Coalition vs Coverdash: How Do They Compare for Crime Insurance?

Coverdash is a broker describing a fully digital quote-to-purchase process for any business handling money, payroll or valuable inventory; Coalition crime is sold only through appointed brokers, with limits up to $10 million per coverage line that may be available.

Coalition offers up to $10 million per line to private and nonprofit groups with up to 1,000 employees and $500 million in assets; Coverdash serves businesses handling money, payroll or inventory online. ^1,^4,³

What Are the Key Differences Between Coalition and Coverdash Crime Insurance?

Broker Access Versus Online Purchase

Coalition sells Executive Risks crime only through appointed brokers. Coverdash offers a digital quote-to-purchase process for businesses handling money, payroll or inventory, with options to add other coverages; its public crime page does not name an insurer or limit. Choose Coverdash if you want to buy crime online; choose Coalition if you are an eligible private or nonprofit organization and have access to an appointed broker. ¹ ³

Limits and Named Paper

Coalition says limits up to $10 million per coverage line may be available, and its disclaimer names Zurich American Insurance Company as the admitted carrier while also placing Executive Risks with unaffiliated non-admitted insurers. Coverdash’s commercial crime page does not publish specific limits and does not name the issuing insurer. ¹ ² ³

Appetite and Cover Descriptions

Coalition says Executive Risks, including crime, is available to private and not-for-profit U.S. organizations in all 50 states and Washington, D.C., with up to $500 million in assets, up to 1,000 employees, and up to $500 million in plan assets. Coverdash markets commercial crime to any business that handles money, payroll or valuable inventory. Coalition describes crime as responding to theft, fraud and certain cybercrimes. Coverdash lists employee theft, forged checks and counterfeit currency, fraudulent funds-transfer instructions, and social-engineering losses, and lists commercial crime separately from cyber without stating how overlapping claims are coordinated. ¹ ³ ⁵

What Should You Confirm in Coalition and Coverdash Crime Insurance Quotes?

Ask Coalition whether the placement is admitted Zurich paper or non-admitted, and whether the crime limit is the $10 million maximum. ² ¹
Get the issuing insurer and limits on the Coverdash placement. ³
Confirm you fit Coalition’s private or not-for-profit caps. ¹
Ask Coverdash how a funds-transfer or social-engineering loss would be coordinated with a separate cyber policy. ⁵

Coalition vs Coverdash Crime Insurance Compared

Coalition vs Coverdash: Crime Insurance: documented features by provider

Criteria	Coalition Executive Risks — Crime Insurance	Coverdash Commercial Crime Insurance
Who It’s For	Coalition says Executive Risks products, including crime, are available to private and not-for-profit U.S. organizations in all 50 states and Washington, D.C., with up to $500 million in assets, up to 1,000 employees, and up to $500 million in plan assets. ¹Company-reported. Executive Risks FAQ as read on 2026-09-23.	Coverdash markets commercial crime coverage to any business that handles money, payroll or valuable inventory. ³Company-reported. Product-page eligibility description; actual acceptance depends on underwriting.
How to Apply	Coalition distributes Executive Risks, including crime, only through appointed insurance brokers rather than direct to buyers. ¹Company-reported. Executive Risks product page as read on 2026-09-23.	Coverdash describes a fully digital quote-to-purchase process for commercial crime coverage, with the option to add other coverages alongside it. ³Company-reported. Product-page company information and cross-sell section.
Coverage Features	Coalition says its crime coverage responds to losses from criminal activities including theft, fraud, and certain cybercrimes, flagged on the page as subject to exclusions and limitations. ¹Company-reported. Executive Risks product page as read on 2026-09-23; the issued policy controls which cybercrime scenarios are actually covered.	Coverdash describes commercial crime coverage as protecting against employee theft of money, property or assets, forged checks and counterfeit currency, fraudulent funds-transfer instructions, and losses when an employee is tricked by social engineering into sending funds to a bad actor. ³Company-reported. Product-page coverage cards; the issued policy and declarations control actual wording, limits and exclusions.
Role in This Line	Coalition designs and distributes crime insurance as one of four coverages in its Executive Risks product suite, sold through appointed brokers. ¹Company-reported. Executive Risks product page as read on 2026-09-23.	Coverdash arranges commercial crime coverage as a broker rather than an insurer, placing coverage with a carrier under its standard brokerage terms. ^4,³Company-reported. General brokerage terms applied to the crime page; not specific to any one carrier or state.