Gallagher Crime Insurance

Gallagher Small Business Fidelity and Crime Insurance

Gallagher Small Business arranges Fidelity and Crime coverage with outside carriers for small-business clients; its group-level Executive and Financial Risk practice separately places the same coverage for larger accounts. Gallagher does not underwrite either policy. 1,2Company-reported. Small-business crime product page and the group-level executive-risk practice page.

Issuing Insurer

Not publicly disclosed. Neither the small-business crime page nor the executive-risk practice page names the insurer that would issue a given client's crime policy. 1,2Checked both pages on 2026-09-23.

Who It’s For

Gallagher recommends this coverage for small businesses exposed to funds-transfer fraud, computer fraud, employee fraud, or destruction of personal property. 1Company-reported. Small-business crime product page "Do you need Fidelity and Crime insurance?" list; actual acceptance depends on underwriting.

Coverage Features

Gallagher describes Fidelity and Crime insurance as covering losses from fraudulent or dishonest acts, including credit card forgery, computer fraud, funds-transfer fraud, employee fraud, theft and destruction of property. 1Company-reported. Small-business crime product page; a coverage description, not a specific policy's insuring agreement or exclusions.

Limits and Retentions

Not publicly disclosed. Neither page publishes specific crime coverage limits or premium ranges. 1,2Checked both pages on 2026-09-23.

Risk Services

For larger accounts, Gallagher says its methodology for setting crime coverage limits includes peer analysis using third-party databases and an exposure index developed by the Surety Association of America with the American Institute of Accountants. 2Company-reported. Group-level executive-risk practice page; not confirmed as applied to the small-business product.

How to Apply

The small-business crime page routes buyers to a Connect With An Advisor form asking for company details, business description, other coverage interests, employee count and annual revenue. 1Company-reported. Product page inquiry form, inspected without submission.

Gallagher Crime Insurance Compared

Other Gallagher Coverage Lines

Sources

  1. Crime. Gallagher Small Business; Coverage Overview; Do you need Fidelity and Crime insurance?; Connect With An Advisor form. Accessed 2026-09-23.
  2. Executive and Financial Risk Insurance. Gallagher; Employee Dishonesty (Crime) and Fidelity Bond insurance section. Accessed 2026-09-23.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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