Corgi vs 
Lockton: How Do They Compare for General Liability Insurance?
Lockton, a broker, designs custom program structures and keeps one dedicated service team for manufacturers, contractors, healthcare companies and REITs. Corgi sells standalone CGL and includes it in every startup package tier.
Corgi issues Commercial General Liability through Technology Risk Retention Group and quotes it online for same-day binding. Lockton does not underwrite; it places general liability with insurers across its casualty book and keeps clients on a dedicated service team. 1,4
What Are the Key Differences Between Corgi and Lockton General Liability Insurance?
Who Issues the Policy
Corgi names its own insurer: its CGL page states the policy is underwritten by Technology Risk Retention Group, Inc. 1 Lockton does not underwrite anything; its general liability and casualty pages describe placing coverage with insurers across the market without naming which ones. 3 4
What Each One Is Built to Cover
Corgi's CGL form is a single occurrence-based policy covering third-party bodily injury, property damage and a narrow set of advertising-injury offenses, with stated illustrative limits and exclusions for cyber and professional errors. 1 Lockton frames general liability as one piece of a broader casualty placement it can bundle with environmental impairment, medical malpractice, product recall and umbrella liability for the same client. 3
Who Each One Is Built For
Corgi's CGL sits inside its startup package tiers, from Pre-Seed & Seed through Growth Stage. 2 Lockton names global manufacturers, business-to-business service providers, consumer products companies, REITs, contractors and healthcare companies as example clients for its general and product liability solutions. 3
How You Buy
Corgi's process is self-serve: an online instant-quote flow that Corgi says can bind the same day. 1 Lockton's is relationship-based, structured around the same dedicated service team throughout the placement:
Lockton's casualty pages say clients keep the same dedicated service team throughout the placement process, which Lockton says helps it anticipate client needs and create accountability. 4Company-reported. Casualty product page as read 2026-09-23.
What Should You Confirm in Corgi and Lockton General Liability Insurance Quotes?
- Ask Corgi for the declarations page limits; the site's $1M/$2M figures are described as illustrative. 1
- Ask Lockton which insurers it is quoting for your specific placement, since neither reviewed page names one. 3 4
- Confirm whether Corgi's per-claim self-insured retention and per-occurrence sublimits match your business's exposure. 1
- Ask Lockton whether it can bundle general liability with the other casualty lines it lists, or whether that requires a separate placement. 3
Corgi vs Lockton General Liability Insurance Compared
Corgi vs Lockton: General Liability Insurance: documented features by provider
| Criteria | Corgi Commercial General Liability (CGL) | Lockton General & Product Liability Insurance Brokerage |
|---|---|---|
| Coverage Features | The standard CGL form (CORG-CGL-0100) is occurrence-based and covers third-party bodily injury, property damage and a narrow list of personal-and-advertising-injury offenses, but excludes patent infringement, professional errors, cyber incidents, and damage to property in the policyholder's care, custody or control. 1Company-reported. CGL coverage table and scenario/policy notes; illustrative summary, not policy wording. | Lockton groups general liability brokerage with related casualty coverages it also places for the same clients: environmental impairment, medical malpractice, product recall and umbrella/excess liability, in addition to product liability itself. 3Company-reported. General & Product Liability page as read 2026-09-23. A capability list, not a specimen policy. |
| Role in This Line | Corgi sells Commercial General Liability (CGL) as a standalone policy and includes it in every startup package tier it lists, from Pre-Seed & Seed through Series A, Growth Stage and the Custom Package. 2,1Company-reported. Homepage package contents and the CGL product page. | Lockton brokers general liability rather than underwriting it. It says it designs custom program structures for commercial clients using insurers across the global market. 3Company-reported. General & Product Liability page as read 2026-09-23. |
