AIG vs Relm Insurance

“AIG” is the marketing name for American International Group, Inc.'s worldwide operations. AIG says insurance products are written or provided by subsidiaries or affiliates; its U.S. legal notice lists multiple U.S.-domiciled property and casualty insurers but does not identify which company would issue a particular commercial policy. ^1,2Company-reported. AIG group naming and the listed U.S.-domiciled property and casualty companies. The legal notice is not a policy-specific carrier assignment or complete ownership chart.

AI and emerging-industry buyers can approach Relm for specialty insurance, but its Bermuda insurer and US distributor perform different roles. ^16,18,17Company-reported. Brand-level introduction; company descriptions, not an independent regulatory finding.

Check who will sell and issue your policy: Relm Insurance Ltd. is Bermuda regulated; Relm US Insurance Solutions Inc. is a US producer and MGA. The Bermuda insurer says it works only through licensed brokers. ^17,18Company-reported. Company legal disclosures and US launch announcement; authority and insurer vary by placement. No regulator license verification completed.

AIG lists a North America myAIG portal for brokers and agents to access loss runs, policy documents, applications, and tools, and a separate U.S. portal for producer appointment requests. The public pages do not establish that a business can complete an online purchase or bind coverage directly. ⁴Company-reported. Publicly listed North America broker/agent portal functions and U.S. producer appointment requests. Authenticated workflow and product-specific submission or binding steps were not reviewed.

Relm’s inquiry form collects company and location details; its US offering is distributed through partners and licensed brokers, with no documented instant quote or online bind. ^26,18Company-reported. Public inquiry and broker-led access; no form submitted and no quotation received.

AIG lists its North America broker portal as a place for brokers and agents to access loss runs, policy documents, applications, and tools. The page does not explain how renewals are managed or promise renewal terms or timing. ⁴Company-reported. Public description of a North America broker/agent portal; authenticated functions and account-specific availability were not reviewed.

Agree on certificates, endorsements, renewal timing and service contacts with your broker before binding; reviewed pages do not describe a customer portal or these turnaround times. ^26,28Not publicly disclosed. Public contact and website terms only; lack of described functions does not establish their absence.

AIG says its companies compensate brokers and independent agents with commissions set at policy purchase, renewal, placement, or servicing, and may also pay contingent compensation. Specific compensation varies; the disclosure directs buyers to their broker or agent for policy-specific information. ⁶Company-reported. AIG's disclosure for business placed by brokers and independent agents with U.S. AIG offices issuing policies in the United States and territories for specified lines; its ranges describe business written in 2024 and exclude stated categories. Not a statement of any buyer's commission or total insurance cost.

Request premium, tax, broker fee and commission details in writing because reviewed Relm pages do not publish buyer-specific California costs. ^17,28,26Not publicly disclosed. No quote, producer agreement or remuneration schedule reviewed; no assertion of zero fees or of a particular compensation model.