Spot for Retailers
We get quotes for your shop, stock and online orders, compare them with you and help you buy before a new lease or pop-up.
Your Spot team records stores, pop-ups, stockrooms and fulfillment sites, who designs or imports your products, and how orders move, so the submission matches the business you run.
Forward a store lease or marketplace agreement. Spot compares its insurance requirements with your policies and tells you what’s missing.
General liability insurance
Maple Market · Policy review
Confirm with your broker
Limits, exclusions, and endorsements
Once brokers bring proposals back, Spot lines up how each one treats a customer slipping in the shop, an injury from a product you sold, stock stolen from a stockroom and a checkout breach.
General liability insurance
Coverage limits · Policy terms
Maple Market
Your landlord wants a certificate before you open, and wholesale accounts may want one before they place an order. Send the request to your Spot team in Slack and we’ll get the certificate ready.
JordanMaple Market
Certificate of insurance
Maple Market
Ready for your review
Share what you do, where you work, the policies you have and any contracts that ask for insurance.
Spot turns it into an application that describes your business the way insurers need to see it.
Spot handles the procurement, sending it to the insurers and markets that cover businesses like yours and chasing every quote.
We put the quotes side by side on limits, exclusions and terms as well as price.
You choose. Spot places the policy for you, and certificates are ready when a customer or landlord asks.
Customers visit daily, stock sits on your shelves, and your lease sets insurance requirements.
Moving stock and displays between markets and events raises transit and liability questions.
You design or import what you sell, so the product wording has to match your products and channels, marketplaces included.
Checkout and customer accounts hold identifying and payment-related data, and your stock sits in warehouses you may not run.
The policies companies like yours are usually asked for, and when each one comes up.
Customers enter a shop, pop-up or showroom, or staff host demonstrations and pickup.
You design, import, distribute or resell products, including marketplace sales.
Inventory, fixtures, equipment or customer property is stored at a shop, stockroom or fulfillment site.
Stock, samples or equipment moves between store, warehouse, event and fulfillment locations.
You hire store, warehouse, delivery or seasonal employees.
Checkout, loyalty, ecommerce or customer-account systems hold payment-related or identifying data.
Get quotes from 50+ retail insurance providers with Spot.
List customer visits, demonstrations and order pickup in the general liability description, and check the lease’s insurance clause before you sign.
Check that the product wording covers your actual products, brands, sales channels and territories.
Schedule each site, stock value, fixture and cause of loss, and note who handles the goods in between.
Report each work state, store or warehouse location and job duty for workers’ compensation, including seasonal staff.
Ask how cyber terms treat customer and employee data, payment vendors and system interruption.
Also known as retail store insurance, retail business insurance, store insurance, shop insurance, boutique insurance, ecommerce insurance, ecommerce business insurance and online store insurance.
Get quotes from 50+ retail insurance providers with Spot. Keep your broker or switch, with no commissions on premiums.
Get StartedRead these before you choose a policy or an insurer.
