Beazley vs
HUB International Representations and Warranties Insurance
Beazley underwrites M&A insurance up to $50 million; HUB brokers R&W plus litigation buyout and tax indemnification without publishing a limit.
What Is Beazley?
Beazley is a specialty insurance group whose MediaTech product combines technology and professional E&O, media and cyber coverage. Separate offerings address executive liability, digital health and other specialty risks. 1,2,3,4
What Is HUB International?
HUB International is a North American insurance brokerage that arranges business insurance, employee benefits and related risk services through local offices and specialist practices. Smaller commercial accounts may be sent to Insureon for an online quote; other programs are handled by HUB advisors, with policy terms set by the insurers they use. 6,7,8
What Is Representations and Warranties Insurance?
Representations and warranties insurance addresses financial loss from inaccuracies in the representations or warranties made in a stock or asset purchase agreement. It doesn't cover issues already known before signing, disputes over the purchase price, or every statement made during diligence. 10,11
Key Differences in Representations and Warranties Insurance
Underwriter Versus HUB M&A Brokerage
Beazley underwrites M&A insurance. HUB brokers representations and warranties as part of its mergers and acquisitions transactional-risk practice and does not underwrite. HUB’s M&A page does not name an issuing insurer; placements vary by transaction. Beazley advertises limits up to US $50,000,000. 5 9
Escrow Language and Sister Products
HUB describes R&W as covering contractual guarantees a seller makes, protecting a buyer if those guarantees prove untrue, and says it can reduce or eliminate escrow and support more competitive bidding. HUB also offers litigation buyout (contingent risk) for pending litigation a seller faces, and tax indemnification for the tax treatment of a historical, pending or future transaction. Beazley describes tax and contingent liability inside the M&A offering rather than those two named sister products. 9 5
Eligibility and How You Buy
HUB’s M&A page frames coverage around buyers and sellers in a business sale but does not publish deal-size, industry or other eligibility criteria, and directs you to a broker for deal-specific negotiation. Beazley names PE, entrepreneurs, shareholders, VC, listed companies and other corporates, including 50 US states and more than 80 jurisdictions, and points to underwriters. 9 5
What to Confirm in Representations and Warranties Insurance Quotes
- Ask Beazley for the quoted limit versus US $50 million. 5
- Ask HUB which insurer would issue R&W and whether litigation buyout or tax indemnification is on the same program. 9
- Confirm how escrow and holdbacks would change under HUB’s placement versus Beazley’s policy. 9 5
- Confirm buyer- versus seller-side structure. 5 9
Offering Details
Beazley vs HUB International Representations and Warranties Insurance: documented features by provider
| Criteria | Beazley Mergers & Acquisitions Insurance | HUB International Representations and Warranties Insurance |
|---|---|---|
| Role in This Line | Beazley underwrites representations and warranties (M&A) insurance directly, describing solutions designed to reduce or extinguish the impact of liabilities arising from a merger or acquisition, including warranty breaches, adverse tax consequences and contingent liability claims. 5Company-reported. US Mergers & Acquisitions product page; scope covers the general insuring concept, not a specific policy form. | HUB brokers representations and warranties insurance as part of its mergers and acquisitions (transactional risk) practice, rather than underwriting the policy itself. 9Company-reported. M&A insurance product page as read 2026-09-23; the page does not name an issuing insurer. |
| Issuing Insurer | Not described in the reviewed sources. | The M&A insurance page does not name an issuing insurer; HUB places representations and warranties coverage with insurers that vary by transaction. 9Not found in reviewed sources. Checked the M&A insurance page on 2026-09-23; no carrier is disclosed there. |
| Who It’s For | Beazley says it offers this coverage to private equity clients, selling entrepreneurs, private shareholders, venture capital funds, listed companies and other corporate clients, with a broad appetite across different target sectors, deal types and transaction structures. 5Company-reported. Product-page target-customer list; individual deal acceptance still depends on underwriting. Beazley says it can underwrite and place M&A insurance, including cross-border deals, in all 50 US states and more than 80 jurisdictions globally. 5Company-reported. Company-stated geographic reach; not an independently verified regulator record of authorization in every jurisdiction listed. | The M&A insurance page frames this coverage around buyers and sellers in a business sale but does not publish deal-size thresholds, industries served, or other eligibility criteria. 9Not found in reviewed sources. Checked the M&A insurance page on 2026-09-23. |
