---
title: "Gallagher vs HUB International: Tech E&O Insurance"
description: "Gallagher places technology E&O and cyber together on one policy through a 250-person practice serving over 7,500 tech clients, with portal tools for certificates and analytics; HUB brokers Tech E&O for more than 5,000 tech companies and can arrange prior-acts cover and a tail when you switch insurers."
canonical: "https://spot.insure/compare/gallagher-vs-hub-international/technology-errors-omissions"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "gallagher-vs-hub-international"
provider-a: "gallagher"
provider-b: "hub-international"
coverage-line: "technology-errors-omissions"
---

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[Human-readable page](https://spot.insure/compare/gallagher-vs-hub-international/technology-errors-omissions)

## Agent Guide

**What this page is:** Focused comparison of Gallagher and HUB International for Tech E&O Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Tech E&O Insurance questions about Gallagher versus HUB International. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Gallagher vs HUB International for Tech E&O Insurance: how do they differ?
- Which is better for Tech E&O Insurance, Gallagher or HUB International?
- What does Gallagher or HUB International publish about Tech E&O Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Tech E&O Insurance. Providers: Gallagher and HUB International.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [Gallagher vs HUB International](https://spot.insure/compare/gallagher-vs-hub-international) — all coverage lines for this pair
- [Tech E&O Insurance guide](https://spot.insure/coverage/technology-errors-omissions) — how this coverage works
- [Gallagher profile](https://spot.insure/insurance-providers/gallagher) — provider profile
- [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile

# Gallagher vs HUB International: How Do They Compare for Tech E&O Insurance?

Both are brokers. Gallagher's tech practice has 250-plus professionals, over 7,500 clients and a digital client suite; HUB International reports over 5,000 technology companies and describes customized policies with no online quote flow.

Gallagher places one combined Tech E&O and cyber policy through a 250-person technology practice with client portal tools, while HUB brokers Tech E&O for 5,000-plus tech companies with prior-acts and tail options.

## Gallagher vs HUB International Tech E&O Insurance Summary

Gallagher places technology E&O and cyber together on one policy through a 250-person practice serving over 7,500 tech clients, with portal tools for certificates and analytics; HUB brokers Tech E&O for more than 5,000 tech companies and can arrange prior-acts cover and a tail when you switch insurers. [1](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry") [2](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") [3](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies")

## What Are the Key Differences Between Gallagher and HUB International Tech E&O Insurance?

### Combined E&O and Cyber vs General E&O With Continuity Options

Both are brokers and neither names insurers or publishes limits. Gallagher’s technology practice places one policy combining professional E&O with cyber for data breaches, ransomware and privacy violations. HUB brokers technology E&O through its general E&O and technology practices, describing defense, judgments, settlements and fines, with optional prior-acts cover back to a retroactive date and a tail for late-reported claims. Choose Gallagher if you want E&O and cyber on one policy without gaps between insurers; choose HUB if you are switching E&O insurers and need your past work kept covered. [1](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry") [2](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") [3](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies")

### 7,500 Clients and 250 Specialists vs 5,000 Tech Companies

Gallagher reports more than 7,500 tech and telecom clients from startups to global enterprises, over $1 billion in annual premium placed and more than 250 dedicated staff. HUB says it insures more than 5,000 technology companies, from fast-growing startups to established software, hardware and digital-media firms. Both are large, experienced practices. [1](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry") [3](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies")

### Client Portal vs Broker-Customized Policies

Gallagher offers technology clients Drive analytics, Go self-service, STEP training, Submit tracking and Verify certificate management, useful if you issue many certificates to customers. HUB routes you to a broker who customizes by size, industry, location, risk and desired limits, with no online quoting. [1](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry") [2](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage")

## What Should You Confirm in Gallagher and HUB International Tech E&O Insurance Quotes?

- Ask Gallagher which insurer’s combined form it is placing, and HUB whether you are quoted general E&O, tech-specific E&O or E&O plus cyber. [1](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry") [2](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage")
- Ask both about prior-acts cover and a tail. [2](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") [1](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry")
- Get insurers, limits and retentions in writing from both. [1](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry") [2](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage")
- Ask Gallagher which portal tools come with your Tech E&O placement. [1](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry")

