--- title: "Coverdash vs The Hartford: Tech E&O Insurance" description: "The Hartford writes FailSafe Tech E&O itself, with IP, media, security and privacy liability built in, for software, hardware and telecom firms at roughly $500 to $1,000 per employee a year; Coverdash lets SaaS companies, dev shops and IT consultants buy Tech E&O online from an unnamed insurer." canonical: "https://spot.insure/compare/coverdash-vs-the-hartford/technology-errors-omissions" page-type: "line-comparison" updated-at: "2026-09-25" comparison-pair: "coverdash-vs-the-hartford" provider-a: "coverdash" provider-b: "the-hartford" coverage-line: "technology-errors-omissions" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/coverdash-vs-the-hartford/technology-errors-omissions) ## Agent Guide **What this page is:** Focused comparison of Coverdash and The Hartford for Tech E&O Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Tech E&O Insurance questions about Coverdash versus The Hartford. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Coverdash vs The Hartford for Tech E&O Insurance: how do they differ? - Which is better for Tech E&O Insurance, Coverdash or The Hartford? - What does Coverdash or The Hartford publish about Tech E&O Insurance (limits, eligibility, claims, add-ons)? **Key facts:** - Line: Tech E&O Insurance. Providers: Coverdash and The Hartford. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25. **Related pages:** - [Coverdash vs The Hartford](https://spot.insure/compare/coverdash-vs-the-hartford) — all coverage lines for this pair - [Tech E&O Insurance guide](https://spot.insure/coverage/technology-errors-omissions) — how this coverage works - [Coverdash profile](https://spot.insure/insurance-providers/coverdash) — provider profile - [The Hartford profile](https://spot.insure/insurance-providers/the-hartford) — provider profile # Coverdash vs The Hartford: How Do They Compare for Tech E&O Insurance? The Hartford puts typical cost for its FailSafe tech E&O near $500 to $1,000 per employee a year. Coverdash is a broker with a digital quote-to-purchase flow for SaaS companies, dev shops and IT providers. The Hartford’s FailSafe Tech E&O covers IP, media and security liability for software, hardware and telecom firms at about $500 to $1,000 per employee a year, while Coverdash lets SaaS and IT firms buy Tech E&O online. ## Coverdash vs The Hartford Tech E&O Insurance Summary The Hartford writes FailSafe Tech E&O itself, with IP, media, security and privacy liability built in, for software, hardware and telecom firms at roughly $500 to $1,000 per employee a year; Coverdash lets SaaS companies, dev shops and IT consultants buy Tech E&O online from an unnamed insurer. [4](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O") [1](https://www.coverdash.com/coverage/tech-eo "Tech E&O Insurance") [2](https://www.coverdash.com/terms "Terms And Conditions") ## What Are the Key Differences Between Coverdash and The Hartford Tech E&O Insurance? ### Named IP and Media Cover vs Online Checkout The Hartford underwrites FailSafe Technology E&O and lists errors-and-omissions, security, data-privacy and network-security, personal-injury, intellectual-property and media liability; cyberattacks and data leaks sit on a separate cyber product. Coverdash brokers Tech E&O through a fully digital quote-to-purchase path, covering claims that software failed, a project was late or off spec, or client data was mishandled, but publishes no IP or media cover. Choose The Hartford if you make hardware, run telecom, or face IP and media claims; choose Coverdash if you are a SaaS company or IT consultancy that wants to buy online today. [4](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O") [2](https://www.coverdash.com/terms "Terms And Conditions") [1](https://www.coverdash.com/coverage/tech-eo "Tech E&O Insurance") ### Hardware, Telecom and Federal IT vs Software Services The Hartford names software and IT specialists including federal IT contractors, hardware and electronics manufacturers, and telecom providers. Coverdash names SaaS companies, dev shops, IT providers and consultants. A device maker or carrier fits only The Hartford’s list. [4](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O") [1](https://www.coverdash.com/coverage/tech-eo "Tech E&O Insurance") ### Price Range vs Nothing Published The Hartford reports typical pricing of about $500 to $1,000 per employee a year, which lets you budget before quoting. Coverdash publishes no price, limits or insurer; its hub lists Tech E&O separately from general professional liability. [4](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O") [3](https://www.coverdash.com/coverage "Coverage Hub") ## What Should You Confirm in Coverdash and The Hartford Tech E&O Insurance Quotes? - Ask Coverdash which insurer issues the policy and whether IP or media claims are covered. [1](https://www.coverdash.com/coverage/tech-eo "Tech E&O Insurance") - Ask The Hartford how FailSafe’s security and privacy cover fits with its separate cyber policy, so you don’t pay twice or leave a gap. [4](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O") - Hardware makers and telecom providers: confirm Coverdash will quote you before applying. [1](https://www.coverdash.com/coverage/tech-eo "Tech E&O Insurance") [4](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O") - Get limits, retentions and premium from both; The Hartford’s per-employee range is not a limit. [1](https://www.coverdash.com/coverage/tech-eo "Tech E&O Insurance") [4](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O") ## Coverdash vs The Hartford Tech E&O Insurance Compared | Criteria | Coverdash Tech E&O Insurance | The Hartford FailSafe Technology Errors and Omissions Insurance | | --- | --- | --- | | Who It’s For | Coverdash markets Tech E&O to businesses that build, sell or service technology, naming SaaS companies, dev shops, IT providers and consultants as examples. [1](https://www.coverdash.com/coverage/tech-eo "Tech E&O Insurance") (Evidence: Company-reported; scope: Product-page eligibility description; actual acceptance depends on underwriting..) | The Hartford names buyer types for Tech E&O: software and IT specialists (custom/packaged software developers, website designers, computer consultants, systems integrators, federal IT contractors), hardware and electronics manufacturers, and telecommunications providers (local/long-distance carriers, internet/application service providers, website hosting). [4](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O") (Evidence: Company-reported; scope: Technology E&O product page as read 2026-09-23..) | | Coverage Features | Coverdash describes Tech E&O as covering claims that a company's software didn't perform as promised, a project was late or didn't meet the agreed spec, or client data was mishandled or exposed through a security failure, and pays legal defense costs even for a groundless claim. [1](https://www.coverdash.com/coverage/tech-eo "Tech E&O Insurance") (Evidence: Company-reported; scope: Product-page coverage cards; the issued policy and declarations control actual wording, limits, exclusions and whether the policy is claims-made..)

