Does K&R Cover Ransomware?
Ransomware is generally addressed by cyber insurance; a K&R policy applies only if it expressly covers cyber extortion.
A ransomware incident can involve extortion, negotiation, forensics, data restoration, and business interruption, each with separate policy terms.
Check ransom, negotiation, forensics, restoration, and interruption in the cyber form. Compare K&R wording for overlap, sublimits, approval, and incident-response requirements.
