Gallagher Surety Bonds

Gallagher Commercial Surety Bonds

Gallagher places commercial surety bonds as a three-party arrangement between the client (principal), the party requiring the bond (obligee) and a surety company; Gallagher brokers the bond rather than acting as the surety itself. 1Company-reported. Group-level commercial surety practice page.

Issuing Insurer

Not publicly disclosed. The commercial surety page describes relationships with "leadership at all major surety companies" but does not name the specific surety that would issue a given client's bond. 1Checked the group-level commercial surety practice page.

Who It’s For

Gallagher says it serves commercial surety clients across healthcare, financial services, public utilities, and private and public companies, for both domestic and international projects, and separately lists surety bond programs as a recommended coverage for small IT and technology businesses. 1,2Company-reported. Group-level commercial surety practice page and the small-business technology-services page.

Coverage Features

Gallagher says it places license and permit bonds, court bonds, public official bonds and customs bonds under its commercial surety practice, distinct from contract (construction) surety bonds, which it treats as a separate related product. 1Company-reported. Group-level commercial surety practice page; a service-menu description, not a specific bond's terms.

Limits and Retentions

Not publicly disclosed. The commercial surety page does not publish standard bond amounts, premium rates or collateral requirements; these vary by bond type and client. 1Checked the group-level commercial surety practice page.

Risk Services

Gallagher says its surety team can help replace letters of credit with bonds, work with a client's existing surety program, and facilitate collateral release, citing a case where it placed commercial surety bonds in place of letters of credit to support $60 million in power-purchase obligations for an energy-company client. 1Company-reported. Group-level commercial surety practice page case study; a single company-reported example, not independently verified.

Gallagher Surety Bonds Compared

Other Gallagher Coverage Lines

Sources

  1. Surety. Gallagher; Surety relationships that convert to future growth; Understanding commercial surety vs. contract surety bonds; Providing assurance that keeps business moving (License and permit bonds, Court bonds, Public official bonds, Customs bonds); The Gallagher Difference case study; Commercial Surety and Bonds Summary. Accessed 2026-09-23.
  2. Insurance for Technology & IT Businesses. Gallagher Small Business; Protection for IT Professionals & Their Technology-Based Businesses; recommended coverage menu, including Surety Bond Programs. Accessed 2026-09-16.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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