Lockton vs 
Marsh: How Do They Compare for Workers’ Compensation Insurance?
Lockton, a broker, lists InfoLock benchmarking, safety services and a claims mitigation team with actuaries; Marsh McLennan Agency places workers' comp through an account manager and lists risk consulting and claims management using data analytics.
Lockton lists named specialty capabilities for workers' compensation, including captive consulting, Texas non-subscription and Jones Act/USL&H programs. Marsh McLennan Agency instead covers the line briefly within its broader casualty practice page, alongside risk consulting and claims analytics. 1,2
What Are the Key Differences Between Lockton and Marsh Workers’ Compensation Insurance?
Depth of Specialty Program Detail
Lockton lists named specialty capabilities for this line: captive consulting and formation, Texas non-subscription consulting, Jones Act/Outer Continental Shelf/USL&H programs for maritime exposures, trucking occupational accident programs, and qualified self-insurance design.
Lockton lists specialty workers' compensation capabilities: alternative risk expertise including captive consulting and formation, Texas non-subscription consulting, Jones Act/Outer Continental Shelf/USL&H programs for maritime and offshore exposures, trucking solutions including occupational accident programs, and qualified self-insurance consulting, implementation, administration, design and placement. 1Company-reported. Workers' Compensation product page as read 2026-09-23. A capability list, not a specimen policy.
MMA's page treats workers' compensation as one brief subsection of its general casualty page instead, describing the coverage in a sentence rather than listing named programs. 2
Market Access and Advisory Services
Lockton says clients can access more than 100 regional, global and program markets and offers benchmarking through its InfoLock service, alongside safety services and OSHA consulting. 1 MMA instead lists risk consulting, data-driven claims management and risk analytics as services applied across its casualty program broadly, not specific to workers' compensation. 2
What Should You Confirm in Lockton and Marsh Workers’ Compensation Insurance Quotes?
- If your operation involves maritime, offshore or trucking exposure, ask Lockton whether its named specialty programs apply, since MMA's page doesn't describe them. 1
- Ask MMA whether its risk-consulting and claims-analytics services apply specifically to workers' compensation. 2
- Confirm which insurer either brokerage would place your policy with; neither page names one. 1 2
- Ask Lockton for InfoLock benchmarking data relevant to your industry before comparing it to MMA's proposal. 1
Lockton vs Marsh Workers’ Compensation Insurance Compared
Lockton vs Marsh: Workers’ Compensation Insurance: documented features by provider
| Criteria | Lockton Workers' Compensation Insurance Brokerage | Marsh McLennan Agency Workers' Compensation Insurance |
|---|---|---|
| Coverage Features | Lockton lists specialty workers' compensation capabilities: alternative risk expertise including captive consulting and formation, Texas non-subscription consulting, Jones Act/Outer Continental Shelf/USL&H programs for maritime and offshore exposures, trucking solutions including occupational accident programs, and qualified self-insurance consulting, implementation, administration, design and placement. 1Company-reported. Workers' Compensation product page as read 2026-09-23. A capability list, not a specimen policy. | MMA says workers' compensation insurance provides coverage for medical expenses, lost wages and other costs in the event of an on-the-job injury or death. 2Company-reported. MMA casualty insurance page; brief, general description rather than a specific policy form. |
| Role in This Line | Lockton's workers' compensation team designs programs and analyzes their effectiveness through what it calls a strategic claims mitigation process; the team includes actuaries, claims advisors and safety specialists working alongside brokers. Lockton is the broker, not the insurer of record. 1Company-reported. Workers' Compensation product page as read 2026-09-23. | Marsh McLennan Agency (MMA) places workers' compensation insurance as one line within its broader casualty insurance practice. 2Company-reported. MMA casualty insurance page, Workers' Compensation subsection. |
| Risk Services | Lockton says clients can access more than 100 regional, global and program workers' compensation markets, and it offers benchmarking through its InfoLock service. 1Company-reported. Workers' Compensation product page as read 2026-09-23. Lockton says it offers a full suite of safety services designed to reduce loss costs, OSHA consulting, loss forecasting and probability analysis, and claims service advocates to help ensure coverage and reduce retained loss costs. 1Company-reported. Workers' Compensation product page as read 2026-09-23. | MMA lists risk consulting, claims management using data analytics, and risk analytics as services it applies across its casualty program, which includes workers' compensation. 2Company-reported. MMA casualty insurance page, Casualty Coverage section; described for the casualty practice broadly, not exclusively for workers' compensation. |
