Gallagher vs HUB International: How Do They Compare for Tech E&O Insurance?

Both are brokers. Gallagher's tech practice has 250-plus professionals, over 7,500 clients and a digital client suite; HUB International reports over 5,000 technology companies and describes customized policies with no online quote flow.

Gallagher places technology E&O and cyber together on one policy through a 250-person practice serving over 7,500 tech clients, with portal tools for certificates and analytics; HUB brokers Tech E&O for more than 5,000 tech companies and can arrange prior-acts cover and a tail when you switch insurers. ^1,^2,³

What Are the Key Differences Between Gallagher and HUB International Tech E&O Insurance?

Combined E&O and Cyber vs General E&O With Continuity Options

Both are brokers and neither names insurers or publishes limits. Gallagher’s technology practice places one policy combining professional E&O with cyber for data breaches, ransomware and privacy violations. HUB brokers technology E&O through its general E&O and technology practices, describing defense, judgments, settlements and fines, with optional prior-acts cover back to a retroactive date and a tail for late-reported claims. Choose Gallagher if you want E&O and cyber on one policy without gaps between insurers; choose HUB if you are switching E&O insurers and need your past work kept covered. ¹ ² ³

7,500 Clients and 250 Specialists vs 5,000 Tech Companies

Gallagher reports more than 7,500 tech and telecom clients from startups to global enterprises, over $1 billion in annual premium placed and more than 250 dedicated staff. HUB says it insures more than 5,000 technology companies, from fast-growing startups to established software, hardware and digital-media firms. Both are large, experienced practices. ¹ ³

Client Portal vs Broker-Customized Policies

Gallagher offers technology clients Drive analytics, Go self-service, STEP training, Submit tracking and Verify certificate management, useful if you issue many certificates to customers. HUB routes you to a broker who customizes by size, industry, location, risk and desired limits, with no online quoting. ¹ ²

What Should You Confirm in Gallagher and HUB International Tech E&O Insurance Quotes?

Ask Gallagher which insurer’s combined form it is placing, and HUB whether you are quoted general E&O, tech-specific E&O or E&O plus cyber. ¹ ²
Ask both about prior-acts cover and a tail. ² ¹
Get insurers, limits and retentions in writing from both. ¹ ²
Ask Gallagher which portal tools come with your Tech E&O placement. ¹

Gallagher vs HUB International Tech E&O Insurance Compared

Gallagher vs HUB International: Tech E&O Insurance: documented features by provider

Criteria	Gallagher Technology Errors and Omissions (Tech E&O) Insurance	HUB International Technology Errors and Omissions Insurance
Who It’s For	Gallagher says its Technology insurance practice serves technology and telecommunications clients ranging from startups to middle-market businesses to global enterprises, and reports more than 7,500 such clients and over $1 billion in annual premium placed. ¹Company-reported. Group-level technology industry practice page; company-reported client and premium figures, not independently verified.	HUB's technology-industry page addresses fast-growing startups and established software, hardware or digital-media businesses, and says HUB currently insures more than 5,000 technology companies; that count is a company-reported figure not independently verified here. ³Company-reported. Technology-industry page framing; not specific to technology E&O alone, since the page covers HUB's full technology insurance program.
Coverage Features	Gallagher markets technology E&O as a single policy combining coverage for errors and omissions from rendering or failing to render professional services with cyber liability coverage for perils such as data breaches, ransomware attacks and privacy violations. ¹Company-reported. Group-level technology industry practice page; a service description, not a specific policy's insuring agreement or exclusions.	HUB's general E&O page says policies typically cover defense costs, judgments, settlements and fines from allegations of misrepresentation, breach of professional services, wrongful practices and misleading advice, and can be structured with prior-acts coverage back to a retroactive date and tail coverage for an extended reporting period. ²Company-reported. General E&O coverage description; the page does not give technology-specific coverage examples beyond listing technology as a served industry.
Role in This Line	Gallagher's Technology insurance practice places technology E&O coverage with outside carriers for tech-sector clients; it does not underwrite the policy. ¹Company-reported. Group-level technology industry practice page.	HUB brokers technology E&O as part of its general E&O practice, naming technology as one of the industries it serves, and separately markets it as one line within its dedicated technology-industry practice. ^2,³Company-reported. E&O product page and technology-industry page as read 2026-09-23; neither names an issuing insurer.