Coverdash's coverage hub lists Tech E&O separately from its general professional liability product, targeting it specifically at technology businesses rather than professional-service firms generally. [3](https://www.coverdash.com/coverage "Coverage Hub") (Evidence: Company-reported; scope: Coverage hub category structure; does not establish which product a given underwriter would actually issue for a mixed-model business..) | The Hartford lists FailSafe Technology E&O coverage features: errors and omissions liability, security liability, data privacy and network security liability, personal injury liability, intellectual property liability, and media liability. It distinguishes this from its separate cyber liability coverage, which addresses cyberattacks and data leaks specifically rather than broader product/service failures. [4](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O") (Evidence: Company-reported; scope: Technology E&O product page as read 2026-09-23. General coverage description; the issued policy controls..) | | Role in This Line | Coverdash arranges Tech E&O coverage as a broker rather than an insurer, placing coverage with a carrier under its standard brokerage terms. [2](https://www.coverdash.com/terms "Terms And Conditions") [1](https://www.coverdash.com/coverage/tech-eo "Tech E&O Insurance") (Evidence: Company-reported; scope: General brokerage terms applied to the Tech E&O page; not specific to any one carrier or state..) | The Hartford's FailSafe Technology Liability Product Suite is its technology errors and omissions (E&O) product, aimed at technology companies whose products or services can cause a customer's pure financial loss that traditional liability policies usually don't cover. [4](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O") (Evidence: Company-reported; scope: Technology E&O product page as read 2026-09-23..) | ## About Coverdash and The Hartford and Tech E&O Insurance - [Coverdash company profile](https://spot.insure/insurance-providers/coverdash) · [Coverdash customer reviews](https://spot.insure/insurance-providers/coverdash/reviews) - [The Hartford company profile](https://spot.insure/insurance-providers/the-hartford) · [The Hartford customer reviews](https://spot.insure/insurance-providers/the-hartford/reviews) - [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions) ## Related Pages for Coverdash vs The Hartford Tech E&O Insurance - [Coverdash vs The Hartford](https://spot.insure/compare/coverdash-vs-the-hartford): all coverage lines, business roles, service and claims. - [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions): Technology errors and omissions can help pay when a customer claims your software, hosting, installation or tech advice caused financial loss; cyber incidents need separate review. - [Coverdash Tech E&O Insurance](https://spot.insure/insurance-providers/coverdash/technology-errors-omissions) - [The Hartford Tech E&O Insurance](https://spot.insure/insurance-providers/the-hartford/technology-errors-omissions) ## Sources for Coverdash vs The Hartford Tech E&O Insurance ### Sources About Coverdash 1. [Tech E&O Insurance](https://www.coverdash.com/coverage/tech-eo). Coverdash; Product introduction; Types of Coverage cards for Software failures, Missed deliverables, Data and security lapses, Legal defense; Who It's For industry list. Accessed 2026-09-23. 2. [Terms And Conditions](https://www.coverdash.com/terms). Coverdash; "Coverdash does not provide any underwriting services"; broker/agent of record designation. Accessed 2026-09-23. 3. [Coverage Hub](https://www.coverdash.com/coverage). Coverdash; Professional & Management category listing Tech E&O separately from Professional Liability. Accessed 2026-09-23. ### Sources About The Hartford 4. [Technology Errors and Omissions Insurance | Technology E&O](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology). The Hartford; What Is Technology Errors and Omissions Insurance?; How Does Technology Errors and Omissions Insurance Work; Technology Errors and Omissions Insurance Coverage feature list; Technology Errors and Omissions Insurance Cost; Types of Companies That Need Tech E&O Insurance. Accessed 2026-09-23. Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). 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