--- title: "Gallagher Surety Bonds" description: "What Gallagher Surety Bonds covers, who it’s for, and its risk services, cited to public sources." canonical: "https://spot.insure/insurance-providers/gallagher/surety-bonds" page-type: "offering-page" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/gallagher/surety-bonds) # Gallagher Surety Bonds Gallagher Commercial Surety Bonds Gallagher places commercial surety bonds as a three-party arrangement between the client (principal), the party requiring the bond (obligee) and a surety company; Gallagher brokers the bond rather than acting as the surety itself. [1](https://www.ajg.com/insurance/commercial-surety-bonds/ "Surety") (Evidence: Company-reported; scope: Group-level commercial surety practice page.) ## Issuing Insurer - **Not publicly disclosed.** The commercial surety page describes relationships with "leadership at all major surety companies" but does not name the specific surety that would issue a given client's bond. [1](https://www.ajg.com/insurance/commercial-surety-bonds/ "Surety") (Scope: Checked the group-level commercial surety practice page.) ## Who It’s For - Gallagher says it serves commercial surety clients across healthcare, financial services, public utilities, and private and public companies, for both domestic and international projects, and separately lists surety bond programs as a recommended coverage for small IT and technology businesses. [1](https://www.ajg.com/insurance/commercial-surety-bonds/ "Surety") [2](https://www.gallaghersmallbusiness.com/technology-services/ "Insurance for Technology & IT Businesses") (Evidence: Company-reported; scope: Group-level commercial surety practice page and the small-business technology-services page.) ## Coverage Features - Gallagher says it places license and permit bonds, court bonds, public official bonds and customs bonds under its commercial surety practice, distinct from contract (construction) surety bonds, which it treats as a separate related product. [1](https://www.ajg.com/insurance/commercial-surety-bonds/ "Surety") (Evidence: Company-reported; scope: Group-level commercial surety practice page; a service-menu description, not a specific bond's terms.) ## Limits and Retentions - **Not publicly disclosed.** The commercial surety page does not publish standard bond amounts, premium rates or collateral requirements; these vary by bond type and client. [1](https://www.ajg.com/insurance/commercial-surety-bonds/ "Surety") (Scope: Checked the group-level commercial surety practice page.) ## Risk Services - Gallagher says its surety team can help replace letters of credit with bonds, work with a client's existing surety program, and facilitate collateral release, citing a case where it placed commercial surety bonds in place of letters of credit to support $60 million in power-purchase obligations for an energy-company client. [1](https://www.ajg.com/insurance/commercial-surety-bonds/ "Surety") (Evidence: Company-reported; scope: Group-level commercial surety practice page case study; a single company-reported example, not independently verified.) ## Gallagher Surety Bonds Compared - [Gallagher vs Chubb](https://spot.insure/compare/chubb-vs-gallagher/surety-bonds) - [Gallagher vs Coverdash](https://spot.insure/compare/coverdash-vs-gallagher/surety-bonds) - [Gallagher vs Embroker](https://spot.insure/compare/embroker-vs-gallagher/surety-bonds) - [Gallagher vs Harper](https://spot.insure/compare/gallagher-vs-harper/surety-bonds) - [Gallagher vs Heffernan Insurance Brokers](https://spot.insure/compare/gallagher-vs-heffernan/surety-bonds) - [Gallagher vs HUB International](https://spot.insure/compare/gallagher-vs-hub-international/surety-bonds) ## Other Gallagher Coverage Lines - [Gallagher Business Owner’s Policy](https://spot.insure/insurance-providers/gallagher/business-owners-policy) - [Gallagher Commercial Auto Insurance](https://spot.insure/insurance-providers/gallagher/commercial-auto) - [Gallagher Commercial Property Insurance](https://spot.insure/insurance-providers/gallagher/commercial-property) - [Gallagher Crime Insurance](https://spot.insure/insurance-providers/gallagher/crime) - [Gallagher Cyber Insurance](https://spot.insure/insurance-providers/gallagher/cyber) - [Gallagher D&O Insurance](https://spot.insure/insurance-providers/gallagher/directors-officers) - [Gallagher Employee Health Benefits](https://spot.insure/insurance-providers/gallagher/employee-health-benefits) - [Gallagher Employment Practices Liability Insurance](https://spot.insure/insurance-providers/gallagher/employment-practices) - [Gallagher Fiduciary Liability Insurance](https://spot.insure/insurance-providers/gallagher/fiduciary) - [Gallagher General Liability Insurance](https://spot.insure/insurance-providers/gallagher/general-liability) - [Gallagher Kidnap and Ransom Insurance](https://spot.insure/insurance-providers/gallagher/kidnap-ransom) - [Gallagher Product Recall Insurance](https://spot.insure/insurance-providers/gallagher/product-recall) - [Gallagher Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/gallagher/professional-errors-omissions) - [Gallagher Representations and Warranties Insurance](https://spot.insure/insurance-providers/gallagher/representations-warranties) - [Gallagher Tech E&O Insurance](https://spot.insure/insurance-providers/gallagher/technology-errors-omissions) - [Gallagher Workers’ Compensation Insurance](https://spot.insure/insurance-providers/gallagher/workers-compensation) ## Related - [Gallagher Profile](https://spot.insure/insurance-providers/gallagher) - [Gallagher Reliability](https://spot.insure/insurance-providers/gallagher/reliability) - [Gallagher Alternatives](https://spot.insure/insurance-providers/gallagher/alternatives) - [Coverage Guide: Surety bonds](https://spot.insure/coverage/surety-bonds) ## Sources 1. [Surety](https://www.ajg.com/insurance/commercial-surety-bonds/). Gallagher; Surety relationships that convert to future growth; Understanding commercial surety vs. contract surety bonds; Providing assurance that keeps business moving (License and permit bonds, Court bonds, Public official bonds, Customs bonds); The Gallagher Difference case study; Commercial Surety and Bonds Summary. Accessed 2026-09-23. 2. [Insurance for Technology & IT Businesses](https://www.gallaghersmallbusiness.com/technology-services/). Gallagher Small Business; Protection for IT Professionals & Their Technology-Based Businesses; recommended coverage menu, including Surety Bond Programs. Accessed 2026-09-16. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/gallagher/surety-bonds.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)