HUB International vs The Hartford: How Do They Compare for Crime Insurance?

The Hartford describes crime as one of five options in its Private Choice Premier management-liability package, for nonprofits and public or private companies; HUB International instead brokers crime for private, public and not-for-profit organizations.

HUB serves private, public and nonprofit organizations and lists vendor theft, asset misappropriation and funds-transfer fraud; The Hartford includes crime in Private Choice Premier and offers a separate financial-institutions track. ^1,²

What Are the Key Differences Between HUB International and The Hartford Crime Insurance?

The Hartford explicitly names a cash-register theft example and includes crime as one of five Private Choice Premier options; financial institutions have a separate bond and commercial-crime track. HUB provides a longer list of named crime types, including vendor theft and computer fraud. ² ¹

Broker Versus Hartford Package Tracks

HUB brokers commercial crime insurance rather than underwriting it, and its crime page does not name an issuing insurer. ¹ ²

Itemized Perils Versus a Cash-Register Example

HUB lists employee theft, vendor theft, forgery, asset misappropriation, computer fraud and funds-transfer fraud. The Hartford says crime insurance helps cover business-related crimes like employee theft, forgery or robbery, giving as an example an employee stealing money from a cash register. The Hartford’s reviewed management-liability page does not describe vendor theft or computer fraud. ¹ ²

Shared Organization Types, Different Buying Paths

HUB says crime coverage is available for private, public and not-for-profit organizations and directs prospects to a business-insurance contact page. The Hartford’s crime coverage is available to nonprofit organizations, publicly traded companies and privately held companies as part of its management-liability lineup. HUB’s product page does not publish policy limits. ¹ ²

What Should You Confirm in HUB International and The Hartford Crime Insurance Quotes?

Ask The Hartford whether crime sits in Private Choice Premier or on the financial-institutions bond and commercial-crime track. ²
Ask HUB which carrier it would place and whether vendor theft and computer fraud are on the form. ¹
Confirm whether The Hartford form goes beyond employee theft, forgery or robbery. ² ¹
Get limits and retentions from both. ¹ ²

HUB International vs The Hartford Crime Insurance Compared

HUB International vs The Hartford: Crime Insurance: documented features by provider

Criteria	HUB International Crime Insurance Brokerage	The Hartford Crime Insurance
Who It’s For	HUB says crime coverage is available for private, public and not-for-profit organizations. ¹Company-reported. Product-page organization-type list; not a published underwriting appetite by size or industry.	The Hartford's crime coverage is available to nonprofit organizations, publicly traded companies and privately-held companies as part of its management-liability lineup. ²Company-reported. Management liability product page as read 2026-09-23.
Coverage Features	HUB lists crime coverage types it arranges as employee theft, vendor theft, forgery, asset misappropriation, computer fraud and funds transfer fraud. ¹Company-reported. Product-page coverage list; the issued policy and its exclusions control an actual claim. HUB cites industry statistics that organizations lose about 5% of revenue to fraud each year, that fraud often takes about 18 months to detect, and that more than 23% of fraud cases result in losses of $1 million or more, to frame the need for crime coverage. ¹Company-reported. Product-page statistics are company-cited figures, not independently verified by us, and are general fraud statistics rather than HUB-specific claims data.	The Hartford says crime insurance helps cover business-related crimes like employee theft, forgery or robbery, giving as an example an employee stealing money from a cash register. ²Company-reported. Management liability product page as read 2026-09-23. General coverage description; the issued policy controls.
Role in This Line	HUB brokers commercial crime insurance rather than underwriting the coverage itself. ¹Company-reported. Crime insurance product page as read 2026-09-23; the page does not name an issuing insurer.	The Hartford's crime insurance is one of five options in its Private Choice Premier management-liability package, and is offered separately as bond and commercial crime (fidelity) coverage within its financial-institutions product track. ²Company-reported. Management liability product page as read 2026-09-23.

Criteria

HUB International Crime Insurance Brokerage

The Hartford Crime Insurance

Who It’s For

HUB says crime coverage is available for private, public and not-for-profit organizations. ¹Company-reported. Product-page organization-type list; not a published underwriting appetite by size or industry.

The Hartford's crime coverage is available to nonprofit organizations, publicly traded companies and privately-held companies as part of its management-liability lineup. ²Company-reported. Management liability product page as read 2026-09-23.

Coverage Features

HUB lists crime coverage types it arranges as employee theft, vendor theft, forgery, asset misappropriation, computer fraud and funds transfer fraud. ¹Company-reported. Product-page coverage list; the issued policy and its exclusions control an actual claim.

HUB cites industry statistics that organizations lose about 5% of revenue to fraud each year, that fraud often takes about 18 months to detect, and that more than 23% of fraud cases result in losses of $1 million or more, to frame the need for crime coverage. ¹Company-reported. Product-page statistics are company-cited figures, not independently verified by us, and are general fraud statistics rather than HUB-specific claims data.

The Hartford says crime insurance helps cover business-related crimes like employee theft, forgery or robbery, giving as an example an employee stealing money from a cash register. ²Company-reported. Management liability product page as read 2026-09-23. General coverage description; the issued policy controls.

Role in This Line

HUB brokers commercial crime insurance rather than underwriting the coverage itself. ¹Company-reported. Crime insurance product page as read 2026-09-23; the page does not name an issuing insurer.

The Hartford's crime insurance is one of five options in its Private Choice Premier management-liability package, and is offered separately as bond and commercial crime (fidelity) coverage within its financial-institutions product track. ²Company-reported. Management liability product page as read 2026-09-23.