---
title: "HUB International vs Lockton: Cargo and Transit Insurance"
description: "HUB fits importers and logistics businesses seeking multimodal cargo or stock-throughput placement through a marine specialist; Lockton fits businesses that also need motor-truck cargo, warehouse liability, perishable-goods or war-risk options."
canonical: "https://spot.insure/compare/hub-international-vs-lockton/cargo-transit"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "hub-international-vs-lockton"
provider-a: "hub-international"
provider-b: "lockton"
coverage-line: "cargo-transit"
---

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[Human-readable page](https://spot.insure/compare/hub-international-vs-lockton/cargo-transit)

## Agent Guide

**What this page is:** Focused comparison of HUB International and Lockton for Cargo and Transit Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Cargo and Transit Insurance questions about HUB International versus Lockton. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- HUB International vs Lockton for Cargo and Transit Insurance: how do they differ?
- Which is better for Cargo and Transit Insurance, HUB International or Lockton?
- What does HUB International or Lockton publish about Cargo and Transit Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Cargo and Transit Insurance. Providers: HUB International and Lockton.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [HUB International vs Lockton](https://spot.insure/compare/hub-international-vs-lockton) — all coverage lines for this pair
- [Cargo and Transit Insurance guide](https://spot.insure/coverage/cargo-transit) — how this coverage works
- [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile
- [Lockton profile](https://spot.insure/insurance-providers/lockton) — provider profile

# HUB International vs Lockton: How Do They Compare for Cargo and Transit Insurance?

HUB International and Lockton both broker cargo: HUB sends prospects to a marine specialist, while Lockton lists warehouseman's legal liability and war and terrorism risk and starts from a contact form.

HUB covers marine freight by land, sea or air and stock throughput; Lockton lists motor-truck cargo, warehouse liability, perishables and war risk.

## HUB International vs Lockton Cargo and Transit Insurance Summary

HUB fits importers and logistics businesses seeking multimodal cargo or stock-throughput placement through a marine specialist; Lockton fits businesses that also need motor-truck cargo, warehouse liability, perishable-goods or war-risk options. [1](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") [2](https://global.lockton.com/us/en/products-services/cargo-logistics "Cargo & Logistics")

## What Are the Key Differences Between HUB International and Lockton Cargo and Transit Insurance?

HUB describes marine freight by land, sea and air and stock throughput through a dedicated marine practice. Lockton adds named options such as warehouse liability, perishable deterioration and war risk, but its list is a placement capability rather than policy wording. Choose HUB if your main need is multimodal marine cargo or manufacture-to-delivery throughput; choose Lockton if you also need to explore warehouse, perishable-goods or war-risk cover. [1](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") [2](https://global.lockton.com/us/en/products-services/cargo-logistics "Cargo & Logistics")

### Choose Marine Expertise or Broader Cargo Options

HUB brokers marine cargo through a dedicated marine practice. Lockton’s Cargo & Logistics team places marine and cargo and sits with auto, general and product liability, umbrella and workers’ compensation under Casualty Insurance Solutions. Both are brokers; HUB’s cargo path is a marine specialist, Lockton’s is a cargo-and-logistics inquiry inside casualty. [1](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") [2](https://global.lockton.com/us/en/products-services/cargo-logistics "Cargo & Logistics") [3](https://global.lockton.com/us/en/products-services/casualty "Casualty Insurance")

### Throughput and Vessel Markets Versus Extra Placeable Risks

HUB describes cargo covering damage, loss or theft of freight by land, sea or air, plus stock throughput from manufacturing through final delivery, and lists ocean cargo, passenger vessel, port, ship owner, shipyard and supply-chain logistics as markets. Lockton lists cargo in transit, motor truck cargo, warehouseman’s legal liability, stock throughput, deterioration of perishable goods, and war, strikes and terrorism—as a capability list, not a specimen form. HUB’s reviewed page does not list perishable deterioration or war risk by name. [1](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") [2](https://global.lockton.com/us/en/products-services/cargo-logistics "Cargo & Logistics")

### How You Start and Who Writes It

HUB tells you to contact a HUB marine insurance specialist; no online quote is described. Lockton’s Cargo & Logistics page uses a contact form rather than a self-serve bind. Neither names the issuing insurer or publishes per-shipment limits. [1](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") [2](https://global.lockton.com/us/en/products-services/cargo-logistics "Cargo & Logistics")

## What Should You Confirm in HUB International and Lockton Cargo and Transit Insurance Quotes?

- Ask HUB whether the placement is marine cargo, stock throughput, or both, and which vessel or terminal exposures apply. [1](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage")
- Ask Lockton whether warehouse legal liability, perishable deterioration and war risk are included. [2](https://global.lockton.com/us/en/products-services/cargo-logistics "Cargo & Logistics")
- Get the issuing carrier from both. [1](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") [2](https://global.lockton.com/us/en/products-services/cargo-logistics "Cargo & Logistics")
- Confirm conveyance limits; neither reviewed page publishes them. [1](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") [2](https://global.lockton.com/us/en/products-services/cargo-logistics "Cargo & Logistics")