## Gallagher vs HUB International Tech E&O Insurance Compared

| Criteria | Gallagher Technology Errors and Omissions (Tech E&O) Insurance | HUB International Technology Errors and Omissions Insurance |
| --- | --- | --- |
| Who It’s For | Gallagher says its Technology insurance practice serves technology and telecommunications clients ranging from startups to middle-market businesses to global enterprises, and reports more than 7,500 such clients and over $1 billion in annual premium placed. [1](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry") (Evidence: Company-reported; scope: Group-level technology industry practice page; company-reported client and premium figures, not independently verified..) | HUB's technology-industry page addresses fast-growing startups and established software, hardware or digital-media businesses, and says HUB currently insures more than 5,000 technology companies; that count is a company-reported figure not independently verified here. [3](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") (Evidence: Company-reported; scope: Technology-industry page framing; not specific to technology E&O alone, since the page covers HUB's full technology insurance program..) |
| Coverage Features | Gallagher markets technology E&O as a single policy combining coverage for errors and omissions from rendering or failing to render professional services with cyber liability coverage for perils such as data breaches, ransomware attacks and privacy violations. [1](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry") (Evidence: Company-reported; scope: Group-level technology industry practice page; a service description, not a specific policy's insuring agreement or exclusions..) | HUB's general E&O page says policies typically cover defense costs, judgments, settlements and fines from allegations of misrepresentation, breach of professional services, wrongful practices and misleading advice, and can be structured with prior-acts coverage back to a retroactive date and tail coverage for an extended reporting period. [2](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") (Evidence: Company-reported; scope: General E&O coverage description; the page does not give technology-specific coverage examples beyond listing technology as a served industry..) |
| Role in This Line | Gallagher's Technology insurance practice places technology E&O coverage with outside carriers for tech-sector clients; it does not underwrite the policy. [1](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry") (Evidence: Company-reported; scope: Group-level technology industry practice page..) | HUB brokers technology E&O as part of its general E&O practice, naming technology as one of the industries it serves, and separately markets it as one line within its dedicated technology-industry practice. [2](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") [3](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") (Evidence: Company-reported; scope: E&O product page and technology-industry page as read 2026-09-23; neither names an issuing insurer..) |

## About Gallagher and HUB International and Tech E&O Insurance

- [Gallagher company profile](https://spot.insure/insurance-providers/gallagher) · [Gallagher customer reviews](https://spot.insure/insurance-providers/gallagher/reviews)
- [HUB International company profile](https://spot.insure/insurance-providers/hub-international) · [HUB International customer reviews](https://spot.insure/insurance-providers/hub-international/reviews)
- [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions)

## Related Pages for Gallagher vs HUB International Tech E&O Insurance

- [Gallagher vs HUB International](https://spot.insure/compare/gallagher-vs-hub-international): all coverage lines, business roles, service and claims.
- [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions): Technology errors and omissions can help pay when a customer claims your software, hosting, installation or tech advice caused financial loss; cyber incidents need separate review.
- [Gallagher Tech E&O Insurance](https://spot.insure/insurance-providers/gallagher/technology-errors-omissions)
- [HUB International Tech E&O Insurance](https://spot.insure/insurance-providers/hub-international/technology-errors-omissions)

## Sources for Gallagher vs HUB International Tech E&O Insurance

### Sources About Gallagher

1. [Technology Insurance for the Tech Industry](https://www.ajg.com/industries/technology-insurance/). Gallagher; Solutions and coverages for the technology industry: Technology errors and omissions, including cyber liability; 250+ dedicated professionals, 7,500+ technology and telecommunications clients, $1B+ in annual premium; digital suite (Gallagher Drive, Go, STEP, Submit, Verify); Meet the Technology Insurance leaders. Accessed 2026-09-23.

### Sources About HUB International

2. [Errors and Omissions (E&O) Insurance Coverage](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/). HUB International; Industries served list naming technology among accounting, architecture, creative, dental, engineering, financial, medical and media; prior-acts coverage; claims-made structure; claims-notification steps. Accessed 2026-09-23.
3. [Insurance for Technology Companies](https://www.hubinternational.com/industries/technology-company-insurance/). HUB International; Technology Company Insurance & Risk Management introduction for startups, software, hardware and digital-media companies; technology-specific coverage list including professional liability/technology E&O; technology-client count claim. Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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