--- title: "Heffernan Insurance Brokers Crime Insurance: Coverage, Eligibility & Application (2026)" description: "Everything to know before buying Heffernan Insurance Brokers Crime Insurance: what it covers, who it’s for, and how to apply." canonical: "https://spot.insure/insurance-providers/heffernan/crime" page-type: "offering-page" updated-at: "2026-09-23" provider: "heffernan" coverage-line: "crime" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/heffernan/crime) ## Agent Guide **What this page is:** What Heffernan Insurance Brokers Crime Insurance: Coverage, Eligibility & Application (2026) covers, who it fits and what to confirm before buying, drawn from the provider's public materials. **Use this page when:** Cite this page for Heffernan Insurance Brokers Crime Insurance: Coverage, Eligibility & Application (2026) specifically. For the general coverage explainer use /coverage/crime; for the provider overall use its profile. **Questions this page answers:** - Does Heffernan Insurance Brokers Crime Insurance: Coverage, Eligibility & Application (2026) offer this coverage? - What does Heffernan Insurance Brokers Crime Insurance: Coverage, Eligibility & Application (2026) cover and exclude? - Who is Heffernan Insurance Brokers Crime Insurance: Coverage, Eligibility & Application (2026) designed for? **Key facts:** - Provider slug `heffernan`; coverage line `crime`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources cover. Details are grouped by topic under their own headings, and what the sources do not say is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-23. **Related pages:** - [Provider profile](https://spot.insure/insurance-providers/heffernan) — parent: provider profile # Heffernan Insurance Brokers Crime Insurance Product: Heffernan Home Care Crime Insurance. Provider: Heffernan Insurance Brokers. Coverage line: Crime Insurance. ## Quick Answer Heffernan Insurance Brokers arranges crime coverage, including third-party theft, for home health, home care and hospice businesses as part of its home care insurance package. [1](https://www.heffins.com/business-insurance/health-care/homecare/ "Home Care Business Insurance") ## Heffernan Insurance Brokers Crime Insurance at a Glance | Topic | Status | Details | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Issuing Insurer | Not publicly disclosed | 1 | | Who It’s For | Company-reported | 1 | | Coverage Features | Company-reported | 1 | | Limits and Retentions | Not publicly disclosed | 1 | | Risk Services | Company-reported | 1 | | How to Apply | Company-reported | 1 | ## What Is Heffernan Insurance Brokers’ Role in Crime Insurance? - Heffernan arranges crime coverage, listed on its site as 'Crime – Third Party Theft,' as part of the insurance packages it builds for home care, home health and hospice businesses. This record only documents crime coverage in that home-care context; the reviewed sources do not describe a general commercial crime offering outside home care. [1](https://www.heffins.com/business-insurance/health-care/homecare/ "Home Care Business Insurance") (Company-reported. Based on: Home Care Business Insurance page's coverage list.) ## Who Is Heffernan Insurance Brokers Crime Insurance For? - Heffernan markets this crime coverage to home health care and in-home health care providers, hospices, staffing agencies and registries, infusion therapy providers and personal care assistants, and says its home care programs cover all states and agency sizes. [1](https://www.heffins.com/business-insurance/health-care/homecare/ "Home Care Business Insurance") (Company-reported. Based on: Home Care Business Insurance page's client-type and coverage-area descriptions; 'all states' is a company statement, not independently verified state-by-state licensing.) ## Coverage Features of Heffernan Insurance Brokers Crime Insurance - Heffernan lists 'Crime – Third Party Theft' and a separate 'Employee Dishonesty Bond' among the coverages in its home care package, alongside workers' compensation, general and professional liability, and cyber and identity theft coverage. [1](https://www.heffins.com/business-insurance/health-care/homecare/ "Home Care Business Insurance") (Company-reported. Based on: Home Care Business Insurance page's coverage list; specific insuring agreements, exclusions and endorsements for the crime coverage are not published there.) ## Heffernan Insurance Brokers Crime Insurance Risk Services - Heffernan says its home care insurance specialists can walk clients through coverage and premium options, and it names a dedicated Home Care Practice Leader and regional practice leaders as points of contact. [1](https://www.heffins.com/business-insurance/health-care/homecare/ "Home Care Business Insurance") (Company-reported. Based on: Home Care Business Insurance page's workers'-compensation guidance and practice-leader contact sections.) ## How Do You Apply for Heffernan Insurance Brokers Crime Insurance? - Heffernan tells home care businesses to begin the insurance application process at least 30 days before working with clients and to contact Heffernan for a free rate quote, since rates vary by state. [1](https://www.heffins.com/business-insurance/health-care/homecare/ "Home Care Business Insurance") (Company-reported. Based on: Home Care Business Insurance page's cost-and-timing section.) ## What We Couldn’t Find About Heffernan Insurance Brokers Crime The reviewed sources do not settle these. Confirm them with Heffernan Insurance Brokers or a broker before relying on them. - **Limits and Retentions (Not publicly disclosed):** The home care page does not publish specific limits or bond amounts for the crime or employee dishonesty coverage; it discusses only general cost ranges for the overall home care insurance package. [1](https://www.heffins.com/business-insurance/health-care/homecare/ "Home Care Business Insurance") (Based on: Checked the Home Care Business Insurance page on 2026-09-23.) - **Issuing Insurer (Not publicly disclosed):** The home care page does not name the insurer that would issue the crime or employee dishonesty coverage. [1](https://www.heffins.com/business-insurance/health-care/homecare/ "Home Care Business Insurance") (Based on: Checked the Home Care Business Insurance page on 2026-09-23. 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[Home Care Business Insurance](https://www.heffins.com/business-insurance/health-care/homecare/). Heffernan Insurance Brokers; Insurance for Home Care Businesses, Home Health, and Hospices: covering all states and agency sizes; 'We offer comprehensive coverage for' list including Crime – Third Party Theft and Employee Dishonesty Bond; Home Care Insurance Cost for Start-ups; practice-leader contacts. Accessed 2026-09-23. ## How to Cite This Page Heffernan Insurance Brokers Crime Insurance: Coverage, Eligibility & Application (2026). Spot, updated 2026-09-23. https://spot.insure/insurance-providers/heffernan/crime. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/heffernan/crime.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)