insurance "Cyber Liability Insurance – Compare Quotes") ## What Are the Key Differences Between Lockton and TechInsurance Cyber Insurance? ### Risk Engineering or a Published Median and Same-Day Certificate Lockton pairs placement with security-posture reviews and incident-response exercises and does not publish a premium. TechInsurance lets you request quotes online through a short application, reports a median of $129 a month from its own book, and says a certificate is typically available the same day you buy. Choose Lockton if you want pre-bind risk engineering; choose TechInsurance if a published median and a same-day certificate matter more. [1](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology") [3](https://www.techinsurance.com/cyber-liability-insurance "Cyber Liability Insurance – Compare Quotes") ### Named Tech Sectors Versus TechInsurance's Example Segments Lockton's technology practice names electronic hardware, information technology, internet, medical equipment, semiconductors, software and telecommunications. TechInsurance targets small businesses handling sensitive data, naming IT and technology professionals, retail, healthcare, financial services, real estate, and media and advertising. [2](https://global.lockton.com/us/en/technology "Technology") [3](https://www.techinsurance.com/cyber-liability-insurance "Cyber Liability Insurance – Compare Quotes") ### First-Party Split Versus Lockton's Service Description TechInsurance splits first-party costs from third-party legal fees, fines and settlements, and says the policy does not cover professional negligence unrelated to a breach. Lockton describes placement plus risk-management advice rather than that first-party versus third-party split. [3](https://www.techinsurance.com/cyber-liability-insurance "Cyber Liability Insurance – Compare Quotes") [1](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology") ## What Should You Confirm in Lockton and TechInsurance Cyber Insurance Quotes? - Ask Lockton which insurers it would negotiate with. [1](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology") - Ask TechInsurance which carrier would issue the quote. [3](https://www.techinsurance.com/cyber-liability-insurance "Cyber Liability Insurance – Compare Quotes") - Ask whether the $129 median reflects your employee count and data volume. [3](https://www.techinsurance.com/cyber-liability-insurance "Cyber Liability Insurance – Compare Quotes") - Ask Lockton whether incident-response exercises are included in the fee. [1](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology") ## Lockton vs TechInsurance Cyber Insurance Compared | Criteria | Lockton Cyber & Technology Insurance Brokerage | TechInsurance Cyber Liability Insurance | | --- | --- | --- | | Who It’s For | Lockton's technology practice says it works with clients in electronic hardware, information technology, internet, medical equipment, semiconductors, software and telecommunications, and highlights cyber liability as a core exposure for those industries. [2](https://global.lockton.com/us/en/technology "Technology") (Evidence: Company-reported; scope: Technology industry page as read 2026-09-23. No minimum company size or revenue threshold was published..) | TechInsurance targets cyber liability at small businesses handling sensitive data, naming IT and technology professionals, retail, healthcare, financial services, real estate, and media and advertising businesses as example segments. [3](https://www.techinsurance.com/cyber-liability-insurance "Cyber Liability Insurance – Compare Quotes") (Evidence: Company-reported; scope: Who needs cyber liability insurance section of the product page..) | | How to Apply | The Cyber & Technology page lists a named contact (its EVP, U.S. Cyber & Technology Leader) and the email cyber@lockton.com as the way to reach the team, rather than a self-serve online quote tool. [1](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology") (Evidence: Company-reported; scope: Cyber & Technology page as read 2026-09-23..) | You request cyber liability quotes online through a short application describing your business; TechInsurance says a licensed agent is available to help and that a certificate of insurance is typically available the same day you buy a policy. [3](https://www.techinsurance.com/cyber-liability-insurance "Cyber Liability Insurance – Compare Quotes") (Evidence: Company-reported; scope: Cyber liability product page application and certificate sections..) | | Role in This Line | Lockton brokers cyber insurance and pairs placement with its own risk-management advice under a three-step Inform, Improve, Insure approach: quantifying cyber financial exposure, recommending security improvements, then negotiating coverage terms with insurers. [1](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology") (Evidence: Company-reported; scope: Cyber & Technology product page as read 2026-09-23..) | TechInsurance arranges cyber liability insurance as a standalone policy and describes it as often bundled with technology errors and omissions coverage in a combined tech E&O package. [3](https://www.techinsurance.com/cyber-liability-insurance "Cyber Liability Insurance – Compare Quotes") (Evidence: Company-reported; scope: Cyber liability product page..) | ## About Lockton and TechInsurance and Cyber Insurance - [Lockton company profile](https://spot.insure/insurance-providers/lockton) · [Lockton customer reviews](https://spot.insure/insurance-providers/lockton/reviews) - [TechInsurance company profile](https://spot.insure/insurance-providers/techinsurance) · [TechInsurance customer reviews](https://spot.insure/insurance-providers/techinsurance/reviews) - [What Is Cyber Insurance?](https://spot.insure/coverage/cyber) ## Related Pages for Lockton vs TechInsurance Cyber Insurance - [Lockton vs TechInsurance](https://spot.insure/compare/lockton-vs-techinsurance): all coverage lines, business roles, service and claims. - [What Is Cyber Insurance?](https://spot.insure/coverage/cyber): Cyber insurance can help pay covered breach response, data recovery, interruption and liability costs; vendor incidents and funds-transfer fraud need separate checks. - [Lockton Cyber Insurance](https://spot.insure/insurance-providers/lockton/cyber) - [TechInsurance Cyber Insurance](https://spot.insure/insurance-providers/techinsurance/cyber) ## Sources for Lockton vs TechInsurance Cyber Insurance ### Sources About Lockton 1. [Cyber & Technology](https://global.lockton.com/us/en/cyber-technology). Lockton; A Custom Approach; The Lockton Difference; Inform, Improve, and Insure three-step approach; team of over 100 Associates; contact cyber@lockton.com. Accessed 2026-09-23. 2. [Technology](https://global.lockton.com/us/en/technology). Lockton; Unique expertise in Cyber Liability; industries served (electronic hardware, information technology, internet, medical equipment, semiconductors, software, telecommunications). Accessed 2026-09-23. ### Sources About TechInsurance 3. [Cyber Liability Insurance – Compare Quotes](https://www.techinsurance.com/cyber-liability-insurance). TechInsurance; What does cyber liability insurance cover?; First-party vs third-party coverage sections; How much does cyber liability insurance cost?; Who needs cyber liability insurance?; What isn't covered by cyber liability insurance?. Accessed 2026-09-23. 4. [Small Business Insurance](https://www.techinsurance.com/small-business-insurance). TechInsurance; Cyber liability insurance card under Top recommended small business insurance policies. Accessed 2026-09-23. Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/lockton-vs-techinsurance/cyber.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)