Beazley vs Pie Insurance: How Do They Compare for Professional Liability (E&O) Insurance?

Pie Insurance is an intermediary that sources E&O from carrier partners for architects, contractors, consultants and similar owners. Beazley is the carrier of a MediaTech form where E&O is packaged with media and cyber coverage.

Pie names architects and attorneys as E&O buyers; Beazley's bundled MediaTech form excludes those professions from its professional-services definition. ^4,³

What Are the Key Differences Between Beazley and Pie Insurance Professional Liability (E&O) Insurance?

Who Stands Behind the Policy

Pie's reviewed page says it helps small businesses find errors and omissions coverage from its "insurance carrier partners," but the page does not name an insurer for the line. ⁴ Beazley's application for its MediaTech form, which bundles professional E&O with technology and media coverage, names Beazley Insurance Company, Inc. on its cover page. ²

Professions the Base Form Actually Reaches

Pie names architects, contractors, attorneys, engineers, consultants, marketers, counselors and real estate agents as professionals who often carry E&O coverage. ⁴ Beazley's sample MediaTech form excludes several of those same professions from its Professional Services definition:

The sample form's definition of Professional Services excludes services performed as an accountant, architect, surveyor, health care provider, lawyer, insurance or real estate agent or broker, or civil or structural engineer, so those licensed professions are not covered by this professional E&O trigger. ³Company-reported. Sample policy form F00731, 022019 edition, Professional Services definition; a business in one of these excluded professions would need different coverage even if it buys MediaTech.

An architect or attorney comparing quotes from both would need to check whether Beazley's form applies to their work at all before comparing price or limits.

Getting a Quote

Pie directs E&O buyers to contact the company through its website to start a quote, without describing an online application flow. ⁴ Beazley's underwriting instead runs through a detailed application covering revenue history, employee count and the damages-cap and consequential-damages language in client contracts. ²

What Should You Confirm in Beazley and Pie Insurance Professional Liability (E&O) Insurance Quotes?

Ask Pie which carrier partner would actually issue the policy; the reviewed page does not name one. ⁴
Confirm with Beazley whether your specific profession is inside or outside the MediaTech Professional Services definition. ³
Get published limits and deductibles from both; neither reviewed page discloses them. ⁴ ³
Ask Beazley whether the professional-liability trigger shares an aggregate limit with the policy's media and cyber coverage. ³

Beazley vs Pie Insurance Professional Liability (E&O) Compared

Beazley vs Pie Insurance: Professional Liability (E&O) Insurance: documented features by provider

Criteria	Beazley MediaTech for Small Businesses	Pie Errors and Omissions Insurance
How to Apply	Beazley's MediaTech application asks applicants to describe the professional and technology services they perform, disclose employee count and multi-year US and non-US revenue, and state whether written client contracts include scope-of-work, damages-cap and consequential-damages-disclaimer provisions. ²Company-reported. Application form F00859, 042022 edition, General Information, Revenue Information and Contractual Controls sections; a completed application does not establish acceptance.	Pie directs errors and omissions buyers to contact the company to start a quote through its website. ⁴Company-reported. Errors and Omissions product page as read on 2026-09-23.
Coverage Features	The sample MediaTech form covers a Tech & Professional Services Wrongful Act: a negligent act, error, omission, misstatement or unintentional breach of contract in rendering Professional Services, defined as services performed for others for a fee. ³Company-reported. Sample policy form F00731, 022019 edition, insuring agreements and definitions; the issued policy's wording and any endorsements control. The sample form's definition of Professional Services excludes services performed as an accountant, architect, surveyor, health care provider, lawyer, insurance or real estate agent or broker, or civil or structural engineer, so those licensed professions are not covered by this professional E&O trigger. ³Company-reported. Sample policy form F00731, 022019 edition, Professional Services definition; a business in one of these excluded professions would need different coverage even if it buys MediaTech.	Pie describes errors and omissions insurance, also called professional liability insurance, as covering legal fees, costs, and damages for claims that a business's advice or services caused harm, including claims of inaccurate advice, misrepresentation, negligence, or violation of good faith, but says it does not protect against criminal prosecution. ⁴Company-reported. Errors and Omissions product page as read on 2026-09-23; the issued policy controls actual insuring agreements and exclusions.
Role in This Line	Beazley sells professional errors and omissions coverage bundled inside MediaTech, a single small-business form that also includes technology E&O, media liability and cyber coverage. It is not sold as a standalone professional-liability policy for this segment. ¹Company-reported. US small-business MediaTech product page; does not address any larger-account professional liability program Beazley may write separately.	Pie says it helps small businesses get the best errors and omissions coverage 'from our insurance carrier partners,' identifying itself as an intermediary rather than the underwriter for this line. ⁴Company-reported. Errors and Omissions product page as read on 2026-09-23.

Criteria

Beazley MediaTech for Small Businesses

Pie Errors and Omissions Insurance

How to Apply

Beazley's MediaTech application asks applicants to describe the professional and technology services they perform, disclose employee count and multi-year US and non-US revenue, and state whether written client contracts include scope-of-work, damages-cap and consequential-damages-disclaimer provisions. ²Company-reported. Application form F00859, 042022 edition, General Information, Revenue Information and Contractual Controls sections; a completed application does not establish acceptance.

Pie directs errors and omissions buyers to contact the company to start a quote through its website. ⁴Company-reported. Errors and Omissions product page as read on 2026-09-23.

Coverage Features

The sample MediaTech form covers a Tech & Professional Services Wrongful Act: a negligent act, error, omission, misstatement or unintentional breach of contract in rendering Professional Services, defined as services performed for others for a fee. ³Company-reported. Sample policy form F00731, 022019 edition, insuring agreements and definitions; the issued policy's wording and any endorsements control.

Pie describes errors and omissions insurance, also called professional liability insurance, as covering legal fees, costs, and damages for claims that a business's advice or services caused harm, including claims of inaccurate advice, misrepresentation, negligence, or violation of good faith, but says it does not protect against criminal prosecution. ⁴Company-reported. Errors and Omissions product page as read on 2026-09-23; the issued policy controls actual insuring agreements and exclusions.

Role in This Line

Beazley sells professional errors and omissions coverage bundled inside MediaTech, a single small-business form that also includes technology E&O, media liability and cyber coverage. It is not sold as a standalone professional-liability policy for this segment. ¹Company-reported. US small-business MediaTech product page; does not address any larger-account professional liability program Beazley may write separately.

Pie says it helps small businesses get the best errors and omissions coverage 'from our insurance carrier partners,' identifying itself as an intermediary rather than the underwriter for this line. ⁴Company-reported. Errors and Omissions product page as read on 2026-09-23.