Beazley vs HUB International: How Do They Compare for Representations and Warranties Insurance?

Beazley underwrites R&W directly for buyers or sellers, with tax and contingent-liability cover available; HUB International brokers R&W to protect buyers against untrue seller guarantees and says it can reduce or eliminate escrow requirements.

Beazley writes R&W insurance itself, with limits up to US $50 million for deals in all 50 states and more than 80 jurisdictions; HUB is a broker that shops R&W to reduce or eliminate escrow, and can add litigation buyout and tax indemnification insurance to the same deal. ^1,²

What Are the Key Differences Between Beazley and HUB International Representations and Warranties Insurance?

Direct Insurer With a $50 Million Limit vs a Broker Shopping Your Deal

Beazley writes M&A insurance itself, advertises limits up to US $50 million, and names private equity, entrepreneurs, shareholders, venture capital, listed companies and other corporates as buyers, across all 50 US states and more than 80 jurisdictions. Your deal team goes straight to its underwriters. HUB's M&A transactional-risk practice is a broker that negotiates each deal and doesn't name insurers or publish deal-size criteria. Choose Beazley if your deal needs $50 million or less and you have counsel who can work directly with an underwriter; choose HUB if you want a broker to compare several insurers or need tax and litigation cover on the same deal. ¹ ²

Built-In Tax and Contingent Cover vs Separate Sister Products

HUB says R&W protects a buyer if the seller's contractual guarantees prove untrue, and can reduce or eliminate escrow and make your bid more competitive. It also sells litigation buyout insurance for pending suits against the seller, and tax indemnification for the tax treatment of past, pending or future transactions. Beazley covers tax and contingent liabilities within its M&A offering rather than as separate products. ² ¹

What Should You Confirm in Beazley and HUB International Representations and Warranties Insurance Quotes?

Ask Beazley what limit it will quote for your deal, up to its US $50 million maximum. ¹
Ask HUB which insurer would issue R&W and whether litigation buyout or tax indemnification sits on the same program. ²
Ask both how much escrow or holdback the policy lets you remove. ² ¹
Ask whether the policy is written for the buyer or the seller. ¹ ²

Beazley vs HUB International Representations and Warranties Compared

Beazley vs HUB International: Representations and Warranties Insurance: documented features by provider

Criteria	Beazley Mergers & Acquisitions Insurance	HUB International Representations and Warranties Insurance
Coverage Features	Beazley describes coverage that can be provided to a seller to defend against a breach of representations or warranties claimed by a purchaser, or to a purchaser for first-party protection against innocent or fraudulent breaches by a seller. ¹Company-reported. Product-page description of the insuring structure; actual policy wording, retentions and exclusions are set at binding. Beyond representation and warranty breaches, Beazley says its M&A offering can also address adverse tax consequences and contingent liability claims arising from a transaction. ¹Company-reported. Product-page "What we offer" summary; each element's availability depends on the specific transaction and underwriting.	HUB describes representations and warranties insurance as covering the contractual guarantees a seller makes in a sale agreement, protecting a buyer against the guarantees turning out to be untrue, and says it can reduce or eliminate escrow requirements and support more competitive bidding. ²Company-reported. Product-page description of representations and warranties coverage; the issued policy and its exclusions control an actual claim. HUB's M&A practice also offers litigation buyout (contingent risk) insurance for pending litigation a seller faces, and tax indemnification insurance for the tax treatment of a historical, pending or future transaction, alongside representations and warranties coverage. ²Company-reported. Product-page description of related transactional risk products.
Role in This Line	Beazley underwrites representations and warranties (M&A) insurance directly, describing solutions designed to reduce or extinguish the impact of liabilities arising from a merger or acquisition, including warranty breaches, adverse tax consequences and contingent liability claims. ¹Company-reported. US Mergers & Acquisitions product page; scope covers the general insuring concept, not a specific policy form.	HUB brokers representations and warranties insurance as part of its mergers and acquisitions (transactional risk) practice, rather than underwriting the policy itself. ²Company-reported. M&A insurance product page as read 2026-09-23; the page does not name an issuing insurer.

Criteria

Beazley Mergers & Acquisitions Insurance

HUB International Representations and Warranties Insurance

Coverage Features

Beazley describes coverage that can be provided to a seller to defend against a breach of representations or warranties claimed by a purchaser, or to a purchaser for first-party protection against innocent or fraudulent breaches by a seller. ¹Company-reported. Product-page description of the insuring structure; actual policy wording, retentions and exclusions are set at binding.

Beyond representation and warranty breaches, Beazley says its M&A offering can also address adverse tax consequences and contingent liability claims arising from a transaction. ¹Company-reported. Product-page "What we offer" summary; each element's availability depends on the specific transaction and underwriting.

HUB describes representations and warranties insurance as covering the contractual guarantees a seller makes in a sale agreement, protecting a buyer against the guarantees turning out to be untrue, and says it can reduce or eliminate escrow requirements and support more competitive bidding. ²Company-reported. Product-page description of representations and warranties coverage; the issued policy and its exclusions control an actual claim.

HUB's M&A practice also offers litigation buyout (contingent risk) insurance for pending litigation a seller faces, and tax indemnification insurance for the tax treatment of a historical, pending or future transaction, alongside representations and warranties coverage. ²Company-reported. Product-page description of related transactional risk products.

Role in This Line

Beazley underwrites representations and warranties (M&A) insurance directly, describing solutions designed to reduce or extinguish the impact of liabilities arising from a merger or acquisition, including warranty breaches, adverse tax consequences and contingent liability claims. ¹Company-reported. US Mergers & Acquisitions product page; scope covers the general insuring concept, not a specific policy form.

HUB brokers representations and warranties insurance as part of its mergers and acquisitions (transactional risk) practice, rather than underwriting the policy itself. ²Company-reported. M&A insurance product page as read 2026-09-23; the page does not name an issuing insurer.