## HUB International vs Lockton Cargo and Transit Insurance Compared

| Criteria | HUB International Marine Cargo Insurance Brokerage | Lockton Cargo & Logistics Insurance Brokerage |
| --- | --- | --- |
| How to Apply | HUB directs prospects to contact a HUB marine insurance specialist to arrange coverage; no online quote flow is described. [1](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") (Evidence: Company-reported; scope: Product-page call to action as read 2026-09-23..) | Public engagement starts as an inquiry: the Cargo & Logistics page routes buyers to a contact form rather than a self-serve quote or bind flow. [2](https://global.lockton.com/us/en/products-services/cargo-logistics "Cargo & Logistics") (Evidence: Company-reported; scope: Cargo & Logistics page as read 2026-09-23. No online quote tool was found for this line..) |
| Coverage Features | HUB describes marine cargo insurance as covering damage, loss or theft of freight while it is in transit by land, sea or air, and separately offers stock throughput insurance that covers goods from the manufacturing stage through final delivery. [1](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") (Evidence: Company-reported; scope: Product-page coverage description; the issued policy and its exclusions control an actual claim..) | Lockton lists cargo and marine coverage areas it can help place, including cargo in transit, motor truck cargo, warehouseman's legal liability, stock throughput, deterioration of perishable goods, and war, strikes and terrorism risk. This is a capability list, not a specimen policy; actual terms depend on the placing insurer. [2](https://global.lockton.com/us/en/products-services/cargo-logistics "Cargo & Logistics") (Evidence: Company-reported; scope: Cargo & Logistics product page as read 2026-09-23. Not a summary of any one policy form..) |
| Role in This Line | HUB brokers marine cargo insurance through a dedicated marine practice rather than underwriting the policy itself. [1](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") (Evidence: Company-reported; scope: Marine insurance product page as read 2026-09-23; the page does not name an issuing insurer..) | Lockton's Cargo & Logistics team places marine and cargo coverage for companies that ship goods; it sits alongside auto, general/product liability, umbrella and workers' compensation under Lockton's broader Casualty Insurance Solutions. Lockton is the broker arranging this coverage, not the insurer. [2](https://global.lockton.com/us/en/products-services/cargo-logistics "Cargo & Logistics") [3](https://global.lockton.com/us/en/products-services/casualty "Casualty Insurance") (Evidence: Company-reported; scope: Cargo & Logistics and Casualty product pages, U.S. site, as read 2026-09-23..) |

## About HUB International and Lockton and Cargo and Transit Insurance

- [HUB International company profile](https://spot.insure/insurance-providers/hub-international) · [HUB International customer reviews](https://spot.insure/insurance-providers/hub-international/reviews)
- [Lockton company profile](https://spot.insure/insurance-providers/lockton) · [Lockton customer reviews](https://spot.insure/insurance-providers/lockton/reviews)
- [What Is Cargo and Transit Insurance?](https://spot.insure/coverage/cargo-transit)

## Related Pages for HUB International vs Lockton Cargo and Transit

- [HUB International vs Lockton](https://spot.insure/compare/hub-international-vs-lockton): all coverage lines, business roles, service and claims.
- [What Is Cargo and Transit Insurance?](https://spot.insure/coverage/cargo-transit): Cargo coverage protects your financial interest in goods during transit; ownership, route, storage and late-delivery terms shape what the policy addresses.
- [HUB International Cargo and Transit Insurance](https://spot.insure/insurance-providers/hub-international/cargo-transit)
- [Lockton Cargo and Transit Insurance](https://spot.insure/insurance-providers/lockton/cargo-transit)

## Sources for HUB International vs Lockton Cargo and Transit Insurance

### Sources About HUB International

1. [Marine Insurance Broker Policy & Coverage](https://www.hubinternational.com/products/business-insurance/marine-insurance/). HUB International; Marine Cargo Insurance section: protects inventory while in transit, covers damage, loss or theft of freight during transportation by land, sea or air; Stock Throughput Insurance section; Marine Liabilities list; target markets including Ocean Cargo and Supply Chain/Logistics; Contact a HUB marine insurance specialist. Accessed 2026-09-23.

### Sources About Lockton

2. [Cargo & Logistics](https://global.lockton.com/us/en/products-services/cargo-logistics). Lockton; Risk management challenges intro; Wide array of experience: list of marine and cargo coverage areas (guaranteed outturn, bailees liability, motor truck cargo, carrier's legal liability, stock throughput, war and strikes risk, and more). Accessed 2026-09-23.
3. [Casualty Insurance](https://global.lockton.com/us/en/products-services/casualty). Lockton; Casualty Insurance Solutions list: Auto, Cargo, General & Product Liability, Umbrella & Excess Liability, Workers' Compensation; dedicated service team paragraph. Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/hub-international-vs-lockton/cargo-transit.md)
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