Gallagher vs Newfront: How Do They Compare for Crime Insurance?

Gallagher splits small-business and larger-account teams, using an advisor form and peer analysis; Newfront brokers crime starting with a consultation, with integrated claims and coverage negotiation and a connected client dashboard.

Gallagher suits small businesses seeking an advisor or larger accounts needing peer-based limit analysis; Newfront serves private companies from seed stage and more than 500 public companies, with a 24/7 dashboard but no crime-specific wording. ^1,^2,³

What Are the Key Differences Between Gallagher and Newfront Crime Insurance?

Newfront’s practice spans seed-stage startups and public companies, and it describes dashboard and claims-negotiation services; its page groups crime with fidelity without detailing agreements. Gallagher has separate small-business and larger-account teams, with a stated limit-setting method for larger buyers. ³ ¹ ²

Size Split Versus One Executive Risk Practice

Gallagher Small Business arranges fidelity and crime with outside carriers for small-business clients; a separate group Executive and Financial Risk practice places the same coverage for larger accounts, and Gallagher does not underwrite either policy. Newfront brokers crime as part of Executive Risk, listing fidelity and crime together as one Key Coverages entry, and negotiates placement rather than underwriting. Neither Gallagher page nor Newfront’s Executive Risk page names the insurer. ¹ ² ³

Who the Practice Is Built For

Gallagher recommends fidelity and crime for small businesses exposed to funds-transfer fraud, computer fraud, employee fraud or destruction of personal property. Newfront says Executive Risk services private companies from seed round through every series of funding and describes work with over 500 publicly traded companies, without a crime-specific eligibility threshold. ¹ ³

Limit Method, Dashboard and Claims Help

For larger accounts, Gallagher’s limit-setting method includes peer analysis using third-party databases and a Surety Association of America exposure index; neither Gallagher page publishes specific crime limits. Newfront’s Executive Risk page also does not publish crime limits or retentions. Newfront says clients get 24/7 access to policies, certificates and billing through a connected dashboard, that renewals use pre-populated historical data, and that it provides integrated claims and coverage negotiation for Executive Risk lines, including a crime claim. Gallagher’s small-business crime page routes buyers to a Connect With An Advisor form. ² ¹ ³

What Should You Confirm in Gallagher and Newfront Crime Insurance Quotes?

Ask Gallagher which desk is placing you and whether peer-index work will set the limit. ¹ ²
Ask Newfront which insuring agreements sit under the combined Fidelity and Crime label. ³
Confirm dashboard access and how Newfront will handle a crime claim versus Gallagher’s advisor-led path. ³ ¹
Get the writing company from both. ¹ ³

Gallagher vs Newfront Crime Insurance Compared

Gallagher vs Newfront: Crime Insurance: documented features by provider

Criteria	Gallagher Small Business Fidelity and Crime Insurance	Newfront Fidelity and Crime Insurance
Who It’s For	Gallagher recommends this coverage for small businesses exposed to funds-transfer fraud, computer fraud, employee fraud, or destruction of personal property. ¹Company-reported. Small-business crime product page "Do you need Fidelity and Crime insurance?" list; actual acceptance depends on underwriting.	Newfront says its Executive Risk practice services private companies from seed round through every series of funding, and describes work with over 500 publicly traded companies, without a crime-specific eligibility threshold. ³Company-reported. Here for the Long Run section; figures describe the executive-risk practice broadly, not crime coverage specifically.
How to Apply	The small-business crime page routes buyers to a Connect With An Advisor form asking for company details, business description, other coverage interests, employee count and annual revenue. ¹Company-reported. Product page inquiry form, inspected without submission.	You start a crime coverage placement by requesting a consultation through Newfront's Executive Risk page. ³Company-reported. Executive Risk page call-to-action; no online quoting or binding described.
Coverage Features	Gallagher describes Fidelity and Crime insurance as covering losses from fraudulent or dishonest acts, including credit card forgery, computer fraud, funds-transfer fraud, employee fraud, theft and destruction of property. ¹Company-reported. Small-business crime product page; a coverage description, not a specific policy's insuring agreement or exclusions.	Newfront lists "Fidelity and Crime" among the Key Coverages of its Executive Risk program. The page does not separately describe crime-specific insuring agreements such as employee theft, computer fraud or funds-transfer fraud. ³Company-reported. Executive Risk page Key Coverages list; crime and fidelity are bundled in one line item.
Role in This Line	Gallagher Small Business arranges Fidelity and Crime coverage with outside carriers for small-business clients; its group-level Executive and Financial Risk practice separately places the same coverage for larger accounts. Gallagher does not underwrite either policy. ^1,²Company-reported. Small-business crime product page and the group-level executive-risk practice page.	Newfront brokers crime coverage as part of its Executive Risk practice, which it groups with fidelity coverage under one Key Coverages entry. It negotiates placement rather than underwriting the risk. ³Company-reported. Executive Risk offering page; crime and fidelity are listed together, not as separately described products.
Risk Services	For larger accounts, Gallagher says its methodology for setting crime coverage limits includes peer analysis using third-party databases and an exposure index developed by the Surety Association of America with the American Institute of Accountants. ²Company-reported. Group-level executive-risk practice page; not confirmed as applied to the small-business product.	Newfront says clients get 24/7 access to their insurance program, including policies, certificates of insurance and billing, through its connected dashboard, and that renewal submissions use pre-populated historical data. ³Company-reported. Industry-Leading Technology section; described across Executive Risk lines, not crime-specific.