---
title: "Gallagher vs Newfront: Crime Insurance"
description: "Gallagher suits small businesses seeking an advisor or larger accounts needing peer-based limit analysis; Newfront serves private companies from seed stage and more than 500 public companies, with a 24/7 dashboard but no crime-specific wording."
canonical: "https://spot.insure/compare/gallagher-vs-newfront/crime"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "gallagher-vs-newfront"
provider-a: "gallagher"
provider-b: "newfront"
coverage-line: "crime"
---

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[Human-readable page](https://spot.insure/compare/gallagher-vs-newfront/crime)

## Agent Guide

**What this page is:** Focused comparison of Gallagher and Newfront for Crime Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Crime Insurance questions about Gallagher versus Newfront. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Gallagher vs Newfront for Crime Insurance: how do they differ?
- Which is better for Crime Insurance, Gallagher or Newfront?
- What does Gallagher or Newfront publish about Crime Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Crime Insurance. Providers: Gallagher and Newfront.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [Gallagher vs Newfront](https://spot.insure/compare/gallagher-vs-newfront) — all coverage lines for this pair
- [Crime Insurance guide](https://spot.insure/coverage/crime) — how this coverage works
- [Gallagher profile](https://spot.insure/insurance-providers/gallagher) — provider profile
- [Newfront profile](https://spot.insure/insurance-providers/newfront) — provider profile

# Gallagher vs Newfront: How Do They Compare for Crime Insurance?

Gallagher splits small-business and larger-account teams, using an advisor form and peer analysis; Newfront brokers crime starting with a consultation, with integrated claims and coverage negotiation and a connected client dashboard.

Gallagher offers small-business and large-account crime teams with peer-based limit analysis; Newfront serves seed-stage through public companies and offers a 24/7 policy dashboard.

## Gallagher vs Newfront Crime Insurance Summary

Gallagher suits small businesses seeking an advisor or larger accounts needing peer-based limit analysis; Newfront serves private companies from seed stage and more than 500 public companies, with a 24/7 dashboard but no crime-specific wording. [1](https://www.gallaghersmallbusiness.com/insurance-products/crime/ "Crime") [2](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") [3](https://www.newfront.com/executive-risk "Executive Risk")

## What Are the Key Differences Between Gallagher and Newfront Crime Insurance?

Newfront’s practice spans seed-stage startups and public companies, and it describes dashboard and claims-negotiation services; its page groups crime with fidelity without detailing agreements. Gallagher has separate small-business and larger-account teams, with a stated limit-setting method for larger buyers. [3](https://www.newfront.com/executive-risk "Executive Risk") [1](https://www.gallaghersmallbusiness.com/insurance-products/crime/ "Crime") [2](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance")

### Size Split Versus One Executive Risk Practice

Gallagher Small Business arranges fidelity and crime with outside carriers for small-business clients; a separate group Executive and Financial Risk practice places the same coverage for larger accounts, and Gallagher does not underwrite either policy. Newfront brokers crime as part of Executive Risk, listing fidelity and crime together as one Key Coverages entry, and negotiates placement rather than underwriting. Neither Gallagher page nor Newfront’s Executive Risk page names the insurer. [1](https://www.gallaghersmallbusiness.com/insurance-products/crime/ "Crime") [2](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") [3](https://www.newfront.com/executive-risk "Executive Risk")

### Who the Practice Is Built For

Gallagher recommends fidelity and crime for small businesses exposed to funds-transfer fraud, computer fraud, employee fraud or destruction of personal property. Newfront says Executive Risk services private companies from seed round through every series of funding and describes work with over 500 publicly traded companies, without a crime-specific eligibility threshold. [1](https://www.gallaghersmallbusiness.com/insurance-products/crime/ "Crime") [3](https://www.newfront.com/executive-risk "Executive Risk")

### Limit Method, Dashboard and Claims Help

For larger accounts, Gallagher’s limit-setting method includes peer analysis using third-party databases and a Surety Association of America exposure index; neither Gallagher page publishes specific crime limits. Newfront’s Executive Risk page also does not publish crime limits or retentions. Newfront says clients get 24/7 access to policies, certificates and billing through a connected dashboard, that renewals use pre-populated historical data, and that it provides integrated claims and coverage negotiation for Executive Risk lines, including a crime claim. Gallagher’s small-business crime page routes buyers to a Connect With An Advisor form. [2](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") [1](https://www.gallaghersmallbusiness.com/insurance-products/crime/ "Crime") [3](https://www.newfront.com/executive-risk "Executive Risk")

## What Should You Confirm in Gallagher and Newfront Crime Insurance Quotes?

- Ask Gallagher which desk is placing you and whether peer-index work will set the limit. [1](https://www.gallaghersmallbusiness.com/insurance-products/crime/ "Crime") [2](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance")
- Ask Newfront which insuring agreements sit under the combined Fidelity and Crime label. [3](https://www.newfront.com/executive-risk "Executive Risk")
- Confirm dashboard access and how Newfront will handle a crime claim versus Gallagher’s advisor-led path. [3](https://www.newfront.com/executive-risk "Executive Risk") [1](https://www.gallaghersmallbusiness.com/insurance-products/crime/ "Crime")
- Get the writing company from both. [1](https://www.gallaghersmallbusiness.com/insurance-products/crime/ "Crime") [3](https://www.newfront.com/executive-risk "Executive Risk")

