What Does Kidnap and Ransom Insurance Cover?

K&R may cover ransom and specified expenses for defined kidnapping, extortion, or detention events, subject to each grant and limit.

The exact events, people, expenses, and limits depend on the form and selected options.

Check consultant services, evacuation, repatriation, business interruption, and cyber extortion separately. Confirm each trigger, sublimit, and consent requirement in the issued policy.

Updated . Check your quote and policy wording to see how this answer applies to your coverage. See the editorial policy or contact Spot with a correction and supporting source.

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