Heffernan Insurance Brokers Builders Risk Insurance

Heffernan's construction insurance brokers arrange builders risk insurance for contractors, developers and other construction-industry clients. As a broker, Heffernan places the coverage with insurance carriers rather than underwriting it itself. ¹Company-reportedConstruction page description of the builders risk offering. Does not establish a specific carrier relationship.

The construction page does not name the insurer that would issue a builders risk policy arranged through Heffernan; the FAQ refers only to gathering quotes from 'various carriers.' ¹Not publicly disclosedChecked the construction page on 2026-09-23. The issuing insurer would appear on the quote and declarations.

Heffernan says its construction insurance brokers serve general contractors, subcontractors, specialty and trade contractors, developers and design/build firms across sectors including alternative energy, concrete construction management and engineering, and lists a network of more than 1,000 contractor and developer clients nationwide. ¹Company-reportedConstruction page sector list and client-count claim; client count is company-reported and not independently verified.

Heffernan describes builders risk insurance as coverage that protects a construction project against physical damage during the build, such as fire, theft and weather-related events, and says it customizes the coverage to the specific project. ¹Company-reportedConstruction page product description; specific insuring agreements, exclusions and endorsements are not detailed on the page.

The construction page's builders risk FAQ gives only a generic industry cost range, roughly 1% to 4% of the construction budget, as educational content. It does not publish a Heffernan-specific limit, retention or premium for a builders risk policy. ¹Not publicly disclosedChecked the construction page's Builders Risk FAQ section on 2026-09-23. This is general market information, not a Heffernan-issued quote.

Heffernan lists a dedicated Wrap Up Solutions team alongside its construction practice leader as contacts for builders risk and related project-specific insurance programs. ¹Company-reportedConstruction page practice-leader contact block.

Heffernan's construction page directs buyers to contact its construction insurance specialists directly, and its builders risk FAQ describes providing project details such as budget, timeline and construction type so Heffernan can gather quotes from multiple carriers. ¹Company-reportedConstruction page contact route and FAQ process description.