--- title: "Lockton vs Marsh: Workers’ Compensation Insurance" description: "Lockton lists named specialty capabilities for workers' compensation, including captive consulting, Texas non-subscription and Jones Act/USL&H programs. Marsh McLennan Agency instead covers the line briefly within its broader casualty practice page, alongside risk consulting and claims analytics." canonical: "https://spot.insure/compare/lockton-vs-marsh/workers-compensation" page-type: "line-comparison" updated-at: "2026-09-23" comparison-pair: "lockton-vs-marsh" provider-a: "lockton" provider-b: "marsh" coverage-line: "workers-compensation" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/lockton-vs-marsh/workers-compensation) ## Agent Guide **What this page is:** Focused comparison of Lockton and Marsh for Workers’ Compensation Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Workers’ Compensation Insurance questions about Lockton versus Marsh. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Lockton vs Marsh for Workers’ Compensation Insurance: how do they differ? - Which is better for Workers’ Compensation Insurance, Lockton or Marsh? - What does Lockton or Marsh publish about Workers’ Compensation Insurance (limits, eligibility, claims, add-ons)? **Key facts:** - Line: Workers’ Compensation Insurance. Providers: Lockton and Marsh. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-23. **Related pages:** - [Lockton vs Marsh](https://spot.insure/compare/lockton-vs-marsh) — all coverage lines for this pair - [Workers’ Compensation Insurance guide](https://spot.insure/coverage/workers-compensation) — how this coverage works - [Lockton profile](https://spot.insure/insurance-providers/lockton) — provider profile - [Marsh profile](https://spot.insure/insurance-providers/marsh) — provider profile # Lockton vs Marsh: How Do They Compare for Workers’ Compensation Insurance? Lockton, a broker, lists InfoLock benchmarking, safety services and a claims mitigation team with actuaries; Marsh McLennan Agency places workers' comp through an account manager and lists risk consulting and claims management using data analytics. Lockton names specific specialty programs like captives and Jones Act coverage; MMA covers the line briefly within its general casualty page. ## Lockton vs Marsh Workers’ Compensation Insurance Summary Lockton lists named specialty capabilities for workers' compensation, including captive consulting, Texas non-subscription and Jones Act/USL&H programs. Marsh McLennan Agency instead covers the line briefly within its broader casualty practice page, alongside risk consulting and claims analytics. [1](https://global.lockton.com/us/en/products-services/workers-compensation "Workers' Compensation") [2](https://www.marshmma.com/us/solutions/casualty.html "Comprehensive Casualty Cover") ## What Are the Key Differences Between Lockton and Marsh Workers’ Compensation Insurance? ### Depth of Specialty Program Detail Lockton lists named specialty capabilities for this line: captive consulting and formation, Texas non-subscription consulting, Jones Act/Outer Continental Shelf/USL&H programs for maritime exposures, trucking occupational accident programs, and qualified self-insurance design. Lockton lists specialty workers' compensation capabilities: alternative risk expertise including captive consulting and formation, Texas non-subscription consulting, Jones Act/Outer Continental Shelf/USL&H programs for maritime and offshore exposures, trucking solutions including occupational accident programs, and qualified self-insurance consulting, implementation, administration, design and placement. [1](https://global.lockton.com/us/en/products-services/workers-compensation "Workers' Compensation") (Evidence: Company-reported; scope: Workers' Compensation product page as read 2026-09-23. A capability list, not a specimen policy..) MMA's page treats workers' compensation as one brief subsection of its general casualty page instead, describing the coverage in a sentence rather than listing named programs. [2](https://www.marshmma.com/us/solutions/casualty.html "Comprehensive Casualty Cover") ### Market Access and Advisory Services Lockton says clients can access more than 100 regional, global and program markets and offers benchmarking through its InfoLock service, alongside safety services and OSHA consulting. [1](https://global.lockton.com/us/en/products-services/workers-compensation "Workers' Compensation") MMA instead lists risk consulting, data-driven claims management and risk analytics as services applied across its casualty program broadly, not specific to workers' compensation. [2](https://www.marshmma.com/us/solutions/casualty.html "Comprehensive Casualty Cover") ## What Should You Confirm in Lockton and Marsh Workers’ Compensation Insurance Quotes? - If your operation involves maritime, offshore or trucking exposure, ask Lockton whether its named specialty programs apply, since MMA's page doesn't describe them. [1](https://global.lockton.com/us/en/products-services/workers-compensation "Workers' Compensation") - Ask MMA whether its risk-consulting and claims-analytics services apply specifically to workers' compensation. [2](https://www.marshmma.com/us/solutions/casualty.html "Comprehensive Casualty Cover") - Confirm which insurer either brokerage would place your policy with; neither page names one. [1](https://global.lockton.com/us/en/products-services/workers-compensation "Workers' Compensation") [2](https://www.marshmma.com/us/solutions/casualty.html "Comprehensive Casualty Cover") - Ask Lockton for InfoLock benchmarking data relevant to your industry before comparing it to MMA's