Spot for Energy Companies

Get quotes from 45+ energy insurance providers with Spot

We line up quotes for your solar projects and crews, compare them on more than price and keep your coverage moving through handover.

  • Coverage mapped from construction through permanent operations
  • Inverter failure and income terms checked in writing
  • Keep your broker or switch, with no commissions on premiums
Two solar installers lift a panel onto a ground-mounted rack.

How Spot helps Energy Companies

List each asset with its project dates

Your Spot team lists each project asset with its owner and value next to the planned testing, commissioning and handover dates, so the gap between construction and operating terms is visible.

Maple Street Co.Organized by Spot
Chubb
AIG
Alliance Risk

Compare quotes for each project stage

Brokers take your project to market with Spot, and we compare builders’ risk, transit, permanent property and equipment breakdown proposals stage by stage, including triggers and waiting periods.

Alliance Risk
AIG
ChubbQuote request

Builders risk insurance

Coverage limits · Policy terms

Maple Street Co.

Check what changes at handover

Spot asks which wording, trigger or named insured changes when the project moves to operations, and keeps the developer’s equipment apart from the installer’s tools.

Builders risk insurance

Maple Street Co. · Policy review

Policy wording
Coverage limits
Compare with
Contract requirements

Confirm with your broker

Limits, exclusions, and endorsements

Keep each project’s documents together

Contracts, schedules and policies for each project stay in one place, so the next build starts from what you learned on the last.

AlexMaple Street Co.

What do we need to request builders risk insurance quotes?

Let’s prepare the information for your broker and compare the terms, not just the price.

Builders risk insurance policy

Coverage terms · Limits

How buying insurance works for Energy Companies

  1. 01

    Tell us about your business

    Share what you do, where you work, the policies you have and any contracts that ask for insurance.

  2. 02

    We write up your application

    Spot turns it into an application that describes your business the way insurers need to see it.

  3. 03

    We get quotes from insurers

    Spot handles the procurement, sending it to the insurers and markets that cover businesses like yours and chasing every quote.

  4. 04

    Compare your quotes

    We put the quotes side by side on limits, exclusions and terms as well as price.

  5. 05

    Buy your policy and get certificates

    You choose. Spot places the policy for you, and certificates are ready when a customer or landlord asks.

Energy Companies we help

  • Solar developers

    Structures and materials sit on site during construction, before permanent operations begin.

  • Project owners and operators

    Your revenue depends on installed equipment, and a named inverter failing can interrupt it.

  • Installation contractors

    You move components and test gear to sites and complete work that can cause injury or damage later.

  • Operations and maintenance providers

    Your crews service projects in different states, with electrical tasks to describe.

Insurance Energy Companies usually carry

The policies companies like yours are usually asked for, and when each one comes up.

  • Builders risk

    Your team develops or installs a solar project, and structures, materials, or equipment are on site during construction before permanent operations.

  • Commercial property

    A solar project reaches permanent operations and your company owns installed equipment or other business property at the site.

  • Equipment breakdown

    A solar project owner or operator depends on a named inverter whose failure could interrupt operations.

  • Tools, equipment and inland marine

    You move solar equipment, components, tools, or test gear from a workshop or supplier to an installation site.

  • Product liability

    You supply solar equipment or complete installation work that could lead to bodily injury or property damage.

  • Workers’ compensation

    You send employees to install, commission, maintain, or service a solar project.

Insurers that quote Energy Companies

Get quotes from 45+ energy insurance providers with Spot.

  • AIG
  • Alliance Risk
  • Amelia Risk
  • Aon
  • Beazley
  • Berkshire Hathaway Specialty Insurance
  • biBerk
  • And many more

When Energy Companies need insurance

  • 01

    Construction is about to start

    Ask which entity and project property the construction-stage form lists, and what dates mark the handoff to permanent coverage.

  • 02

    Components are shipping to site

    Compare inland marine terms for transit, on-site storage and installation with the fixed-location property you’ll buy later.

  • 03

    The project is commissioning

    Separate the developer’s project equipment from installer-owned tools and test gear, and confirm whose interest the terms describe.

  • 04

    An inverter failure would stop generation

    Ask whether breakdown terms name the inverter and failure, and what trigger, waiting period and limit apply to lost income.

  • 05

    You’re sending crews to install or service

    Give the broker field duties, states and whether the site connects to a distribution system, then check classifications.

Questions from Energy Companies

Also known as solar insurance, solar company insurance, solar installer insurance, solar farm insurance, renewable energy insurance, energy company insurance and battery storage insurance.

What does solar installer insurance include?

Installers usually carry general liability and workers’ compensation, plus inland marine for panels and tools in transit. Developers and owners add builders’ risk, property and equipment breakdown. Spot matches each to your project’s stage.

Which lost income do we list if an inverter fails?

Describe expected generation receipts separately from installation or service fees. Spot then asks whether proposed business-income wording addresses the named failure.

Does builders’ risk carry over into operations?

Don’t assume it does. Construction-stage and permanent property terms are often separate, and the switch date matters. We have the broker point to the wording for your project.

Does product liability cover underperformance?

Don’t expect it to. Products and completed-operations terms can address bodily injury and property damage, which is a different question from lost performance or revenue. Spot keeps them apart.

Which project records should we send?

Send asset lists with owners and values, the project schedule, contracts, crew duties and locations. Your Spot team writes the project submission around them.

Can we keep the broker who places our project insurance?

Yes. Spot works alongside them and takes no commissions on premiums. If a larger project has outgrown their markets, Spot can help you switch.

Get insurance off your to-do list.

Get quotes from 45+ energy insurance providers with Spot. Keep your broker or switch, with no commissions on premiums.

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