---
title: "HUB International vs The Hartford: Crime Insurance"
description: "HUB serves private, public and nonprofit organizations and lists vendor theft, asset misappropriation and funds-transfer fraud; The Hartford includes crime in Private Choice Premier and offers a separate financial-institutions track."
canonical: "https://spot.insure/compare/hub-international-vs-the-hartford/crime"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "hub-international-vs-the-hartford"
provider-a: "hub-international"
provider-b: "the-hartford"
coverage-line: "crime"
---

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[Human-readable page](https://spot.insure/compare/hub-international-vs-the-hartford/crime)

## Agent Guide

**What this page is:** Focused comparison of HUB International and The Hartford for Crime Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Crime Insurance questions about HUB International versus The Hartford. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- HUB International vs The Hartford for Crime Insurance: how do they differ?
- Which is better for Crime Insurance, HUB International or The Hartford?
- What does HUB International or The Hartford publish about Crime Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Crime Insurance. Providers: HUB International and The Hartford.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [HUB International vs The Hartford](https://spot.insure/compare/hub-international-vs-the-hartford) — all coverage lines for this pair
- [Crime Insurance guide](https://spot.insure/coverage/crime) — how this coverage works
- [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile
- [The Hartford profile](https://spot.insure/insurance-providers/the-hartford) — provider profile

# HUB International vs The Hartford: How Do They Compare for Crime Insurance?

The Hartford describes crime as one of five options in its Private Choice Premier management-liability package, for nonprofits and public or private companies; HUB International instead brokers crime for private, public and not-for-profit organizations.

HUB brokers crime for private, public and nonprofit organizations and lists vendor theft; The Hartford offers crime in Private Choice Premier and a separate financial-institutions track.

## HUB International vs The Hartford Crime Insurance Summary

HUB serves private, public and nonprofit organizations and lists vendor theft, asset misappropriation and funds-transfer fraud; The Hartford includes crime in Private Choice Premier and offers a separate financial-institutions track. [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") [2](https://www.thehartford.com/management-liability-insurance "Management Liability Insurance | Get a Quote")

## What Are the Key Differences Between HUB International and The Hartford Crime Insurance?

The Hartford explicitly names a cash-register theft example and includes crime as one of five Private Choice Premier options; financial institutions have a separate bond and commercial-crime track. HUB provides a longer list of named crime types, including vendor theft and computer fraud. [2](https://www.thehartford.com/management-liability-insurance "Management Liability Insurance | Get a Quote") [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers")

### Broker Versus Hartford Package Tracks

HUB brokers commercial crime insurance rather than underwriting it, and its crime page does not name an issuing insurer.  [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") [2](https://www.thehartford.com/management-liability-insurance "Management Liability Insurance | Get a Quote")

### Itemized Perils Versus a Cash-Register Example

HUB lists employee theft, vendor theft, forgery, asset misappropriation, computer fraud and funds-transfer fraud. The Hartford says crime insurance helps cover business-related crimes like employee theft, forgery or robbery, giving as an example an employee stealing money from a cash register. The Hartford’s reviewed management-liability page does not describe vendor theft or computer fraud. [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") [2](https://www.thehartford.com/management-liability-insurance "Management Liability Insurance | Get a Quote")

### Shared Organization Types, Different Buying Paths

HUB says crime coverage is available for private, public and not-for-profit organizations and directs prospects to a business-insurance contact page. The Hartford’s crime coverage is available to nonprofit organizations, publicly traded companies and privately held companies as part of its management-liability lineup. HUB’s product page does not publish policy limits. [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") [2](https://www.thehartford.com/management-liability-insurance "Management Liability Insurance | Get a Quote")

## What Should You Confirm in HUB International and The Hartford Crime Insurance Quotes?

- Ask The Hartford whether crime sits in Private Choice Premier or on the financial-institutions bond and commercial-crime track. [2](https://www.thehartford.com/management-liability-insurance "Management Liability Insurance | Get a Quote")
- Ask HUB which carrier it would place and whether vendor theft and computer fraud are on the form. [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers")
- Confirm whether The Hartford form goes beyond employee theft, forgery or robbery. [2](https://www.thehartford.com/management-liability-insurance "Management Liability Insurance | Get a Quote") [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers")
- Get limits and retentions from both. [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") [2](https://www.thehartford.com/management-liability-insurance "Management Liability Insurance | Get a Quote")

