Heffernan Insurance Brokers Crime Insurance

Heffernan arranges crime coverage, listed on its site as 'Crime – Third Party Theft,' as part of the insurance packages it builds for home care, home health and hospice businesses. This record only documents crime coverage in that home-care context; the reviewed sources do not describe a general commercial crime offering outside home care. ¹Company-reportedHome Care Business Insurance page's coverage list.

The home care page does not name the insurer that would issue the crime or employee dishonesty coverage. ¹Not publicly disclosedChecked the Home Care Business Insurance page on 2026-09-23. The issuing insurer would appear on the quote and declarations.

Heffernan markets this crime coverage to home health care and in-home health care providers, hospices, staffing agencies and registries, infusion therapy providers and personal care assistants, and says its home care programs cover all states and agency sizes. ¹Company-reportedHome Care Business Insurance page's client-type and coverage-area descriptions; 'all states' is a company statement, not independently verified state-by-state licensing.

Heffernan lists 'Crime – Third Party Theft' and a separate 'Employee Dishonesty Bond' among the coverages in its home care package, alongside workers' compensation, general and professional liability, and cyber and identity theft coverage. ¹Company-reportedHome Care Business Insurance page's coverage list; specific insuring agreements, exclusions and endorsements for the crime coverage are not published there.

The home care page does not publish specific limits or bond amounts for the crime or employee dishonesty coverage; it discusses only general cost ranges for the overall home care insurance package. ¹Not publicly disclosedChecked the Home Care Business Insurance page on 2026-09-23.

Heffernan says its home care insurance specialists can walk clients through coverage and premium options, and it names a dedicated Home Care Practice Leader and regional practice leaders as points of contact. ¹Company-reportedHome Care Business Insurance page's workers'-compensation guidance and practice-leader contact sections.

Heffernan tells home care businesses to begin the insurance application process at least 30 days before working with clients and to contact Heffernan for a free rate quote, since rates vary by state. ¹Company-reportedHome Care Business Insurance page's cost-and-timing section.