proposal. [1](https://global.lockton.com/us/en/products-services/workers-compensation "Workers' Compensation") ## Lockton vs Marsh Workers’ Compensation Insurance Compared | Criteria | Lockton Workers' Compensation Insurance Brokerage | Marsh McLennan Agency Workers' Compensation Insurance | | --- | --- | --- | | Coverage Features | Lockton lists specialty workers' compensation capabilities: alternative risk expertise including captive consulting and formation, Texas non-subscription consulting, Jones Act/Outer Continental Shelf/USL&H programs for maritime and offshore exposures, trucking solutions including occupational accident programs, and qualified self-insurance consulting, implementation, administration, design and placement. [1](https://global.lockton.com/us/en/products-services/workers-compensation "Workers' Compensation") (Evidence: Company-reported; scope: Workers' Compensation product page as read 2026-09-23. A capability list, not a specimen policy..) | MMA says workers' compensation insurance provides coverage for medical expenses, lost wages and other costs in the event of an on-the-job injury or death. [2](https://www.marshmma.com/us/solutions/casualty.html "Comprehensive Casualty Cover") (Evidence: Company-reported; scope: MMA casualty insurance page; brief, general description rather than a specific policy form..) | | Role in This Line | Lockton's workers' compensation team designs programs and analyzes their effectiveness through what it calls a strategic claims mitigation process; the team includes actuaries, claims advisors and safety specialists working alongside brokers. Lockton is the broker, not the insurer of record. [1](https://global.lockton.com/us/en/products-services/workers-compensation "Workers' Compensation") (Evidence: Company-reported; scope: Workers' Compensation product page as read 2026-09-23..) | Marsh McLennan Agency (MMA) places workers' compensation insurance as one line within its broader casualty insurance practice. [2](https://www.marshmma.com/us/solutions/casualty.html "Comprehensive Casualty Cover") (Evidence: Company-reported; scope: MMA casualty insurance page, Workers' Compensation subsection..) | | Risk Services | Lockton says clients can access more than 100 regional, global and program workers' compensation markets, and it offers benchmarking through its InfoLock service. [1](https://global.lockton.com/us/en/products-services/workers-compensation "Workers' Compensation") (Evidence: Company-reported; scope: Workers' Compensation product page as read 2026-09-23..)

Lockton says it offers a full suite of safety services designed to reduce loss costs, OSHA consulting, loss forecasting and probability analysis, and claims service advocates to help ensure coverage and reduce retained loss costs. [1](https://global.lockton.com/us/en/products-services/workers-compensation "Workers' Compensation") (Evidence: Company-reported; scope: Workers' Compensation product page as read 2026-09-23..) | MMA lists risk consulting, claims management using data analytics, and risk analytics as services it applies across its casualty program, which includes workers' compensation. [2](https://www.marshmma.com/us/solutions/casualty.html "Comprehensive Casualty Cover") (Evidence: Company-reported; scope: MMA casualty insurance page, Casualty Coverage section; described for the casualty practice broadly, not exclusively for workers' compensation..) | ## About Lockton and Marsh and Workers’ Compensation Insurance - [Lockton company profile](https://spot.insure/insurance-providers/lockton) · [Lockton customer reviews](https://spot.insure/insurance-providers/lockton/reviews) - [Marsh company profile](https://spot.insure/insurance-providers/marsh) · [Marsh customer reviews](https://spot.insure/insurance-providers/marsh/reviews) - [What Is Workers’ Compensation Insurance?](https://spot.insure/coverage/workers-compensation) ## Related Pages for Lockton vs Marsh Workers’ Compensation Insurance - [Lockton vs Marsh](https://spot.insure/compare/lockton-vs-marsh): all coverage lines, business roles, service and claims. - [What Is Workers’ Compensation Insurance?](https://spot.insure/coverage/workers-compensation): Workers’ compensation can pay medical care, rehabilitation and lost wages after an employee’s work-related injury or illness; state rules determine who must be covered. - [Lockton Workers’ Compensation Insurance](https://spot.insure/insurance-providers/lockton/workers-compensation) - [Marsh Workers’ Compensation Insurance](https://spot.insure/insurance-providers/marsh/workers-compensation) ## Sources for Lockton vs Marsh Workers’ Compensation Insurance ### Sources About Lockton 1. [Workers' Compensation](https://global.lockton.com/us/en/products-services/workers-compensation). Lockton; Empower your workforce to achieve your company goals; Access to a multitude of experts; list of workers' compensation expert services (100+ markets, InfoLock benchmarking, alternative risk/captive consulting, Texas non-subscription, Jones Act/OCS/USL&H, trucking occupational accident programs, self-insurance consulting, safety services, OSHA consulting, claims service advocates). Accessed 2026-09-23. ### Sources About Marsh 2. [Comprehensive Casualty Cover](https://www.marshmma.com/us/solutions/casualty.html). Marsh McLennan Agency; Casualty Coverage section: Risk Consulting, Claims Management, Risk Analytics, Workers' Compensation subsection (coverage for medical expenses, lost wages, and more in the event of an on-the-job injury or death). Accessed 2026-09-23. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/lockton-vs-marsh/workers-compensation.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)