Spot for Travel, Tour and Leisure Companies

Get quotes from 50+ travel and tourism insurance providers with Spot

We get quotes for the trips, activities and transport you offer, compare them with you and send certificates when a venue asks.

  • Activities you run kept apart from ones you only list
  • Venue and supplier insurance clauses checked for you
  • Keep your broker or switch, with no commissions on premiums
A tour guide fastens a life jacket on a guest beside a kayak on the beach.

How Spot helps Travel, Tour and Leisure Companies

Say what you operate and what you resell

Your Spot team lists each trip and activity, whether you run it or only list it, plus guides, subcontractors, transport, locations and where customers come into contact with your team.

Willow KitchenOrganized by Spot
Travelers
The Hartford
Chubb

Check the venue’s insurance requirements

Venues and suppliers ask for set limits and to be named on your policy. Send the agreement and Spot checks whether your coverage and endorsements meet it.

General liability insurance

Willow Kitchen · Policy review

Policy wording
Coverage limits
Compare with
Contract requirements

Confirm with your broker

Limits, exclusions, and endorsements

Compare quotes on the trips you run

Together with your broker, Spot takes the submission to insurers and compares how each proposal treats an injury on an excursion, a booking error and guest transport.

Chubb
The Hartford
TravelersQuote request

General liability insurance

Coverage limits · Policy terms

Willow Kitchen

Keep the season’s paperwork in one place

Supplier contracts, certificates and policies stay together, so next season’s renewal starts from what you already sent.

CaseyWillow Kitchen

What do we need to request general liability insurance quotes?

Let’s prepare the information for your broker and compare the terms, not just the price.

General liability insurance policy

Coverage terms · Limits

How buying insurance works for Travel, Tour and Leisure Companies

  1. 01

    Tell us about your business

    Share what you do, where you work, the policies you have and any contracts that ask for insurance.

  2. 02

    We write up your application

    Spot turns it into an application that describes your business the way insurers need to see it.

  3. 03

    We get quotes from insurers

    Spot handles the procurement, sending it to the insurers and markets that cover businesses like yours and chasing every quote.

  4. 04

    Compare your quotes

    We put the quotes side by side on limits, exclusions and terms as well as price.

  5. 05

    Buy your policy and get certificates

    You choose. Spot places the policy for you, and certificates are ready when a customer or landlord asks.

Travel, Tour and Leisure Companies we help

  • Tour and excursion operators

    You guide customers through activities and venues, often with subcontracted guides, and general liability has to describe all of it.

  • Trip planners and booking services

    Customers rely on your itineraries, bookings and tickets, and a mistake there is an errors and omissions question.

  • Attractions and activity venues

    You own or lease the space and equipment and host customers on site.

  • Operators who transport guests

    Vans, shuttles and drivers you own or arrange need their own commercial auto quote.

  • Seasonal businesses

    Guides, instructors and event staff come on for the season, and workers’ compensation has to reflect them in each state.

Insurance Travel, Tour and Leisure Companies usually carry

The policies companies like yours are usually asked for, and when each one comes up.

Insurers that quote Travel, Tour and Leisure Companies

Get quotes from 50+ travel and tourism insurance providers with Spot.

  • AIG
  • Alliance Risk
  • Amelia Risk
  • Aon
  • At-Bay
  • Beazley
  • Berkshire Hathaway Specialty Insurance
  • And many more

When Travel, Tour and Leisure Companies need insurance

  • 01

    You’re about to take deposits

    Know whether you arrange travel or run it, and keep any seller-of-travel registration, trust or bond work separate from your insurance review.

  • 02

    You’re adding a tour, venue or supplier

    Send the new contract’s insurance clause and check the limits and additional insured wording before you commit.

  • 03

    You’re starting to drive guests yourself

    Owned or arranged vehicles, drivers and routes need commercial auto quoted before the first pickup.

  • 04

    You’re staffing up for the season

    Add seasonal guides, instructors and event staff, with their duties and states, to your workers’ compensation.

Questions from Travel, Tour and Leisure Companies

Also known as tour operator insurance, travel agency insurance, travel agent insurance, travel company insurance, tourism business insurance and activity provider insurance.

Is tour operator insurance the same as travel insurance?

No. Travel insurance protects a traveler’s trip. Tour operator and travel agency insurance protects your business: general liability for activities, errors and omissions for bookings, commercial auto for guest transport, plus property and workers’ compensation. Spot helps you buy the business side.

Is a seller-of-travel bond or trust account the same as insurance?

No. In California, registration, trust and bond requirements depend on your circumstances and are separate from a commercial insurance policy. Spot handles the insurance side.

What should we send before getting quotes for a tour?

The itinerary, activity description, locations, expected customer numbers, guides, subcontractors, transport plan and any signed supplier or venue requirements.

Does our policy cover refunds when a supplier fails?

A refund promise to customers doesn’t make a policy pay for it. Spot reviews your cancellation and supplier-failure promises against the actual forms and asks brokers what, if anything, would respond.

Can our current broker stay involved before the season starts?

Yes. Spot works with your broker ahead of each season’s renewal and takes no commissions on premiums. If you’d rather move to a broker who places more tour and activity business, Spot helps you switch.

Get insurance off your to-do list.

Get quotes from 50+ travel and tourism insurance providers with Spot. Keep your broker or switch, with no commissions on premiums.

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