## HUB International vs The Hartford Crime Insurance Compared

| Criteria | HUB International Crime Insurance Brokerage | The Hartford Crime Insurance |
| --- | --- | --- |
| Who It’s For | HUB says crime coverage is available for private, public and not-for-profit organizations. [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") (Evidence: Company-reported; scope: Product-page organization-type list; not a published underwriting appetite by size or industry..) | The Hartford's crime coverage is available to nonprofit organizations, publicly traded companies and privately-held companies as part of its management-liability lineup. [2](https://www.thehartford.com/management-liability-insurance "Management Liability Insurance | Get a Quote") (Evidence: Company-reported; scope: Management liability product page as read 2026-09-23..) |
| Coverage Features | HUB lists crime coverage types it arranges as employee theft, vendor theft, forgery, asset misappropriation, computer fraud and funds transfer fraud. [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") (Evidence: Company-reported; scope: Product-page coverage list; the issued policy and its exclusions control an actual claim..)<br><br>HUB cites industry statistics that organizations lose about 5% of revenue to fraud each year, that fraud often takes about 18 months to detect, and that more than 23% of fraud cases result in losses of $1 million or more, to frame the need for crime coverage. [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") (Evidence: Company-reported; scope: Product-page statistics are company-cited figures, not independently verified by us, and are general fraud statistics rather than HUB-specific claims data..) | The Hartford says crime insurance helps cover business-related crimes like employee theft, forgery or robbery, giving as an example an employee stealing money from a cash register. [2](https://www.thehartford.com/management-liability-insurance "Management Liability Insurance | Get a Quote") (Evidence: Company-reported; scope: Management liability product page as read 2026-09-23. General coverage description; the issued policy controls..) |
| Role in This Line | HUB brokers commercial crime insurance rather than underwriting the coverage itself. [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") (Evidence: Company-reported; scope: Crime insurance product page as read 2026-09-23; the page does not name an issuing insurer..) | The Hartford's crime insurance is one of five options in its Private Choice Premier management-liability package, and is offered separately as bond and commercial crime (fidelity) coverage within its financial-institutions product track. [2](https://www.thehartford.com/management-liability-insurance "Management Liability Insurance | Get a Quote") (Evidence: Company-reported; scope: Management liability product page as read 2026-09-23..) |

## About HUB International and The Hartford and Crime Insurance

- [HUB International company profile](https://spot.insure/insurance-providers/hub-international) · [HUB International customer reviews](https://spot.insure/insurance-providers/hub-international/reviews)
- [The Hartford company profile](https://spot.insure/insurance-providers/the-hartford) · [The Hartford customer reviews](https://spot.insure/insurance-providers/the-hartford/reviews)
- [What Is Crime Insurance?](https://spot.insure/coverage/crime)

## Related Pages for HUB International vs The Hartford Crime Insurance

- [HUB International vs The Hartford](https://spot.insure/compare/hub-international-vs-the-hartford): all coverage lines, business roles, service and claims.
- [What Is Crime Insurance?](https://spot.insure/coverage/crime): Crime insurance addresses specified theft and fraud losses; employee theft, forgery, funds-transfer fraud and impersonation payments can have separate terms.
- [HUB International Crime Insurance](https://spot.insure/insurance-providers/hub-international/crime)
- [The Hartford Crime Insurance](https://spot.insure/insurance-providers/the-hartford/crime)

## Sources for HUB International vs The Hartford Crime Insurance

### Sources About HUB International

1. [Crime Insurance Brokers](https://www.hubinternational.com/products/business-insurance/crime-insurance/). HUB International; Fraud-loss statistics; coverage types: employee theft, vendor theft, forgery, asset misappropriation, computer fraud, funds transfer fraud; organization types: private, public, not-for-profit; Connect With a Broker. Accessed 2026-09-23.

### Sources About The Hartford

2. [Management Liability Insurance | Get a Quote](https://www.thehartford.com/management-liability-insurance). The Hartford; Crime Insurance section; Who Does Management Liability Insurance Protect?; Management and Professional Liability Insurance for Financial Institutions (Bond and commercial crime (fidelity)). Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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