---
title: "Coalition vs Coverdash: Crime Insurance"
description: "Coalition offers up to $10 million per line to private and nonprofit groups with up to 1,000 employees and $500 million in assets; Coverdash serves businesses handling money, payroll or inventory online."
canonical: "https://spot.insure/compare/coalition-vs-coverdash/crime"
page-type: "line-comparison"
updated-at: "2026-09-29"
comparison-pair: "coalition-vs-coverdash"
provider-a: "coalition"
provider-b: "coverdash"
coverage-line: "crime"
---

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[Human-readable page](https://spot.insure/compare/coalition-vs-coverdash/crime)

## Agent Guide

**What this page is:** Focused comparison of Coalition and Coverdash for Crime Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Crime Insurance questions about Coalition versus Coverdash. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Coalition vs Coverdash for Crime Insurance: how do they differ?
- Which is better for Crime Insurance, Coalition or Coverdash?
- What does Coalition or Coverdash publish about Crime Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Crime Insurance. Providers: Coalition and Coverdash.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-29.

**Related pages:**
- [Coalition vs Coverdash](https://spot.insure/compare/coalition-vs-coverdash) — all coverage lines for this pair
- [Crime Insurance guide](https://spot.insure/coverage/crime) — how this coverage works
- [Coalition profile](https://spot.insure/insurance-providers/coalition) — provider profile
- [Coverdash profile](https://spot.insure/insurance-providers/coverdash) — provider profile

# Coalition vs Coverdash: How Do They Compare for Crime Insurance?

Coverdash is a broker describing a fully digital quote-to-purchase process for any business handling money, payroll or valuable inventory; Coalition crime is sold only through appointed brokers, with limits up to $10 million per coverage line that may be available.

Coalition has a broker-only crime program with a possible $10 million per-line limit; Coverdash offers online quotes for money-handling businesses.

## Coalition vs Coverdash Crime Insurance Summary

Coalition offers up to $10 million per line to private and nonprofit groups with up to 1,000 employees and $500 million in assets; Coverdash serves businesses handling money, payroll or inventory online. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") [4](https://www.coverdash.com/terms "Terms And Conditions") [3](https://www.coverdash.com/coverage/crime-coverage "Commercial Crime Insurance")

## What Are the Key Differences Between Coalition and Coverdash Crime Insurance?

### Broker Access Versus Online Purchase

Coalition sells Executive Risks crime only through appointed brokers. Coverdash offers a digital quote-to-purchase process for businesses handling money, payroll or inventory, with options to add other coverages; its public crime page does not name an insurer or limit. Choose Coverdash if you want to buy crime online; choose Coalition if you are an eligible private or nonprofit organization and have access to an appointed broker. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") [3](https://www.coverdash.com/coverage/crime-coverage "Commercial Crime Insurance")

### Limits and Named Paper

Coalition says limits up to $10 million per coverage line may be available, and its disclaimer names Zurich American Insurance Company as the admitted carrier while also placing Executive Risks with unaffiliated non-admitted insurers. Coverdash’s commercial crime page does not publish specific limits and does not name the issuing insurer. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") [2](https://www.coalitioninc.com/legal/disclaimer "U.S. Disclaimers") [3](https://www.coverdash.com/coverage/crime-coverage "Commercial Crime Insurance")

### Appetite and Cover Descriptions

Coalition says Executive Risks, including crime, is available to private and not-for-profit U.S. organizations in all 50 states and Washington, D.C., with up to $500 million in assets, up to 1,000 employees, and up to $500 million in plan assets. Coverdash markets commercial crime to any business that handles money, payroll or valuable inventory. Coalition describes crime as responding to theft, fraud and certain cybercrimes. Coverdash lists employee theft, forged checks and counterfeit currency, fraudulent funds-transfer instructions, and social-engineering losses, and lists commercial crime separately from cyber without stating how overlapping claims are coordinated. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") [3](https://www.coverdash.com/coverage/crime-coverage "Commercial Crime Insurance") [5](https://www.coverdash.com/coverage "Coverage Hub")

## What Should You Confirm in Coalition and Coverdash Crime Insurance Quotes?

- Ask Coalition whether the placement is admitted Zurich paper or non-admitted, and whether the crime limit is the $10 million maximum. [2](https://www.coalitioninc.com/legal/disclaimer "U.S. Disclaimers") [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks")
- Get the issuing insurer and limits on the Coverdash placement. [3](https://www.coverdash.com/coverage/crime-coverage "Commercial Crime Insurance")
- Confirm you fit Coalition’s private or not-for-profit caps. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks")
- Ask Coverdash how a funds-transfer or social-engineering loss would be coordinated with a separate cyber policy. [5](https://www.coverdash.com/coverage "Coverage Hub")

