Does K&R Cover Wrongful Detention?
Some policies list wrongful detention as a covered event, but definitions, location rules, and conditions vary.
Chubb’s U.S. K&R product summary includes wrongful detention among its listed events. That statement applies to the described Chubb product and is expressly subject to the language of policies as issued. Other policies may define detention differently or require a specified duration, authority, or connection to an insured person.
Read the wrongful-detention definition and any territorial or government-action provisions. Check whether the insured person must be an employee or family member, what expenses are covered during detention, and whether emergency repatriation is a separate insuring clause. Travelers’ current forms directory links to sample forms; use the form attached to your quote to confirm the exact trigger and limit.
Related Coverage
Sources
- Kidnap and Ransom Applications and Forms. Travelers; Opening; Applications; Sample policy forms. Accessed 2026-09-25.
- The Chubb Primary Kidnap Ransom and Extortion Insurance. Chubb; Opening; Kidnap, Ransom & Extortion Insurance Highlights. Accessed 2026-09-25.



