Spot for Security Companies

Get quotes from 50+ security services insurance providers with Spot

We get quotes for your guarding, installation or monitoring work, compare them with you and send certificates when a site owner asks.

  • Physical and cyber services described separately
  • Liability, E&O and cyber terms compared together
  • Keep your broker or switch, with no commissions on premiums
A security technician on a stepladder mounts a dome camera.

How Spot helps Security Companies

Describe each service on its own

Your Spot team separates guarding, installation, monitoring, testing and software, with access levels and subcontractors, so no service is lumped under one label.

Juniper ConsultingOrganized by Spot
Travelers
The Hartford
Chubb

Check each quote covers the work you do

Spot reads each proposal brokers bring back for whether assessments, testing, monitoring and response are named as insured work, and which loss types are excluded.

Chubb
The Hartford
TravelersQuote request

General liability insurance

Coverage limits · Policy terms

Juniper Consulting

Check the customer’s vendor-risk review

Customers send vendor questionnaires and master agreements with insurance minimums. Spot checks those requirements against your policies and tells you where you fall short.

General liability insurance

Juniper Consulting · Policy review

Policy wording
Coverage limits
Compare with
Contract requirements

Confirm with your broker

Limits, exclusions, and endorsements

Get a certificate for every new site

A new site contract usually asks for proof of insurance, often with the site owner named as an additional insured. Send the request in Slack; we get the certificate ready and work with your broker on the endorsement.

SamJuniper Consulting

Can you help prepare proof of our general liability insurance?

Certificate of insurance

Juniper Consulting

Ready for your review

How buying insurance works for Security Companies

  1. 01

    Tell us about your business

    Share what you do, where you work, the policies you have and any contracts that ask for insurance.

  2. 02

    We write up your application

    Spot turns it into an application that describes your business the way insurers need to see it.

  3. 03

    We get quotes from insurers

    Spot handles the procurement, sending it to the insurers and markets that cover businesses like yours and chasing every quote.

  4. 04

    Compare your quotes

    We put the quotes side by side on limits, exclusions and terms as well as price.

  5. 05

    Buy your policy and get certificates

    You choose. Spot places the policy for you, and certificates are ready when a customer or landlord asks.

Security Companies we help

  • Guard and patrol companies

    Your staff work on customer premises, so site activities and conditions drive the liability quote.

  • Alarm and access-control installers

    Cameras and sensors go in at customer sites and move between storage and jobs.

  • Managed security and monitoring providers

    Customers rely on your detection and response, which raises technology and professional liability questions.

  • Penetration testers and incident responders

    You hold privileged access and customer logs, which puts cyber at the front of the conversation.

Insurance Security Companies usually carry

The policies companies like yours are usually asked for, and when each one comes up.

Insurers that quote Security Companies

Get quotes from 50+ security services insurance providers with Spot.

  • AIG
  • Alliance Risk
  • Amelia Risk
  • Aon
  • At-Bay
  • Beazley
  • Berkshire Hathaway Specialty Insurance
  • And many more

When Security Companies need insurance

  • 01

    Staff will guard, patrol or install at a customer site

    List guarding, installation, monitoring and customer-site activities, and check the exclusions and conditions.

  • 02

    Clients rely on your assessments or recommendations

    Ask whether the professional form names assessment, testing and response as insured work and which losses it leaves out.

  • 03

    You sell managed detection or security software

    Check which products, third-party financial-loss claims and customer configurations the technology form addresses.

  • 04

    You hold customer credentials or privileged access

    Ask how cyber terms treat your own access, customer systems and vendor incidents.

  • 05

    Cameras and sensors move between storage and jobs

    Ask which devices, values, handlers and installation or transit stages the inland marine terms schedule.

Questions from Security Companies

Also known as security services insurance, security company insurance, security guard insurance, security guard company insurance, private security insurance, alarm company insurance and cybersecurity company insurance.

What does security guard insurance usually include?

Guarding contracts usually ask for general liability first, often with professional E&O for the service you promise, plus workers’ compensation for your guards. Alarm installation adds inland marine for equipment, and cybersecurity work brings tech E&O and cyber. Spot writes up each service before brokers quote.

Can one policy cover both guarding and cybersecurity services?

Don’t assume one policy reaches both. Guarding is a general liability question, while testing and monitoring raise E&O and cyber questions, so Spot describes each service and asks insurers which forms apply.

Does a vendor-risk review show what our insurance covers?

No. A review shows what the customer wants, not what your policy pays. Spot compares their requests with your actual forms.

What do insurers need to know about our services?

A list of the services you sell, the access your staff hold, your subcontractors, the devices you install and the sites you work at, plus a sample customer agreement.

Our guard contracts already go through a broker. Do we need another one for the cyber side?

Not necessarily. Your Spot team works with that broker on both sides of the business and takes no commissions on premiums. If your cybersecurity work has outgrown them, we can help you move to one who places more technology E&O and cyber.

Get insurance off your to-do list.

Get quotes from 50+ security services insurance providers with Spot. Keep your broker or switch, with no commissions on premiums.

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