Coverdash vs Lockton: How Do They Compare for Cyber Insurance?

Lockton is a broker for tech sectors with a three-step approach and a named contact; Coverdash sells digitally to any business that collects data or takes payments online.

Lockton brokers cyber for hardware, software, and telecom clients and reviews security posture, then places coverage. Coverdash brokers a digital checkout for any data-handling business and describes no posture review. ^4,¹

What Are the Key Differences Between Coverdash and Lockton Cyber Insurance?

Posture Review Then Placement Versus Checkout

Lockton brokers cyber under Inform, Improve, Insure: quantify exposure, recommend security improvements, then place coverage. It describes reviewing cybersecurity posture, running incident-response exercises, and designing governance, delivered by a team it says has more than 100 cyber Associates. Coverdash describes a fully digital quote-to-purchase process with no comparable review. Choose Lockton if you want that advice before a brokered placement; choose Coverdash if you want to buy online without it. ⁴ ¹

Lockton describes services beyond placement: reviewing a client's cybersecurity posture, running incident-response exercises, and helping design security governance frameworks and cyber-hygiene policies, delivered by a team it says has over 100 Associates specializing in cyber risk. ⁴Company-reported. Cyber & Technology product page as read 2026-09-23.

Technology Sectors Versus Any Industry

Lockton's technology practice names electronic hardware, IT, internet, medical equipment, semiconductors, software, and telecommunications. You reach the team through the named U.S. Cyber and Technology leader on its page rather than a self-serve quote. Coverdash markets to any business that collects data or takes payments online. Neither page publishes limits or names the issuing insurer. ⁵ ⁴ ¹

What Should You Confirm in Coverdash and Lockton Cyber Insurance Quotes?

Ask Lockton which insurer would issue the policy. ⁴
Ask Coverdash which carrier issues the policy. ¹
Confirm whether you sit in Lockton's named technology sectors. ⁵

Coverdash vs Lockton Cyber Insurance Compared

Coverdash vs Lockton: Cyber Insurance: documented features by provider

Criteria	Coverdash Cyber Insurance	Lockton Cyber & Technology Insurance Brokerage
Who It’s For	Coverdash markets cyber coverage to any business that collects data, takes payments online, or relies on software, regardless of industry. ¹Company-reported. Product-page eligibility description; actual acceptance depends on underwriting.	Lockton's technology practice says it works with clients in electronic hardware, information technology, internet, medical equipment, semiconductors, software and telecommunications, and highlights cyber liability as a core exposure for those industries. ⁵Company-reported. Technology industry page as read 2026-09-23. No minimum company size or revenue threshold was published.
How to Apply	Coverdash describes a fully digital quote-to-purchase process for cyber coverage, with the option to add other coverages alongside it. ¹Company-reported. Product-page company information and cross-sell section.	The Cyber & Technology page lists a named contact (its EVP, U.S. Cyber & Technology Leader) and the email cyber@lockton.com as the way to reach the team, rather than a self-serve online quote tool. ⁴Company-reported. Cyber & Technology page as read 2026-09-23.
Role in This Line	Coverdash arranges cyber coverage as a broker rather than an insurer, placing coverage with a carrier under its standard brokerage terms. ^2,¹Company-reported. General brokerage terms applied to the cyber page; not specific to any one carrier or state.	Lockton brokers cyber insurance and pairs placement with its own risk-management advice under a three-step Inform, Improve, Insure approach: quantifying cyber financial exposure, recommending security improvements, then negotiating coverage terms with insurers. ⁴Company-reported. Cyber & Technology product page as read 2026-09-23.