Gallagher Crime Insurance
Gallagher Small Business Fidelity and Crime Insurance
Gallagher Small Business arranges Fidelity and Crime coverage with outside carriers for small-business clients; its group-level Executive and Financial Risk practice separately places the same coverage for larger accounts. Gallagher does not underwrite either policy. 1,2Company-reported. Small-business crime product page and the group-level executive-risk practice page.
Issuing Insurer
Who It’s For
Gallagher recommends this coverage for small businesses exposed to funds-transfer fraud, computer fraud, employee fraud, or destruction of personal property. 1Company-reported. Small-business crime product page "Do you need Fidelity and Crime insurance?" list; actual acceptance depends on underwriting.
Coverage Features
Gallagher describes Fidelity and Crime insurance as covering losses from fraudulent or dishonest acts, including credit card forgery, computer fraud, funds-transfer fraud, employee fraud, theft and destruction of property. 1Company-reported. Small-business crime product page; a coverage description, not a specific policy's insuring agreement or exclusions.
Limits and Retentions
Risk Services
For larger accounts, Gallagher says its methodology for setting crime coverage limits includes peer analysis using third-party databases and an exposure index developed by the Surety Association of America with the American Institute of Accountants. 2Company-reported. Group-level executive-risk practice page; not confirmed as applied to the small-business product.
How to Apply
The small-business crime page routes buyers to a Connect With An Advisor form asking for company details, business description, other coverage interests, employee count and annual revenue. 1Company-reported. Product page inquiry form, inspected without submission.
Gallagher Crime Insurance Compared
Other Gallagher Coverage Lines
Sources
- Crime. Gallagher Small Business; Coverage Overview; Do you need Fidelity and Crime insurance?; Connect With An Advisor form. Accessed 2026-09-23.
- Executive and Financial Risk Insurance. Gallagher; Employee Dishonesty (Crime) and Fidelity Bond insurance section. Accessed 2026-09-23.