## Gallagher vs Newfront Crime Insurance Compared

| Criteria | Gallagher Small Business Fidelity and Crime Insurance | Newfront Fidelity and Crime Insurance |
| --- | --- | --- |
| Who It’s For | Gallagher recommends this coverage for small businesses exposed to funds-transfer fraud, computer fraud, employee fraud, or destruction of personal property. [1](https://www.gallaghersmallbusiness.com/insurance-products/crime/ "Crime") (Evidence: Company-reported; scope: Small-business crime product page "Do you need Fidelity and Crime insurance?" list; actual acceptance depends on underwriting..) | Newfront says its Executive Risk practice services private companies from seed round through every series of funding, and describes work with over 500 publicly traded companies, without a crime-specific eligibility threshold. [3](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Here for the Long Run section; figures describe the executive-risk practice broadly, not crime coverage specifically..) |
| How to Apply | The small-business crime page routes buyers to a Connect With An Advisor form asking for company details, business description, other coverage interests, employee count and annual revenue. [1](https://www.gallaghersmallbusiness.com/insurance-products/crime/ "Crime") (Evidence: Company-reported; scope: Product page inquiry form, inspected without submission..) | You start a crime coverage placement by requesting a consultation through Newfront's Executive Risk page. [3](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk page call-to-action; no online quoting or binding described..) |
| Coverage Features | Gallagher describes Fidelity and Crime insurance as covering losses from fraudulent or dishonest acts, including credit card forgery, computer fraud, funds-transfer fraud, employee fraud, theft and destruction of property. [1](https://www.gallaghersmallbusiness.com/insurance-products/crime/ "Crime") (Evidence: Company-reported; scope: Small-business crime product page; a coverage description, not a specific policy's insuring agreement or exclusions..) | Newfront lists "Fidelity and Crime" among the Key Coverages of its Executive Risk program. The page does not separately describe crime-specific insuring agreements such as employee theft, computer fraud or funds-transfer fraud. [3](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk page Key Coverages list; crime and fidelity are bundled in one line item..) |
| Role in This Line | Gallagher Small Business arranges Fidelity and Crime coverage with outside carriers for small-business clients; its group-level Executive and Financial Risk practice separately places the same coverage for larger accounts. Gallagher does not underwrite either policy. [1](https://www.gallaghersmallbusiness.com/insurance-products/crime/ "Crime") [2](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") (Evidence: Company-reported; scope: Small-business crime product page and the group-level executive-risk practice page..) | Newfront brokers crime coverage as part of its Executive Risk practice, which it groups with fidelity coverage under one Key Coverages entry. It negotiates placement rather than underwriting the risk. [3](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk offering page; crime and fidelity are listed together, not as separately described products..) |
| Risk Services | For larger accounts, Gallagher says its methodology for setting crime coverage limits includes peer analysis using third-party databases and an exposure index developed by the Surety Association of America with the American Institute of Accountants. [2](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") (Evidence: Company-reported; scope: Group-level executive-risk practice page; not confirmed as applied to the small-business product..) | Newfront says clients get 24/7 access to their insurance program, including policies, certificates of insurance and billing, through its connected dashboard, and that renewal submissions use pre-populated historical data. [3](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Industry-Leading Technology section; described across Executive Risk lines, not crime-specific..) |

## About Gallagher and Newfront and Crime Insurance

- [Gallagher company profile](https://spot.insure/insurance-providers/gallagher) · [Gallagher customer reviews](https://spot.insure/insurance-providers/gallagher/reviews)
- [Newfront company profile](https://spot.insure/insurance-providers/newfront) · [Newfront customer reviews](https://spot.insure/insurance-providers/newfront/reviews)
- [What Is Crime Insurance?](https://spot.insure/coverage/crime)

## Related Pages for Gallagher vs Newfront Crime Insurance

- [Gallagher vs Newfront](https://spot.insure/compare/gallagher-vs-newfront): all coverage lines, business roles, service and claims.
- [What Is Crime Insurance?](https://spot.insure/coverage/crime): Crime insurance addresses specified theft and fraud losses; employee theft, forgery, funds-transfer fraud and impersonation payments can have separate terms.
- [Gallagher Crime Insurance](https://spot.insure/insurance-providers/gallagher/crime)
- [Newfront Crime Insurance](https://spot.insure/insurance-providers/newfront/crime)

## Sources for Gallagher vs Newfront Crime Insurance

### Sources About Gallagher

1. [Crime](https://www.gallaghersmallbusiness.com/insurance-products/crime/). Gallagher Small Business; Coverage Overview; Do you need Fidelity and Crime insurance?; Connect With An Advisor form. Accessed 2026-09-23.
2. [Executive and Financial Risk Insurance](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/). Gallagher; Employee Dishonesty (Crime) and Fidelity Bond insurance section. Accessed 2026-09-23.

### Sources About Newfront

3. [Executive Risk](https://www.newfront.com/executive-risk). Newfront; Key Coverages to Protect Your Business: Fidelity and Crime; Here for the Long Run: Private Companies and Public statistics; Industry-Leading Technology. Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/gallagher-vs-newfront/crime.md)
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- [MCP server manifest](https://spot.insure/server.json)
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