Beazley vs 
HUB International: How Do They Compare for Fidelity Bonds?
Beazley insures Financial Fidelity Bonds for financial institutions and provides dedicated application forms. HUB International places crime and fidelity bonds through its ProEx practice and directs prospects to a specialist.
Beazley underwrites Financial Fidelity Bonds for institutions, with advertised limits up to $25 million and dedicated FI application forms. HUB places Crime/Fidelity and Financial Institution Bonds through ProEx specialists and does not publish bond wording or penalties. 1,2
What Are the Key Differences Between Beazley and HUB International Fidelity Bonds?
Named Institution Bond Versus Two ProEx Catalogue Lines
Beazley underwrites Financial Fidelity Bonds for financial institutions and keeps that product separate from Commercial Crime. HUB’s ProEx practice lists Crime/Fidelity under executive liability and Financial Institution Bonds as a separate financial-institutions offering, and places those covers rather than issuing them. You buy Beazley’s own bond; you hire HUB to shop Crime/Fidelity or a financial institution bond. Choose Beazley if you are a financial institution that wants a named high-limit bond from the writer; choose HUB if you need a specialist to place Crime/Fidelity or a financial institution bond. 1 2
Cover Menu and $25 Million Versus Catalogue Labels Only
Beazley describes employee theft plus forgery, in-transit loss, computer fraud, client-property loss, credit-card fraud and related expenses, and advertises limits up to US $25,000,000. HUB’s ProEx page names the two catalogue entries and stops there: it does not describe insuring agreements, dishonest-act scenarios or exclusions, and it does not publish bond penalties. HUB says ProEx places over $2 billion in premium with carriers it calls top-rated, without naming them for this line. 1 2
FI Bond Forms Versus a Specialist Desk
Beazley lists dedicated FI Bond Forms 14, 15, 24 and 25 and does not describe an online bind. HUB directs you to contact a ProEx specialist, and says that team provides analytics, litigation support and risk-management services under a named practice leader. Beazley’s path is a bond application form; HUB’s path is a conversation with a placement desk. 1 2
What Should You Confirm in Beazley and HUB International Fidelity Bonds Quotes?
- Ask Beazley which FI form applies and whether the $25 million headline is your maximum. 1
- Ask HUB whether the quote is Crime/Fidelity, a Financial Institution Bond, or both, and which carrier writes it. 2
- Get specimen wording from HUB; the ProEx list does not include insuring agreements. 2
- Confirm whether Beazley’s Commercial Crime fraudulent-instruction wording applies to the fidelity bond. 1
Beazley vs HUB International Fidelity Bonds Compared
Beazley vs HUB International: Fidelity Bonds: documented features by provider
| Criteria | Beazley Financial Fidelity Bonds | HUB International Crime and Fidelity Bond Brokerage |
|---|---|---|
| How to Apply | Beazley lists dedicated Financial Institution bond application forms in its Tools & Resources: FI Bond Form 14, Form 15, Form 24 and Form 25, separate from the Commercial Crime application forms on the same page. 1Company-reported. Tools & Resources section of the product page; the page does not describe an online quote or self-service purchase flow. | HUB directs prospects for these coverages to contact a ProEx specialist rather than an online quote or bind flow. 2Company-reported. ProEx page call to action. |
| Coverage Features | Beazley describes fidelity bonds as protecting a financial institution from loss of money and securities caused by employee theft, plus third-party-related losses such as forgery or alteration, on-premises and in-transit loss, money-order and counterfeit-currency fraud, computer fraud, client-property loss, credit-card fraud and related expenses. 1Company-reported. Product page's general description of crime/fidelity coverage; the page does not itemize a separate insuring-agreement list for fidelity bonds versus Commercial Crime. | HUB's ProEx coverage list names "Crime / Fidelity" as an Executive Liability offering and "Financial Institution Bonds" as a separate Financial Institutions offering, but the page gives no further description of insuring agreements, covered dishonest-act scenarios or exclusions for either. 2Company-reported. ProEx page coverage list only; these are catalogue entries, not policy-form descriptions. |
| Role in This Line | Beazley underwrites Financial Fidelity Bonds, which it markets specifically to financial institutions, as a separate line from the Commercial Crime product it sells to ordinary commercial companies on the same page. 1Company-reported. Crime and Fidelity product page; "fidelity bonds" is the name the page uses for the financial-institution version of this crime coverage. | HUB places crime and fidelity bond coverage, including financial institution bonds, through its ProEx Professional & Executive Risk practice alongside other executive-liability and financial-institution lines, rather than underwriting these bonds itself. 2Company-reported. ProEx page coverage list, read 2026-09-23. The page does not name an issuing insurer for Crime/Fidelity or Financial Institution Bonds. |
| Risk Services | Beazley says its underwriting and claims professionals for this product family work side by side so that the original underwriting intent is respected when a claim arises. 1Company-reported. Company-stated internal process description applying to the Crime and Fidelity product family generally; no fidelity-bond-specific service is separately described. | HUB says its ProEx team, which lists Crime/Fidelity and Financial Institution Bonds among its coverages, provides analytics, litigation support and risk-management services to clients of all sizes under a named ProEx practice leader. 2Company-reported. ProEx page team and services description; not specific to a single bond placement. |
