Gallagher Crime Insurance

Gallagher Small Business arranges Fidelity and Crime coverage with outside carriers for small-business clients; its group-level Executive and Financial Risk practice separately places the same coverage for larger accounts. Gallagher does not underwrite either policy. ^1,2Company-reportedSmall-business crime product page and the group-level executive-risk practice page.

Neither the small-business crime page nor the executive-risk practice page names the insurer that would issue a given client's crime policy. ^1,2Not publicly disclosedChecked both pages on 2026-09-23.

Gallagher recommends this coverage for small businesses exposed to funds-transfer fraud, computer fraud, employee fraud, or destruction of personal property. ¹Company-reportedSmall-business crime product page "Do you need Fidelity and Crime insurance?" list; actual acceptance depends on underwriting.

Gallagher describes Fidelity and Crime insurance as covering losses from fraudulent or dishonest acts, including credit card forgery, computer fraud, funds-transfer fraud, employee fraud, theft and destruction of property. ¹Company-reportedSmall-business crime product page; a coverage description, not a specific policy's insuring agreement or exclusions.

Neither page publishes specific crime coverage limits or premium ranges. ^1,2Not publicly disclosedChecked both pages on 2026-09-23.

For larger accounts, Gallagher says its methodology for setting crime coverage limits includes peer analysis using third-party databases and an exposure index developed by the Surety Association of America with the American Institute of Accountants. ²Company-reportedGroup-level executive-risk practice page; not confirmed as applied to the small-business product.

The small-business crime page routes buyers to a Connect With An Advisor form asking for company details, business description, other coverage interests, employee count and annual revenue. ¹Company-reportedProduct page inquiry form, inspected without submission.