## Coalition vs Coverdash Crime Insurance Compared

| Criteria | Coalition Executive Risks — Crime Insurance | Coverdash Commercial Crime Insurance |
| --- | --- | --- |
| Who It’s For | Coalition says Executive Risks products, including crime, are available to private and not-for-profit U.S. organizations in all 50 states and Washington, D.C., with up to $500 million in assets, up to 1,000 employees, and up to $500 million in plan assets. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") (Evidence: Company-reported; scope: Executive Risks FAQ as read on 2026-09-23..) | Coverdash markets commercial crime coverage to any business that handles money, payroll or valuable inventory. [3](https://www.coverdash.com/coverage/crime-coverage "Commercial Crime Insurance") (Evidence: Company-reported; scope: Product-page eligibility description; actual acceptance depends on underwriting..) |
| How to Apply | Coalition distributes Executive Risks, including crime, only through appointed insurance brokers rather than direct to buyers. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") (Evidence: Company-reported; scope: Executive Risks product page as read on 2026-09-23..) | Coverdash describes a fully digital quote-to-purchase process for commercial crime coverage, with the option to add other coverages alongside it. [3](https://www.coverdash.com/coverage/crime-coverage "Commercial Crime Insurance") (Evidence: Company-reported; scope: Product-page company information and cross-sell section..) |
| Coverage Features | Coalition says its crime coverage responds to losses from criminal activities including theft, fraud, and certain cybercrimes, flagged on the page as subject to exclusions and limitations. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") (Evidence: Company-reported; scope: Executive Risks product page as read on 2026-09-23; the issued policy controls which cybercrime scenarios are actually covered..) | Coverdash describes commercial crime coverage as protecting against employee theft of money, property or assets, forged checks and counterfeit currency, fraudulent funds-transfer instructions, and losses when an employee is tricked by social engineering into sending funds to a bad actor. [3](https://www.coverdash.com/coverage/crime-coverage "Commercial Crime Insurance") (Evidence: Company-reported; scope: Product-page coverage cards; the issued policy and declarations control actual wording, limits and exclusions..) |
| Role in This Line | Coalition designs and distributes crime insurance as one of four coverages in its Executive Risks product suite, sold through appointed brokers. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") (Evidence: Company-reported; scope: Executive Risks product page as read on 2026-09-23..) | Coverdash arranges commercial crime coverage as a broker rather than an insurer, placing coverage with a carrier under its standard brokerage terms. [4](https://www.coverdash.com/terms "Terms And Conditions") [3](https://www.coverdash.com/coverage/crime-coverage "Commercial Crime Insurance") (Evidence: Company-reported; scope: General brokerage terms applied to the crime page; not specific to any one carrier or state..) |

## About Coalition and Coverdash and Crime Insurance

- [Coalition company profile](https://spot.insure/insurance-providers/coalition) · [Coalition customer reviews](https://spot.insure/insurance-providers/coalition/reviews)
- [Coverdash company profile](https://spot.insure/insurance-providers/coverdash) · [Coverdash customer reviews](https://spot.insure/insurance-providers/coverdash/reviews)
- [What Is Crime Insurance?](https://spot.insure/coverage/crime)

## Related Pages for Coalition vs Coverdash Crime Insurance

- [Coalition vs Coverdash](https://spot.insure/compare/coalition-vs-coverdash): all coverage lines, business roles, service and claims.
- [What Is Crime Insurance?](https://spot.insure/coverage/crime): Crime insurance addresses specified theft and fraud losses; employee theft, forgery, funds-transfer fraud and impersonation payments can have separate terms.
- [Coalition Crime Insurance](https://spot.insure/insurance-providers/coalition/crime)
- [Coverdash Crime Insurance](https://spot.insure/insurance-providers/coverdash/crime)

## Sources for Coalition vs Coverdash Crime Insurance

### Sources About Coalition

1. [Executive Risks](https://www.coalitioninc.com/executive-risks-insurance). Coalition; Product Offering: Crime — covers losses that result from various criminal activities, including theft, fraud, and certain cybercrimes* (exclusions and limitations apply; see disclaimers and the policy as issued); FAQ: What type of businesses do you protect?, What limits do you offer?, What resources do you have for policyholders?. Accessed 2026-09-23.
2. [U.S. Disclaimers](https://www.coalitioninc.com/legal/disclaimer). Coalition; Admitted Executive Risk: insurance products offered by Coalition Insurance Solutions, Inc. acting on behalf of unaffiliated insurance companies and, on an admitted basis, on behalf of Zurich American Insurance Company (NAIC # 16535). Accessed 2026-09-23.

### Sources About Coverdash

3. [Commercial Crime Insurance](https://www.coverdash.com/coverage/crime-coverage). Coverdash; Product introduction; Types of Coverage cards for Employee theft, Forgery and fraud, Funds transfer fraud, Social engineering; Who It's For. Accessed 2026-09-23.
4. [Terms And Conditions](https://www.coverdash.com/terms). Coverdash; "Coverdash does not provide any underwriting services"; broker/agent of record designation. Accessed 2026-09-23.
5. [Coverage Hub](https://www.coverdash.com/coverage). Coverdash; Cyber & Crime category listing Cyber Insurance, Crime Coverage and Kidnap & Ransom. Accessed 2026-09-23.

Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/coalition-vs-coverdash/crime.md)
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- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)