Coverdash vs The Hartford: How Do They Compare for Tech E&O Insurance?

The Hartford puts typical cost for its FailSafe tech E&O near $500 to $1,000 per employee a year. Coverdash is a broker with a digital quote-to-purchase flow for SaaS companies, dev shops and IT providers.

The Hartford writes FailSafe Tech E&O itself, with IP, media, security and privacy liability built in, for software, hardware and telecom firms at roughly $500 to $1,000 per employee a year; Coverdash lets SaaS companies, dev shops and IT consultants buy Tech E&O online from an unnamed insurer. ^4,^1,²

What Are the Key Differences Between Coverdash and The Hartford Tech E&O Insurance?

Named IP and Media Cover vs Online Checkout

The Hartford underwrites FailSafe Technology E&O and lists errors-and-omissions, security, data-privacy and network-security, personal-injury, intellectual-property and media liability; cyberattacks and data leaks sit on a separate cyber product. Coverdash brokers Tech E&O through a fully digital quote-to-purchase path, covering claims that software failed, a project was late or off spec, or client data was mishandled, but publishes no IP or media cover. Choose The Hartford if you make hardware, run telecom, or face IP and media claims; choose Coverdash if you are a SaaS company or IT consultancy that wants to buy online today. ⁴ ² ¹

Hardware, Telecom and Federal IT vs Software Services

The Hartford names software and IT specialists including federal IT contractors, hardware and electronics manufacturers, and telecom providers. Coverdash names SaaS companies, dev shops, IT providers and consultants. A device maker or carrier fits only The Hartford’s list. ⁴ ¹

Price Range vs Nothing Published

The Hartford reports typical pricing of about $500 to $1,000 per employee a year, which lets you budget before quoting. Coverdash publishes no price, limits or insurer; its hub lists Tech E&O separately from general professional liability. ⁴ ³

What Should You Confirm in Coverdash and The Hartford Tech E&O Insurance Quotes?

Ask Coverdash which insurer issues the policy and whether IP or media claims are covered. ¹
Ask The Hartford how FailSafe’s security and privacy cover fits with its separate cyber policy, so you don’t pay twice or leave a gap. ⁴
Hardware makers and telecom providers: confirm Coverdash will quote you before applying. ¹ ⁴
Get limits, retentions and premium from both; The Hartford’s per-employee range is not a limit. ¹ ⁴

Coverdash vs The Hartford Tech E&O Insurance Compared

Coverdash vs The Hartford: Tech E&O Insurance: documented features by provider

Criteria	Coverdash Tech E&O Insurance	The Hartford FailSafe Technology Errors and Omissions Insurance
Who It’s For	Coverdash markets Tech E&O to businesses that build, sell or service technology, naming SaaS companies, dev shops, IT providers and consultants as examples. ¹Company-reported. Product-page eligibility description; actual acceptance depends on underwriting.	The Hartford names buyer types for Tech E&O: software and IT specialists (custom/packaged software developers, website designers, computer consultants, systems integrators, federal IT contractors), hardware and electronics manufacturers, and telecommunications providers (local/long-distance carriers, internet/application service providers, website hosting). ⁴Company-reported. Technology E&O product page as read 2026-09-23.
Coverage Features	Coverdash describes Tech E&O as covering claims that a company's software didn't perform as promised, a project was late or didn't meet the agreed spec, or client data was mishandled or exposed through a security failure, and pays legal defense costs even for a groundless claim. ¹Company-reported. Product-page coverage cards; the issued policy and declarations control actual wording, limits, exclusions and whether the policy is claims-made. Coverdash's coverage hub lists Tech E&O separately from its general professional liability product, targeting it specifically at technology businesses rather than professional-service firms generally. ³Company-reported. Coverage hub category structure; does not establish which product a given underwriter would actually issue for a mixed-model business.	The Hartford lists FailSafe Technology E&O coverage features: errors and omissions liability, security liability, data privacy and network security liability, personal injury liability, intellectual property liability, and media liability. It distinguishes this from its separate cyber liability coverage, which addresses cyberattacks and data leaks specifically rather than broader product/service failures. ⁴Company-reported. Technology E&O product page as read 2026-09-23. General coverage description; the issued policy controls.
Role in This Line	Coverdash arranges Tech E&O coverage as a broker rather than an insurer, placing coverage with a carrier under its standard brokerage terms. ^2,¹Company-reported. General brokerage terms applied to the Tech E&O page; not specific to any one carrier or state.	The Hartford's FailSafe Technology Liability Product Suite is its technology errors and omissions (E&O) product, aimed at technology companies whose products or services can cause a customer's pure financial loss that traditional liability policies usually don't cover. ⁴Company-reported. Technology E&O product page as read 2026-09-23.

Criteria

Coverdash Tech E&O Insurance

The Hartford FailSafe Technology Errors and Omissions Insurance

Who It’s For

Coverdash markets Tech E&O to businesses that build, sell or service technology, naming SaaS companies, dev shops, IT providers and consultants as examples. ¹Company-reported. Product-page eligibility description; actual acceptance depends on underwriting.

The Hartford names buyer types for Tech E&O: software and IT specialists (custom/packaged software developers, website designers, computer consultants, systems integrators, federal IT contractors), hardware and electronics manufacturers, and telecommunications providers (local/long-distance carriers, internet/application service providers, website hosting). ⁴Company-reported. Technology E&O product page as read 2026-09-23.

Coverage Features

Coverdash describes Tech E&O as covering claims that a company's software didn't perform as promised, a project was late or didn't meet the agreed spec, or client data was mishandled or exposed through a security failure, and pays legal defense costs even for a groundless claim. ¹Company-reported. Product-page coverage cards; the issued policy and declarations control actual wording, limits, exclusions and whether the policy is claims-made.

Coverdash's coverage hub lists Tech E&O separately from its general professional liability product, targeting it specifically at technology businesses rather than professional-service firms generally. ³Company-reported. Coverage hub category structure; does not establish which product a given underwriter would actually issue for a mixed-model business.

The Hartford lists FailSafe Technology E&O coverage features: errors and omissions liability, security liability, data privacy and network security liability, personal injury liability, intellectual property liability, and media liability. It distinguishes this from its separate cyber liability coverage, which addresses cyberattacks and data leaks specifically rather than broader product/service failures. ⁴Company-reported. Technology E&O product page as read 2026-09-23. General coverage description; the issued policy controls.

Role in This Line

Coverdash arranges Tech E&O coverage as a broker rather than an insurer, placing coverage with a carrier under its standard brokerage terms. ^2,¹Company-reported. General brokerage terms applied to the Tech E&O page; not specific to any one carrier or state.

The Hartford's FailSafe Technology Liability Product Suite is its technology errors and omissions (E&O) product, aimed at technology companies whose products or services can cause a customer's pure financial loss that traditional liability policies usually don't cover. ⁴Company-reported. Technology E&O product page as read 2026-09-23.