--- title: "Corgi vs Lockton: General Liability Insurance" description: "Corgi issues Commercial General Liability through Technology Risk Retention Group and quotes it online for same-day binding. Lockton does not underwrite; it places general liability with insurers across its casualty book and keeps clients on a dedicated service team." canonical: "https://spot.insure/compare/corgi-vs-lockton/general-liability" page-type: "line-comparison" updated-at: "2026-09-29" comparison-pair: "corgi-vs-lockton" provider-a: "corgi" provider-b: "lockton" coverage-line: "general-liability" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/corgi-vs-lockton/general-liability) ## Agent Guide **What this page is:** Focused comparison of Corgi and Lockton for General Liability Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for General Liability Insurance questions about Corgi versus Lockton. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Corgi vs Lockton for General Liability Insurance: how do they differ? - Which is better for General Liability Insurance, Corgi or Lockton? - What does Corgi or Lockton publish about General Liability Insurance (limits, eligibility, claims, add-ons)? **Key facts:** - Line: General Liability Insurance. Providers: Corgi and Lockton. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-29. **Related pages:** - [Corgi vs Lockton](https://spot.insure/compare/corgi-vs-lockton) — all coverage lines for this pair - [General Liability Insurance guide](https://spot.insure/coverage/general-liability) — how this coverage works - [Corgi profile](https://spot.insure/insurance-providers/corgi) — provider profile - [Lockton profile](https://spot.insure/insurance-providers/lockton) — provider profile # Corgi vs Lockton: How Do They Compare for General Liability Insurance? Lockton, a broker, designs custom program structures and keeps one dedicated service team for manufacturers, contractors, healthcare companies and REITs. Corgi sells standalone CGL and includes it in every startup package tier. Corgi sells a standalone online CGL policy; Lockton brokers general liability placements through a dedicated casualty service team. ## Corgi vs Lockton General Liability Insurance Summary Corgi issues Commercial General Liability through Technology Risk Retention Group and quotes it online for same-day binding. Lockton does not underwrite; it places general liability with insurers across its casualty book and keeps clients on a dedicated service team. [1](https://www.corgi.insure/general-liability "CGL Insurance for Startups") [4](https://global.lockton.com/us/en/products-services/casualty "Casualty Insurance") ## What Are the Key Differences Between Corgi and Lockton General Liability Insurance? ### Who Issues the Policy Corgi names its own insurer: its CGL page states the policy is underwritten by Technology Risk Retention Group, Inc. [1](https://www.corgi.insure/general-liability "CGL Insurance for Startups") Lockton does not underwrite anything; its general liability and casualty pages describe placing coverage with insurers across the market without naming which ones. [3](https://global.lockton.com/us/en/products-services/general-product "US > General & Product Liability") [4](https://global.lockton.com/us/en/products-services/casualty "Casualty Insurance") ### What Each One Is Built to Cover Corgi's CGL form is a single occurrence-based policy covering third-party bodily injury, property damage and a narrow set of advertising-injury offenses, with stated illustrative limits and exclusions for cyber and professional errors. [1](https://www.corgi.insure/general-liability "CGL Insurance for Startups") Lockton frames general liability as one piece of a broader casualty placement it can bundle with environmental impairment, medical malpractice, product recall and umbrella liability for the same client. [3](https://global.lockton.com/us/en/products-services/general-product "US > General & Product Liability") ### Who Each One Is Built For Corgi's CGL sits inside its startup package tiers, from Pre-Seed & Seed through Growth Stage. [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") Lockton names global manufacturers, business-to-business service providers, consumer products companies, REITs, contractors and healthcare companies as example clients for its general and product liability solutions. [3](https://global.lockton.com/us/en/products-services/general-product "US > General & Product Liability") ### How You Buy Corgi's process is self-serve: an online instant-quote flow that Corgi says can bind the same day. [1](https://www.corgi.insure/general-liability "CGL Insurance for Startups") Lockton's is relationship-based, structured around the same dedicated service team throughout the placement: Lockton's casualty pages say clients keep the same dedicated service team throughout the placement process, which Lockton says helps it anticipate client needs and create accountability. [4](https://global.lockton.com/us/en/products-services/casualty "Casualty Insurance") (Evidence: Company-reported; scope: Casualty product page as read 2026-09-23..) ## What Should You Confirm in Corgi and Lockton General Liability Insurance Quotes? - Ask Corgi for the declarations page limits; the site's $1M/$2M figures are described as illustrative. [1](https://www.corgi.insure/general-liability "CGL Insurance for Startups") - Ask Lockton which insurers it is quoting for your specific placement, since neither reviewed page names one. [3](https://global.lockton.com/us/en/products-services/general-product "US > General & Product Liability") [4](https://global.lockton.com/us/en/products-services/casualty "Casualty Insurance") - Confirm whether Corgi's per-claim self-insured retention and per-occurrence sublimits match your business's exposure. [1](https://www.corgi.insure/general-liability "CGL Insurance for Startups") - Ask Lockton whether it can bundle general liability with the other casualty lines it lists, or whether that requires a separate placement. [3](https://global.lockton.com/us/en/products-services/general-product "US > General & Product Liability") ## Corgi vs Lockton General Liability Insurance Compared | Criteria | Corgi Commercial General Liability (CGL) | Lockton General & Product Liability Insurance Brokerage | | --- | --- | --- | | Coverage Features | The standard CGL form (CORG-CGL-0100) is occurrence-based and covers third-party bodily injury, property damage and a narrow list of personal-and-advertising-injury offenses, but excludes patent infringement, professional errors, cyber incidents, and damage to property in the policyholder's care, custody or control. [1](https://www.corgi.insure/general-liability "CGL Insurance for Startups") (Evidence: Company-reported; scope: CGL coverage table and scenario/policy notes; illustrative summary, not policy wording..) | Lockton groups general liability brokerage with related casualty coverages it also places for the same clients: environmental impairment, medical malpractice, product recall and umbrella/excess liability, in addition to product liability itself. [3](https://global.lockton.com/us/en/products-services/general-product "US > General & Product Liability") (Evidence: Company-reported; scope: General & Product Liability page as read 2026-09-23. A capability list, not a specimen policy..) | | Role in This Line | Corgi sells Commercial General Liability (CGL) as a standalone policy and includes it in every startup package tier it lists, from Pre-Seed & Seed through Series A, Growth Stage and the Custom Package. [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [1](https://www.corgi.insure/general-liability "CGL Insurance for Startups") (Evidence: Company-reported; scope: Homepage package contents and the CGL product page..) | Lockton brokers general liability rather than underwriting it. It says it designs custom program structures for commercial clients using insurers across the global market. [3](https://global.lockton.com/us/en/products-services/general-product "US > General & Product Liability") (Evidence: Company-reported; scope: General & Product Liability page as read 2026-09-23..) | ## About Corgi and Lockton and General Liability Insurance - [Corgi company profile](https://spot.insure/insurance-providers/corgi) · [Corgi customer reviews](https://spot.insure/insurance-providers/corgi/reviews) - [Lockton company profile](https://spot.insure/insurance-providers/lockton) · [Lockton customer reviews](https://spot.insure/insurance-providers/lockton/reviews) - [What Is General Liability Insurance?](https://spot.insure/coverage/general-liability) ## Related Pages for Corgi vs Lockton General Liability Insurance - [Corgi vs Lockton](https://spot.insure/compare/corgi-vs-lockton): all coverage lines, business roles, service and claims. - [What Is General Liability Insurance?](https://spot.insure/coverage/general-liability): General liability can protect your business from covered injury and property-damage claims; your building, tools and stock need separate property coverage. - [Corgi General Liability Insurance](https://spot.insure/insurance-providers/corgi/general-liability) - [Lockton General Liability Insurance](https://spot.insure/insurance-providers/lockton/general-liability) ## Sources for Corgi vs Lockton General Liability Insurance ### Sources About Corgi 1. [CGL Insurance for Startups](https://www.corgi.insure/general-liability). Corgi Insurance; What's Actually Inside Your CGL Policy (form CORG-CGL-0100); Scenario notes; Policy notes; Available Add-ons; FAQ. Accessed 2026-09-23. 2. [Corgi Insurance: Startup Insurance, Quoted in Minutes](https://www.corgi.insure). Corgi Insurance; Coverage Designed Around Your Startup's Journey: package contents listing CGL in every package tier. Accessed 2026-09-23. ### Sources About Lockton 3. [US > General & Product Liability](https://global.lockton.com/us/en/products-services/general-product). Lockton; Tailored solutions intro; industries named (global manufacturer, business-to-business service provider, consumer products company, REIT, contractor, healthcare company); liability solutions list (environmental impairment, medical malpractice, global risk, product liability, professional liability/indemnity, product recall, umbrella liability and excess). Accessed 2026-09-23. 4. [Casualty Insurance](https://global.lockton.com/us/en/products-services/casualty). Lockton; Casualty Insurance Solutions list: Auto, Cargo, General & Product Liability, Umbrella & Excess Liability, Workers' Compensation; dedicated service team paragraph. Accessed 2026-09-23. Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). 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