HUB International vs Resilience: How Do They Compare for Tech E&O Insurance?

Resilience advertises tech E&O limits up to $10 million and targets firms with $25 million to $10 billion in revenue. HUB International brokers customized policies for startups through established software, hardware and media businesses.

Resilience suits tech companies with $25 million to $10 billion in revenue that want up to $10 million and an in-house claims team available 24/7; HUB suits startups and smaller firms below that floor that want a broker to shop E&O. HUB publishes no limits or insurers. ^3,^1,^2,⁴

What Are the Key Differences Between HUB International and Resilience Tech E&O Insurance?

A $25 Million Revenue Floor vs Any-Size Broker

Resilience writes Tech E&O for US tech companies with complex risk and $25 million to $10 billion in revenue, primary or excess, with limits up to $10 million. HUB brokers tech E&O for startups and established software, hardware and digital-media firms, with no published revenue floor, and doesn't name insurers or publish limits. Choose Resilience if you're above $25 million in revenue and want up to $10 million from one insurer; choose HUB if you're smaller or want several insurers compared. ³ ¹ ²

Built-In Endorsements and In-House Claims vs Broker-Arranged Terms

Resilience writes endorsements directly into the policy form, which it calls Coverage Certainty, and runs a 24/7 in-house claims and incident-response team with a dedicated manager from triage through settlement. HUB describes typical E&O cover for defense, judgments, settlements and fines, with optional prior-acts and tail cover, and outlines claim-notice steps through your broker. With Resilience, one team handles your claim from start to finish; with HUB, it depends on the insurer placed. ³ ⁵ ¹

What Should You Confirm in HUB International and Resilience Tech E&O Insurance Quotes?

Check your revenue against Resilience's $25 million to $10 billion band before applying. ³ ²
Ask HUB which insurer it will use; Resilience's policies are issued by Homeland Insurance Company of New York or of Delaware. ⁴ ¹
Compare HUB's per-claim and aggregate limits, including any excess, with Resilience's $10 million. ³ ¹
Ask how each handles an E&O claim that also involves a cyber incident. ⁵ ¹

HUB International vs Resilience Tech E&O Insurance Compared

HUB International vs Resilience: Tech E&O Insurance: documented features by provider

Criteria	HUB International Technology Errors and Omissions Insurance	Resilience Technology E&O
Who It’s For	HUB's technology-industry page addresses fast-growing startups and established software, hardware or digital-media businesses, and says HUB currently insures more than 5,000 technology companies; that count is a company-reported figure not independently verified here. ²Company-reported. Technology-industry page framing; not specific to technology E&O alone, since the page covers HUB's full technology insurance program.	Resilience targets US technology E&O business with $25 million to $10 billion in revenue for primary and excess placements, spanning technology services, technology hardware, data centers, telecommunications, software and web services. ³Company-reported. "A Broad Market Appetite" benefit and segment list on the product page, accessed 2026-09-23; smaller companies fall outside the published revenue range.
Coverage Features	HUB's general E&O page says policies typically cover defense costs, judgments, settlements and fines from allegations of misrepresentation, breach of professional services, wrongful practices and misleading advice, and can be structured with prior-acts coverage back to a retroactive date and tail coverage for an extended reporting period. ¹Company-reported. General E&O coverage description; the page does not give technology-specific coverage examples beyond listing technology as a served industry.	Resilience says its policy endorsements are integrated directly into the policy form, which it calls "Coverage Certainty," for what it describes as a straightforward, beginning-to-end read rather than a base form layered with separate endorsement documents. ³Company-reported. "Coverage Certainty" benefit on the product page; the actual policy as issued controls. Resilience lists six technology segments it underwrites for E&O: technology services (MSP/MSSP, consulting, staffing, storage services, VARs), technology hardware and networking equipment manufacturing, data centers, telecommunications, software (including AI, security software and payment processors) and web services. ³Company-reported. "Comprehensive coverage for technology risks" segment list on the product page, accessed 2026-09-23.
Role in This Line	HUB brokers technology E&O as part of its general E&O practice, naming technology as one of the industries it serves, and separately markets it as one line within its dedicated technology-industry practice. ^1,²Company-reported. E&O product page and technology-industry page as read 2026-09-23; neither names an issuing insurer.	Resilience markets technology E&O as professional liability coverage for technology companies with complex risk, distributed in the US by a separate insurance agency rather than underwritten by the Resilience brand itself. ³Company-reported. Technology E&O product page introduction, accessed 2026-09-23.

Criteria

HUB International Technology Errors and Omissions Insurance

Resilience Technology E&O

Who It’s For

HUB's technology-industry page addresses fast-growing startups and established software, hardware or digital-media businesses, and says HUB currently insures more than 5,000 technology companies; that count is a company-reported figure not independently verified here. ²Company-reported. Technology-industry page framing; not specific to technology E&O alone, since the page covers HUB's full technology insurance program.

Resilience targets US technology E&O business with $25 million to $10 billion in revenue for primary and excess placements, spanning technology services, technology hardware, data centers, telecommunications, software and web services. ³Company-reported. "A Broad Market Appetite" benefit and segment list on the product page, accessed 2026-09-23; smaller companies fall outside the published revenue range.

Coverage Features

HUB's general E&O page says policies typically cover defense costs, judgments, settlements and fines from allegations of misrepresentation, breach of professional services, wrongful practices and misleading advice, and can be structured with prior-acts coverage back to a retroactive date and tail coverage for an extended reporting period. ¹Company-reported. General E&O coverage description; the page does not give technology-specific coverage examples beyond listing technology as a served industry.

Resilience says its policy endorsements are integrated directly into the policy form, which it calls "Coverage Certainty," for what it describes as a straightforward, beginning-to-end read rather than a base form layered with separate endorsement documents. ³Company-reported. "Coverage Certainty" benefit on the product page; the actual policy as issued controls.

Resilience lists six technology segments it underwrites for E&O: technology services (MSP/MSSP, consulting, staffing, storage services, VARs), technology hardware and networking equipment manufacturing, data centers, telecommunications, software (including AI, security software and payment processors) and web services. ³Company-reported. "Comprehensive coverage for technology risks" segment list on the product page, accessed 2026-09-23.

Role in This Line

HUB brokers technology E&O as part of its general E&O practice, naming technology as one of the industries it serves, and separately markets it as one line within its dedicated technology-industry practice. ^1,²Company-reported. E&O product page and technology-industry page as read 2026-09-23; neither names an issuing insurer.

Resilience markets technology E&O as professional liability coverage for technology companies with complex risk, distributed in the US by a separate insurance agency rather than underwritten by the Resilience brand itself. ³Company-reported. Technology E&O product page introduction, accessed 2026-09-23.