| Coverage Features | Beazley describes coverage that can be provided to a seller to defend against a breach of representations or warranties claimed by a purchaser, or to a purchaser for first-party protection against innocent or fraudulent breaches by a seller. 5Company-reported. Product-page description of the insuring structure; actual policy wording, retentions and exclusions are set at binding. Beyond representation and warranty breaches, Beazley says its M&A offering can also address adverse tax consequences and contingent liability claims arising from a transaction. 5Company-reported. Product-page "What we offer" summary; each element's availability depends on the specific transaction and underwriting. | HUB describes representations and warranties insurance as covering the contractual guarantees a seller makes in a sale agreement, protecting a buyer against the guarantees turning out to be untrue, and says it can reduce or eliminate escrow requirements and support more competitive bidding. 9Company-reported. Product-page description of representations and warranties coverage; the issued policy and its exclusions control an actual claim. HUB's M&A practice also offers litigation buyout (contingent risk) insurance for pending litigation a seller faces, and tax indemnification insurance for the tax treatment of a historical, pending or future transaction, alongside representations and warranties coverage. 9Company-reported. Product-page description of related transactional risk products. |
| Limits and Retentions | Beazley advertises M&A insurance limits of up to US $50,000,000. The page does not publish retentions, minimum limits or premium ranges. 5Company-reported. Product-page headline limit figure; actual capacity offered depends on the transaction. | Not described in the reviewed sources. |
| Risk Services | Beazley says it can underwrite transactions globally and structure coverage around the specific details and timeframes of a transaction. 5Company-reported. Company-stated service description; no turnaround-time commitment or staffing detail is published. | Not described in the reviewed sources. |
| How to Apply | The reviewed page does not list a self-service quote form or application document for M&A insurance; it instead names underwriters and product leaders by region and links to "Speak with an Underwriter" and "Become a Beazley Broker" contact routes. 5Not found in reviewed sources. Checked the full product page, including its Tools & Resources equivalent area, on 2026-09-23; no application form was found there, unlike the Crime and Fidelity page. | HUB directs you to a broker; the page describes negotiating deal-specific coverage rather than a self-serve quote. 9Company-reported. Product-page call to action as read 2026-09-23. |
| Claims Support | Beazley's own example describes a case where its insured was sued by a third party over intellectual property and lost, the third party then counterclaimed against the acquired target, and Beazley paid the claim and it was settled with the third party, despite some question over whether the claim was fully covered. 5Company-reported. A single company-selected scenario on the product page; it is not a claims-handling statistic or a guarantee of similar outcomes. | Not described in the reviewed sources. |
Full Comparison
More Beazley vs HUB International Comparisons
Other Representations and Warranties Insurance Comparisons
Sources
Beazley
- MediaTech for Small Businesses. Beazley; Opening product description; What we offer: E&O (Tech and Professional), Media, Cyber coverage includes; How can we help; SME placement paragraph; Tools & Resources. Accessed 2026-09-16.
- Legal Information. Beazley; Website conditions: US jurisdiction availability, surplus lines and policy wording disclaimers; Beazley plc identity. Accessed 2026-09-16.
- Execuguard (Combined EPL, D&O, and Fiduciary). Beazley; ExecuGuard product introduction: combined EPL, D&O and fiduciary coverage for private organizations; What we offer: separate or shared limits, admitted or non-admitted; How can we help. Accessed 2026-09-16.
- Virtual Care. Beazley; Available Coverages; Who we can help; Where is this offered. Accessed 2026-09-16.
- Mergers & Acquisitions. Beazley; What we offer: representations/warranties coverage description, target customers, 50-state and 80-jurisdiction statement, Limits up to US $50,000,000; How can we help; Examples or Scenarios. Accessed 2026-09-23.
HUB International
- About Us. HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16.
- Contact Us. HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16.
- Insurance for Technology Companies. HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16.
- Mergers & Acquisitions (M&A) Insurance Broker. HUB International; M&A/Transactional Risk Insurance overview; Representations & Warranties Insurance section; Litigation Buyout Insurance section; Tax Indemnification Insurance section; Connect With a Broker. Accessed 2026-09-23.
Representations and Warranties Insurance Guide
- Transaction liability insurance | Representation and indemnities insurance. CFC; What are representations and warranties?; Who should buy representation and warranty insurance?; Available to buyers & sellers; Limited seller security; Is transaction liability insurance available to sellers. Accessed 2026-09-16.
- Mergers & Acquisitions. Beazley; Product overview: buyer and seller protection for inaccuracies in representations or warranties. Accessed 2026-09-16.




