Beazley vs 
HUB International: How Do They Compare for Professional Liability (E&O) Insurance?
HUB International brokers professional liability through a conversation with a broker, tuned to your size, industry and limits, with no online quote flow described, for accounting, law, medical and tech buyers. Beazley bundles E&O, media and cyber in its MediaTech form.
HUB describes prior-acts coverage and optional tail across the insurers it places; Beazley’s MediaTech form provides a specific Optional Extension Period. 5,3,2
What Are the Key Differences Between Beazley and HUB International Professional Liability (E&O) Insurance?
Protect Prior Work and Later Claims
HUB describes E&O as typically claims-made, with prior-acts coverage tied to a retroactive date and optional tail coverage, depending on the carrier it places. Beazley’s MediaTech form describes an Optional Extension Period after cancellation or non-renewal. If you are changing policies, compare the retroactive date, reporting window and actual extension cost. 5 3
Who Places the Policy
HUB brokers E&O and says terms vary by carrier and client needs. Beazley offers its own MediaTech form, combining E&O with technology, media and cyber. Choose HUB if you want its broker to compare placements; choose Beazley if you want its named bundled product and your services qualify. 4 1
Quote-Specific Terms
Beazley’s sample form does not show the Optional Extension Period’s price or duration. HUB’s carrier-specific retroactive date and tail terms also depend on the quote. Request these figures and the policy form from each provider. 3 5
What Should You Confirm in Beazley and HUB International Professional Liability (E&O) Insurance Quotes?
Beazley vs HUB International Professional Liability (E&O) Compared
Beazley vs HUB International: Professional Liability (E&O) Insurance: documented features by provider
| Criteria | Beazley MediaTech for Small Businesses | HUB International Professional Liability (E&O) Insurance Brokerage |
|---|---|---|
| How to Apply | Beazley's MediaTech application asks applicants to describe the professional and technology services they perform, disclose employee count and multi-year US and non-US revenue, and state whether written client contracts include scope-of-work, damages-cap and consequential-damages-disclaimer provisions. 2Company-reported. Application form F00859, 042022 edition, General Information, Revenue Information and Contractual Controls sections; a completed application does not establish acceptance. | HUB directs prospects to connect with a broker; the pages describe professional liability/E&O policies as customized to business size, industry, location, risk base and desired limits, without an online quote flow. 4,5Company-reported. Product-page call to action and customization description as read 2026-09-23. |
| Coverage Features | The sample MediaTech form covers a Tech & Professional Services Wrongful Act: a negligent act, error, omission, misstatement or unintentional breach of contract in rendering Professional Services, defined as services performed for others for a fee. 3Company-reported. Sample policy form F00731, 022019 edition, insuring agreements and definitions; the issued policy's wording and any endorsements control. The sample form's definition of Professional Services excludes services performed as an accountant, architect, surveyor, health care provider, lawyer, insurance or real estate agent or broker, or civil or structural engineer, so those licensed professions are not covered by this professional E&O trigger. 3Company-reported. Sample policy form F00731, 022019 edition, Professional Services definition; a business in one of these excluded professions would need different coverage even if it buys MediaTech. | HUB says professional liability/E&O policies it arranges can cover defense costs, judgments, settlements and fines from allegations of misrepresentation, breach of professional services, wrongful business practices, misleading advice and conflict of interest, plus libel, slander or lost-profit claims; intentional acts and employment claims are typically excluded. 4Company-reported. Product-page coverage description; the issued policy and its exclusions control an actual claim. HUB says E&O policies are typically claims-made with per-claim and aggregate limits, can be structured with prior-acts coverage back to a retroactive date, and can offer tail coverage for an extended reporting period; coverage can extend to independent contractors and temporary staff performing work for the business. 5Company-reported. E&O product-page structure description; specific limits and retroactive dates are set on the quote and declarations. |
| Role in This Line | Beazley sells professional errors and omissions coverage bundled inside MediaTech, a single small-business form that also includes technology E&O, media liability and cyber coverage. It is not sold as a standalone professional-liability policy for this segment. 1Company-reported. US small-business MediaTech product page; does not address any larger-account professional liability program Beazley may write separately. | HUB brokers professional liability, which it also calls errors and omissions (E&O) insurance, rather than underwriting the coverage itself. 4,5Company-reported. Professional liability and E&O product pages as read 2026-09-23; neither names an issuing insurer. |
| Claims Support | Beazley says its cyber and tech claims team, including experienced litigators, has handled thousands of E&O claims, which it describes as including implementation errors alongside software failures and IP disputes. 1Company-reported. MediaTech product page claims paragraph; outcome and volume figures are Beazley's own description and not independently verified. | HUB's E&O page tells policyholders to notify their broker and carrier as soon as possible after an incident and submit documentation including a narrative of the events leading up to the claim. 5Company-reported. E&O product-page claims-notification guidance; a general process description, not an outcome measurement. |
