Switch from Coterie
Coterie policies are quoted by an agent in a dashboard, so your Spot team starts from your agent’s paperwork and finds out whether a broker can offer more than a small-business package.
Send the declarations page, the forms and the renewal notice. Coterie policies usually renew on their own, so your Spot team notes the date and the saved payment setting.
Your Spot team reads the lease or client agreement that asked for coverage and checks it against your general liability, business owner’s or professional liability limits and endorsements.
General liability insurance
Maple Street Co. · Policy review
Confirm with your broker
Limits, exclusions, and endorsements
We take the submission to brokers and ask for the same lines plus any higher limits or added endorsements your contracts need. Replies come back in Slack.
# spot-support
AlexMaple Street Co.
RileySpot
You compare each proposal, including policy fees, installment charges and the insurer named. We help you bind, then file the new policy and its documents together.
Insurance documents
Broker reviewGeneral liability insurance
Coverage limits · Policy terms
Maple Street Co.
Coterie is an agent-facing digital platform for small and micro commercial businesses. A licensed agent starts a quote in Coterie’s dashboard, customizes coverage and pays to bind an eligible policy. Businesses without an agent can use its agent finder, and it offers general liability, business owner’s policies and miscellaneous professional liability.
Growth can move you from a package built for very small businesses toward a program that needs separate lines.
Higher limits, additional insured wording or a waiver of subrogation sometimes call for a different form or insurer.
A dashboard quote is quick for an agent, but some owners want someone to explain trade-offs before they pay.
Changes to premium, fees or the insurer on the renewal notice are worth comparing against other proposals.
Look at the insurer, forms, limits, deductible and fees. Coterie policies can renew automatically with the saved payment method, so note the date.
Ending the old policy early can leave a gap that breaches your lease. Hold the existing policy until the replacement is confirmed in writing.
The agent who started your quote is the first call for cancelling and for any unearned premium. Ask what fees stay payable.
Landlords and clients hold certificates of insurance that name the old policy. Generate new ones in the Spot app once the replacement is active.
Buy general liability with Spot: we prepare your submission, compare broker proposals on limits and terms, and get certificates and endorsements ready.
Get quotesBuy a business owner’s policy with Spot: a prepared submission, packages compared on property, liability and income terms, and certificates ready when asked.
Get quotesBuy professional liability (E&O) with Spot: a prepared submission, proposals compared on scheduled services, claims-made terms and defense, and certificates handled.
Get quotesCoterie policies are quoted by an agent in a dashboard, so your Spot team starts from your agent’s paperwork and finds out whether a broker can offer more than a small-business package.
Get StartedRead these before you choose a policy or an insurer.
