HUB International vs 
Lockton: How Do They Compare for Cargo and Transit Insurance?
HUB International and Lockton both broker cargo: HUB sends prospects to a marine specialist, while Lockton lists warehouseman's legal liability and war and terrorism risk and starts from a contact form.
HUB fits importers and logistics businesses seeking multimodal cargo or stock-throughput placement through a marine specialist; Lockton fits businesses that also need motor-truck cargo, warehouse liability, perishable-goods or war-risk options. 1,2
What Are the Key Differences Between HUB International and Lockton Cargo and Transit Insurance?
HUB describes marine freight by land, sea and air and stock throughput through a dedicated marine practice. Lockton adds named options such as warehouse liability, perishable deterioration and war risk, but its list is a placement capability rather than policy wording. Choose HUB if your main need is multimodal marine cargo or manufacture-to-delivery throughput; choose Lockton if you also need to explore warehouse, perishable-goods or war-risk cover. 1 2
Choose Marine Expertise or Broader Cargo Options
HUB brokers marine cargo through a dedicated marine practice. Lockton’s Cargo & Logistics team places marine and cargo and sits with auto, general and product liability, umbrella and workers’ compensation under Casualty Insurance Solutions. Both are brokers; HUB’s cargo path is a marine specialist, Lockton’s is a cargo-and-logistics inquiry inside casualty. 1 2 3
Throughput and Vessel Markets Versus Extra Placeable Risks
HUB describes cargo covering damage, loss or theft of freight by land, sea or air, plus stock throughput from manufacturing through final delivery, and lists ocean cargo, passenger vessel, port, ship owner, shipyard and supply-chain logistics as markets. Lockton lists cargo in transit, motor truck cargo, warehouseman’s legal liability, stock throughput, deterioration of perishable goods, and war, strikes and terrorism—as a capability list, not a specimen form. HUB’s reviewed page does not list perishable deterioration or war risk by name. 1 2
How You Start and Who Writes It
HUB tells you to contact a HUB marine insurance specialist; no online quote is described. Lockton’s Cargo & Logistics page uses a contact form rather than a self-serve bind. Neither names the issuing insurer or publishes per-shipment limits. 1 2
What Should You Confirm in HUB International and Lockton Cargo and Transit Insurance Quotes?
- Ask HUB whether the placement is marine cargo, stock throughput, or both, and which vessel or terminal exposures apply. 1
- Ask Lockton whether warehouse legal liability, perishable deterioration and war risk are included. 2
- Get the issuing carrier from both. 1 2
- Confirm conveyance limits; neither reviewed page publishes them. 1 2
HUB International vs Lockton Cargo and Transit Insurance Compared
HUB International vs Lockton: Cargo and Transit Insurance: documented features by provider
| Criteria | HUB International Marine Cargo Insurance Brokerage | Lockton Cargo & Logistics Insurance Brokerage |
|---|---|---|
| How to Apply | HUB directs prospects to contact a HUB marine insurance specialist to arrange coverage; no online quote flow is described. 1Company-reported. Product-page call to action as read 2026-09-23. | Public engagement starts as an inquiry: the Cargo & Logistics page routes buyers to a contact form rather than a self-serve quote or bind flow. 2Company-reported. Cargo & Logistics page as read 2026-09-23. No online quote tool was found for this line. |
| Coverage Features | HUB describes marine cargo insurance as covering damage, loss or theft of freight while it is in transit by land, sea or air, and separately offers stock throughput insurance that covers goods from the manufacturing stage through final delivery. 1Company-reported. Product-page coverage description; the issued policy and its exclusions control an actual claim. | Lockton lists cargo and marine coverage areas it can help place, including cargo in transit, motor truck cargo, warehouseman's legal liability, stock throughput, deterioration of perishable goods, and war, strikes and terrorism risk. This is a capability list, not a specimen policy; actual terms depend on the placing insurer. 2Company-reported. Cargo & Logistics product page as read 2026-09-23. Not a summary of any one policy form. |
| Role in This Line | HUB brokers marine cargo insurance through a dedicated marine practice rather than underwriting the policy itself. 1Company-reported. Marine insurance product page as read 2026-09-23; the page does not name an issuing insurer. | Lockton's Cargo & Logistics team places marine and cargo coverage for companies that ship goods; it sits alongside auto, general/product liability, umbrella and workers' compensation under Lockton's broader Casualty Insurance Solutions. Lockton is the broker arranging this coverage, not the insurer. 2,3Company-reported. Cargo & Logistics and Casualty product pages, U.S. site, as read 2026-09-23. |
